Home Buying in 19020 : Advice

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Donna and Joe…, Real Estate Pro in 18966
Donna and Joe Cragin answered:
My boyfriend and I are looking at buying a house. He is a union plumber and does get laid off from time to time.
Your boyfriend is a union plumber and I get the impression he is handy and may want to do the repairs himself. Look into the 203K, as he may have to use specific contractors as per the ... more
0 votes Share Flag Sun Jun 23, 2013 Home Buying in 19020
Monish , Real Estate Pro in Yardley, PA
Monish answered:
I need a realtor! I've been working with one over the last couple months, but he just doesn't seem interested in me and my needs.
An agent in this Business needs to be available 7 days a week to his/her clients.Not only showing homes but keeping open lines of communication.

I live in Bensalem and a large portio ... more
0 votes Share Flag Thu Mar 14, 2013 Home Buying in 19020
Vinay Gupta, Real Estate Pro in Levittown, PA
Vinay Gupta answered:
what is a short sale?
Dave - you got answers by Agents.
When a Home Owner owes more to the bank than the current worth of the property in the market and is having hard time paying-off mortgage - banks allow ... more
0 votes Share Flag Wed Mar 6, 2013 Home Buying in 19020
Vinay Gupta, Real Estate Pro in Levittown, PA
Vinay Gupta answered:
My boyfriend and I are looking at buying a home that is up for short sale. We need a 203K stream line loan because the house is in Habitable.
Normally, income yielding property has different criteria, if you are looking to buy as residential it is fine or if looking as investment then it will be hard unless you have hard cash ... more
0 votes Share Flag Wed Mar 6, 2013 Home Buying in 19020
Russ Ravary, Real Estate Pro in Commerce Township, MI
Russ Ravary answered:
I went to see a mortgage guy at a bank the other day to ask him questions about pre-approval.
One way of getting open lines of credit is to be added to a family members credit card or to open your own secured line of credit
0 votes Share Flag Wed Mar 6, 2013 Home Buying in 19020
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
I called a debt collector the other day to try to make a settlement with them. I offered them $50 of the $108 that i owe
Good morning jillm,

I agree with Alan, although I would probably use stronger, fouler language (hey, I'm in New York!). If you're willing to pay, a Collection Agency is usually trip ... more
0 votes Share Flag Tue Jan 22, 2013 Credit Score in 19020
Vincent Leon…, Real Estate Pro in Philadelphia, PA
Vincent Leonardo answered:
I am looking to buy forclosed property in PG County Maryland and I want to know any good realters that deal with forclosed , bankown, or REO property?
I recommend a Keller Williams rep, We are the best! I will be more than happy to refer you to a top agent in the area if your interested. Best of Luck!
0 votes Share Flag Fri Sep 28, 2012 Foreclosure in 19020
Vincent Leon…, Real Estate Pro in Philadelphia, PA
Vincent Leonardo answered:
How can a foreclosed home cost under $20,000? I was looking online and I noticed some houses for sale that were under $1,000.
To make this simple...Stay Away! When it sounds to good to be true. It usually is. I agree with the rest. Best of Luck!
0 votes Share Flag Fri Sep 28, 2012 Foreclosure in 19020
Vincent Leon…, Real Estate Pro in Philadelphia, PA
Vincent Leonardo answered:
Is there room for negotiation on a bank owned property?
It depends on the market. It there are a ton of REOs in the market you can sometimes drive the price down even lower. Basic laws of supply and demand. Cash is a great way to lower the p ... more
0 votes Share Flag Fri Sep 28, 2012 Foreclosure in 19020
Vincent Leon…, Real Estate Pro in Philadelphia, PA
Vincent Leonardo answered:
can i get a livable home for 15 to 20 k wiht only minor repairs? in florida?
Great point Joshua! But I hear you can find some great deals in Florida these days! Best of Luck!
0 votes Share Flag Fri Sep 28, 2012 Foreclosure in 19020
Cinnamon Bof…, Real Estate Pro in 19020
Cinnamon Boffa answered:
Corporate owned property, proof of funds / pre approval offer, will I even get a lender to pre-approve me or should I not even bother with this house?
Foreclosure, HUD, REO and corporate owned ,each home is different and the Banks are looking for the best possible price.

There is the 203K streamline mortgage, for a home that need ... more
0 votes Share Flag Sun Mar 7, 2010 Foreclosure in 19020
Dan Chase, Home Buyer in Texas City, TX
Dan Chase answered:
Can any agent help me to buy a foreclosure, or are there special agents for that? Re: Realty Trac Foreclosure properties listings for hundreds of $$$
Any agent or realtor can help you to find foreclosures that re on the market. Ignore realtytrack listings. You can not buy a house for what they are giving as sales prices.
0 votes Share Flag Sat Mar 6, 2010 Foreclosure in 19020
James Gordon…, Real Estate Pro in Cincinnati, OH
James Gordon ABR PBD SFR SRS answered:
Can you build closing costs into the mortgage?
Pwf everone has made this as clear as mud for you. It can be done and is done all the time. The way that it works is that you ask the seller to pay some of your closing costs. This incr ... more
0 votes Share Flag Thu Feb 25, 2010 Home Buying in 19020
Theresa Gogo…, Real Estate Pro in 07456
Theresa Gogolen answered:
Sheriff sale
I have bought several sheriff sale homes in Pa. Each state has different laws, so be careful. I start with a list of 100 homes and one by one I research them . I narrow it down to 4 ... more
0 votes Share Flag Wed Feb 17, 2010 Home Buying in 19020
Heather Ober…, Real Estate Pro in Newtown, PA
Heather Oberhau answered:
I have found a promising property that is now bank owned by Soveign Bank. Who do I contact to make an offer?
Hi Toni,
I second (third, fourth, fifth...whatever) using a Buyer's agent if you haven't already gotten one. Another thing to think about is your financing. It's getting more and mor ... more
0 votes Share Flag Sat Mar 28, 2009 Foreclosure in 19020
____________…, Home Buyer in Texas
__________________ answered:
I have found a REO property with asking price of 379,900. I need a savvy, experienced agent that is not
Toni:

Out of curiosity, did you write another offer on the Bensalem listing? I see that the price was reduced. Even though your first offer was low, you could still get a great dea ... more
0 votes Share Flag Tue Feb 17, 2009 Home Buying in 19020
Dennis Stran…, Real Estate Pro in 19115
Dennis Strange answered:
how do I purchase a foreclosed home?
There are all different names for distressed properties...and they all have different time-lines, contacts, and processes that the home needs to go through before it can settle. For exa ... more
0 votes Share Flag Fri Aug 8, 2008 Foreclosure in 19020
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