You need to contact a mortgage broker and submit a loan application APPLY for a loan with cash out options.
OR contact a local bank (small not national) if they would allow you borrow against your home.
Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
Depends on what it does to your monthly payment. If it's an amount that you can make without strapping yourself, then its a good deal. You will save quite a bit in interest by reducing the rate and number of years to pay it back.... more