12601 : Advice

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Sue DeCosta, Real Estate Pro in Hopewell Junction, NY
Sue DeCosta answered:
Can a seller negotiate the sales commission in this market?
Commission is always considered negotiable and no "standard" amount will typically be offered. Most agents do however have a percentage bottom line for which they will work for. Althoug ... more
0 votes Share Flag Wed Dec 30, 2015 Home Selling in 12601
Sue DeCosta, Real Estate Pro in Hopewell Junction, NY
Sue DeCosta answered:
3 Realtors - different companies -frustrated - in need of a Realtor ASAP that can finally get our home sold!
I do believe I know of this property, and would be happy to sit with you to discuss the marketing of this home. The construction is now complete in the community so your competition for ... more
0 votes Share Flag Wed Dec 30, 2015 Home Selling in 12601
Neeta Gupta, Real Estate Pro in Houston, TX
Neeta Gupta answered:
Hello, my FICO scores are 611, 635, 714. I make 23k a yr, no real debt and I want 125k getting a mortgage broker what are my chances?
Hi, if you are still looking to buy and looking for financing options, please call me at 914-475-0337
0 votes Share Flag Wed Apr 29, 2015 Home Buying in 12601
Neeta Gupta, Real Estate Pro in Houston, TX
Neeta Gupta answered:
Is it illegal to rent out a room in your own house?
Please call me to discuss this at 914-475-0337
0 votes Share Flag Wed Apr 29, 2015 Home Buying in 12601
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
How so I deactivate my account?
You'd have to contact Trulia direct at 888-553-9084.
0 votes Share Flag Thu Jan 29, 2015 How To... in 12601
Kim Benedict, Real Estate Pro in Overland Park, KS
Kim Benedict answered:
What's the mortgage rate ?
They change daily and even during the day, best to keep an eye on the mortgage broker or the bank you plan on using.
0 votes Share Flag Sun Sep 15, 2013 Home Buying in 12601
Kim Benedict, Real Estate Pro in Overland Park, KS
Kim Benedict answered:
Looking for pictures on expired ny listing MLS302860
Ask the listing agent they will have them as it is there property form handling the listing.
0 votes Share Flag Sun Sep 15, 2013 Home Buying in 12601
Kim Benedict, Real Estate Pro in Overland Park, KS
Kim Benedict answered:
What's the mortgage rate?
They change daily and even during the day, best to keep an eye on the mortgage broker or the bank you plan on using.
0 votes Share Flag Sun Sep 15, 2013 Home Buying in 12601
Crystal DeRa…, Real Estate Pro in 12603, NY
Crystal DeRaffele answered:
Market value and condition for newer raised ranch-I would like to find the market value and selling
Seeing a property is the only way we can evaluate what it can sell for....But...it's becoming a Sellers Market and homes are getting mulitple bids, due to the simple fact there is not a ... more
0 votes Share Flag Sun Jun 2, 2013 Home Selling in 12601
Trevor Curran, Real Estate Pro in Great Neck, NY
Trevor Curran answered:
buying short sale property
Good afternoon Rudy,

I've been helping First Time Buyers for 23 years as a mortgage professional and I will tell you what I have always told my clients here in New York: If you are a ... more
0 votes Share Flag Fri Apr 26, 2013 Home Buying in 12601
Robert Hoffm…, Real Estate Pro in Middle Village, NY
Robert Hoffmann answered:
We are looking to sell our home. It is in the ongoing newly constructed community at Inwood Laked in Poughkeepsie.
Hello Italian Couple on Trulia
I have decided to read the comments from others this time before replying
I believe Denise has given you a very honest and free answer.
I base my busin ... more
0 votes Share Flag Sat Mar 23, 2013 Home Selling in 12601
Jim & Cas Wh…,  in Dutchess County, NY
Jim & Cas Whitlock answered:
The house which I was going to buy is a short sale and both the seller and buyer did their home appraisal, Now what will be the next step?
Hi Jenny -
Not sure what you mean about 2 appraisals. Also not sure how far along you are in the process. As has been suggested, your agent should advise you. Short answer is WAIT! ... more
0 votes Share Flag Sat Mar 23, 2013 Foreclosure in 12601
Gregory Schr…, Real Estate Pro in Beacon, NY
Gregory Schreiber answered:
Is it true that with a "short sale" property, a bank is not going to really look at an offer that is a FHA (not FHA 203) loan?
I don't know anything about your specific case. But in general terms, a bank will accept an offer made with a 203k loan. However, they might still give preference to an all cash ... more
0 votes Share Flag Wed Aug 15, 2012 Home Buying in 12601
St. Lawrence…, Real Estate Pro in Stamford, CT
St. Lawrence Properties, LLC answered:
are the main drain pipes covered in a landlord insurance policy?
Hard question to answer as no one knows what your Insurance Policy states. For instance, I have some landlords with just Structural and Liability insurance (this is the typical policy) ... more
0 votes Share Flag Tue Jan 12, 2010 Rentals in 12601
Robbie L. Va…, Real Estate Pro in East Islip, NY
Robbie L. Vaughn, Esq. answered:
We have received a commitment letter (notice of terms). The terms in the letter must be satisfied by closing. If the terms are not met by the
There is no way to opine on your current obligation without seeing your mtg. comm. and contract of sale.

However, it would not be wise for a buyer to "willfully" cause the ... more
0 votes Share Flag Sat Sep 19, 2009 Home Buying in 12601
Carol Culkin, Real Estate Pro in Leawood, KS
Carol Culkin answered:
Homeowner's insurance binder before commitment letter?
You should ask your bank for a "conditional" commitment letter. Banks odten issue commitment letters based on certain conditions such as final verification of employment, clea ... more
0 votes Share Flag Mon Sep 14, 2009 Home Buying in 12601
Gregory Schr…, Real Estate Pro in Beacon, NY
Gregory Schreiber answered:
how long do they have to sign?
Normally, these are the questions you ask the professional full time Realtor who is representing you in the transaction. Does this mean you are unrepresented?
0 votes Share Flag Thu Jul 30, 2009 Home Buying in 12601
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