Home Buying in 11552 : Real Estate Advice

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Kathy Burgre…, Home Owner in Westchester, NY
Kathy Burgreen answered:
Hi, I am approved for a loan of $130000 can I use that to purchase a Co-op as a first time home buyer. Thanks Lalita
Yes you can use the pre approval of $130,000. to buy a co-op. The bigger question is how far will that $130,000. get you. I'm in Westchester County so not familiar with current co-op ... more
0 votes Share Flag Tue Mar 8, 2016 Home Buying in 11552
Peter Viveir…, Real Estate Pro in East Northport, NY
Peter Viveiros answered:
When should we try to get pre-approved for a mortgage? When we have secured the down payment?? We only have $15,000 right now. Do we really need 20%?
Hello CJ,
I always tell buyers the best place to start is with the bank you currently do business. Also, be sure to ask for a preapproval not a prequalify there is a difference. As for ... more
0 votes Share Flag Sat Feb 28, 2015 Home Buying in 11552
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
What is the typical fee that R.E attorneys charge for contract to closing? Also, what copies of what documents should the buyer receive from them?
I find that strange too. I never heard of a flat fee lawyer either. You must have used a lawyer in training. You should always receive a copy of every document you signed at the very le ... more
0 votes Share Flag Mon Feb 16, 2015 Home Buying in 11552
Trevor Curran, Real Estate Pro in Great Neck, NY
Trevor Curran answered:
In a short sale, do banks generally have an issue with the condition that the buyer's property has an offer before the closing?
Good afternoon Bob,

I've been helping First Time Buyers for 23 years as a mortgage professional and I will tell you what I have always told my clients here in New York: If you are a ... more
0 votes Share Flag Thu Apr 25, 2013 Home Buying in 11552
Derek W, Real Estate Pro in Mount Vernon, NY
Derek W answered:
When I contact a realtor via Trulia, is this the seller's realtor which I am contacting? If so, how do I initiate contact with a buying agent?
Hello A.G. PennyFinger - It is central to the homeownership process that you fully understand all the steps involved. To help each client accomplish this we have a homeownership counse ... more
0 votes Share Flag Wed Mar 20, 2013 Home Buying in 11552
Michael Rich…,  in New York, NY
Michael Richman answered:
I saw a house threw the Listing Broker and gave her my offer. Does she have to let know if there is a counter offer?
Hi Vinny,

Yes, the listing broker should let you know whatever the owner's response to your offer is, whether it is accepted, rejected, countered or the owner chooses to not even res ... more
0 votes Share Flag Mon Feb 4, 2013 Home Buying in 11552
Ann Ryan, Real Estate Pro in Doral, FL
Ann Ryan answered:
I signed a contract for a new construction home in Aug and the builder recently dropped the asking price by 20K.
Bils, did you have a buyer's agent in the transaction, or did you rely on the builder's staff?
0 votes Share Flag Sun Feb 3, 2013 Home Buying in 11552
Tracy Santro…, Real Estate Pro in Cary, NC
Tracy Santrock answered:
Can I wait until after the bank accepts my offer on a short sale to have a home inspection and get a lawyer involved?
Most brokers will not recommend that you have an inspection until their are signatures on both sides of the contract. In addition, because short sales could have additional liens on th ... more
0 votes Share Flag Sun Feb 3, 2013 Home Buying in 11552
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