14216 : Real Estate Advice

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James Deskins, Real Estate Pro in Worthington, OH
James Deskins answered:
How soon can I get a mortgage after discharged from Bankruptcy Chapter 13 which included a home we surrendered? Interested in FHA or FM Homepath.
>>each lender will have different standards.

Actually, that's probably not true. FHA guidelines are the same everywhere as are Fannie Mae Homepath guidelines.
0 votes Share Flag Sat Mar 21, 2015 Home Buying in 14216
John Burke, Real Estate Pro in ELK CITY, OK
John Burke answered:
Purchasing a home after Bankruptcy and waiting period?
Hi Dan,

The rules are different based on the chapter of BK you filed. Chapter 7 requires 2 years from the discharge but a chapter 13 BK does NOT have to be discharged in order for yo ... more
0 votes Share Flag Wed Oct 16, 2013 Home Buying in 14216
Jason Jurek, Real Estate Pro in West Seneca, NY
Jason Jurek answered:
Can I buy my first home as a double unit? And apply for the grants that are offered for down payments on the first time buyers?
The answer to this question requires a few follow up questions. I would be happy to go over this with you. You can reach me at 716-997-3444 or jason.jurek@huntrealestate.com
0 votes Share Flag Tue Aug 6, 2013 Home Buying in 14216
Lovejohn, Home Buyer in Buffalo, NY
Lovejohn answered:
Reverse contingency - Can I sell my home contingent on finding a new one? How difficult is this?
Thanks so much for your help, everyone!
0 votes Share Flag Fri Oct 26, 2012 Home Buying in 14216
Joanne Hajduk,  in Buffalo, NY
Joanne Hajduk answered:
what are the problems now in houses built in the 1920's in buffalo, ny?
The quality and craftsmanship of the homes built in the 1920's does not even compare to the cheap homes that are slapped together today. These homes have withstood terrential storms, bl ... more
0 votes Share Flag Wed Jun 6, 2012 Home Ownership in 14216
Rick Glogows…,  in Buffalo, NY
Rick Glogowski answered:
I just bought an energy star washing machine. Can someone tell me which tax rebates apply towards it in NY?
There is a rebate phone number to call that handles National Fuel & National Grid rebate programs. There number is (866) 716-8099. Also a web site www.thinksmartthinkgreen.com. This ... more
0 votes Share Flag Mon Dec 14, 2009 Going Green in 14216
Joe Sorrenti…,  in Buffalo, NY
Joe Sorrentino answered:
Finally closed, but I got a $500 water bill and delinquency notice after 7 days! Am I screwed?
Don't sweat it. It is probably the old occupant's bill. Chances are they never terminated the service. If you live in the city, it is very common. Call and get it straightened out. This ... more
0 votes Share Flag Sun Feb 1, 2009 Home Buying in 14216
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