You are certainly eligible to refinance right now; all property types would be fine. Since it's the beginning of the month it's absolutely possible to close before your next payment is due; wouldn't that be nice?
I recommend that speak so we can weigh-out all of your options and determine which loan offers the greatest financial benefit for your lifestyle. Additionally, we will go over how the refinance process works from start to finish, expectations, and most importantly the amount of money you can expect to save on a monthly and yearly basis.
Please contact me at your earliest convenience so we can begin exploring your options, I may be reached directly at (201) 957-6768, or via email at firstname.lastname@example.org. I look forward to hearing from you.
Direct: (201) 957-6768
Licensed by New York Department of Financial Services
Member of NAMB - The Association of Mortgage Professionals
Member of New York Real Estate Investors Association