Home Buying in 12590 : Advice

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Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
credit score of 622 pulled by a lender. I have 2 charged off credit card debts $2500 showing up as bad debts. should we try to refinance or wait.?
If you can refi now you should speak to a lender or broker that works with lower scores. Check out The Lenders Network they specialize in helping people with poor credit..

Good Luck ... more
0 votes Share Flag Fri Dec 6, 2013 Home Buying in 12590
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
can i get a mortgage with a 638 credit score. i would be a first time home buyer. i am a divorced and i have been cleaning up my credit 3yrs.
You can get an FHA loan with under a 640 middle score with some lending institutions but not many. FHA actually has a minimum FICO score requirement of 580. I would recommend finding a ... more
3 votes Share Flag Tue Jul 30, 2013 Home Buying in 12590
Anita Drake, Real Estate Pro in Fishkill, NY
Anita Drake answered:
Is converting a full basement into an apartment a good move financially?
You will need to check with the local municipality as to the requirements to convert the basement into an income apartment, Your in laws will need permits and inspections for a co, If t ... more
0 votes Share Flag Mon Jul 30, 2012 Home Buying in 12590
Allan Erps, Real Estate Pro in 10954
Allan Erps answered:
My son just got real esate license & works for rentals in NY.I want to buy a home upstate.Can he show it to me thru another agent & get a?
It is propbably in your sons best interest to refer you to an experience Agent/Realtor® in that area as they have access to the MLS service in that County and he does not. Best of Lu ... more
0 votes Share Flag Sun Jul 29, 2012 Home Buying in 12590
Tammy C. Ben…, Real Estate Pro in Katonah, NY
Tammy C. Benkwitt answered:
Questions about buying land to build a home on.
In addition to the good advice given below:

Once you and your agent have found a parcel you desire, I would recommend making your offer subject to board of health approval and buildi ... more
0 votes Share Flag Fri May 28, 2010 Home Buying in 12590
Patdutchess, Home Buyer in 12590
Patdutchess answered:
How much should I offer on a 500k home, in Dutchess County NY, if I want to get it at 460k? And, is this a fair price?
Anna, I'm dealing with a realtor that works for the realty listing the house. She's not the listing agent, but works in the same office. So, I don't consider her to be ... more
0 votes Share Flag Mon Apr 26, 2010 Home Buying in 12590
Leonard Klein, Real Estate Pro in Montclair, NJ
Leonard Klein answered:
Is it better to make a low offer, or wait to see if the price of a house drops?
Jackie,
There is no way to predict which approach will work better for you. What I can tell you is, if you are interested in a particular home and you think it's priced too high ( ... more
0 votes Share Flag Tue Sep 15, 2009 Home Buying in 12590
Janine Bowen, Real Estate Pro in Ulster, Greene, Dutc...
Janine Bowen answered:
Why is it that the same agents always answer the questions first? Are the real agents to busy working with?
Clearly five days later I'm not one of them. I'm wondering if you are reading here because you are a potential buyer or seller? If you are I'd like to show you my new BLACKBERRY BOLD (I ... more
0 votes Share Flag Tue Mar 31, 2009 Home Buying in 12590
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