Congratulations first to you both. First, think about a lifetime investment. Buy low, in a good area, and grow with that area. The best advice a family member always told us was to find a foreclosure or a short sell. Research this thoroughly to learn the ins and outs. Make sure you have an honest realtor, or have a personal lawyer helping you through the process. Never buy a home with just 2 bedrooms, they won't sell. Most people want at least 3 bedrooms, 2 baths now, with a two car garage. Also make sure you have enough down payment to keep your payments at a reasonable and affordable rate for you to pay each month. You will have, yearly taxes, insurance on the house and all your personable things, heating bills each month, along with electric for lights, TV such as cable, health insurance for you both. Make out a budget and list all the items paying out. Car payments and insurances and maintenances on them. Gas money, lunch money. and saving account. Aflac insurances are absolutely great as if you are sick or injured, they will pay you until you can get back to work. KEEP AN EMERGENCY ACCOUNT OF AT LEAST 10.000.00 DOLLARS. DO NOT TOUCH IT FOR ANYTHING EXCEPT A BAD EMERGENCY SUCH AS LOSING A JOB, OR CAN'T WORK FOR SOME TIME. Always look for the best pricing on all things you buy. Shop online at EBATES.COM, YOU WILL FIND YOU CAN SAVE LOTS BY DOING THIS. Talk to each other about and before making purchases, it can be fun to see who gets the best deals. Never make a decision without each other there, on large purchases. Marriage is not only being in love forever, together, but never doing something alone and possibly get in trouble. Now you are one together, always. My parents always said the family that prays together, stays together. I can say this works for sure. I hope this gives you something to start with, find an area you both love, read lots and never build or buy a log cabin. WOOD SHRINKS, AND SHIFTS, AND SWELL;S, TOO MUCH OUTSIDE WORK.. Get a block or brick outside with vinyl eves, around the window, sol you don't have wood rot. GOOD LUCK AND GOD BLESS YOU BOTH. JAN... more
Hi George has been building quality homes for years and is well respected. He is building in that community and others.. He built alot of homes in Floribunda. David Moyer Jack Gaughen Realtor ERA 717-439-6726... more
The sellers disclosure will take you part way to your answer. Your PV system is subject to inspection just like any other system. It is fine to trust the disclosure statement, but then one should verify with a professional inspection.... more
Good afternoon! I see that you have already received very good answers to your question however I wanted to reach out to you and personally invite you to my community. I am the new home sales consultant for Good Hope Farms South and you can visit my website, www.mcnaughtonhomes.com to view our quick delivery homes (I have 2 ready to move in to) and also the 47 other home plans that we will build. If you don't like those, we also do custom building. I do recommend that you consider new construction in your consideration for a new home as you get warranties for 1 year (covers almost everything in the home) and a 10 year warranty for structural. Everything is new!!! Carpets, paint, etc. If you choose to build of course you get to personalize to your tastes and not live with some elses. I also forgot to mention that when you buy new the homes are using the latest technology and products on the market, including the energy efficiency. I always point out that PRICE v COST (of maintenance) are 2 separate things. Price you deal with 1x, cost of maintenance you will be dealing with every day you reside in the home.
The trends are still favoring the buyer! More inventory on the market means longer number of days on the market. Keep in mind however, if you are planning on buying a home in the same market area and you have been in your home for 5+ years you can find some excellent value out their. Seller's are more willing to negotiate and make concessions in the current market, especially if their home has been on the market for 90 days or more. Prices seem to have returned to a more normal / realistic level.... more
Hi Carolyn - Well although this does back up to a flood plain/waterway area - it is a nice development with some water remediation in some basements. Only a few homes that I could find throughout the history of sales and sellers disclosures etc...
For example there is one on the market there right now and the sellers have installed a great water proofing system from Mid-Atlantic Waterproofing. Double sump pump and all the corrected areas are documented and fully transferrable warranty goes along with the service...
Hi Sk - Thought I would add a bit more for you! There are many areas that will continue to grow in appreciation, Mechanicsburg with the new mall and developments going on at the heart of the area - there is massive growth and activity.
Close by York STILL had a 20% plus increase despite the slow sales volume overall.
Cumberland county is in the same arena - some of the highest gains and best community growth...
I live in New Cumberland which is next to Mechanicsburg and Camp Hill - I purchased here for the long term returns - Our community is up around 100,000k over four years! Now you will see a slower growth pattern over this year but this is the year to buy!
WHY? - because there are sellers out there who NEED TO SELL, more buyers thatn seller make a great negotiating arena for buyers - so make sure you have a good Realtor!
Yes - Why not Bellavista - a great variety of homes with larger lots (not estates though) right next to the schools! THe developer is a quality builder Nationwide.
Or - something higher priced? 500k and up? Why not Pinehurst? Another great spot! - great area for the decerning buyer...
For more information or a complete FREE custom search setup - you should call or get a Realtor with the experience to assist you every step of the way...Hope that helps Sk.... more