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Marcia Spenc…, Real Estate Pro in ,
Marcia Spencer, answered:
my offer on a home was accepted but before the contract was sent the seller sold to a higher offer.
No! This was an offer as stated, in NY the SELLER(s) attorney prepare and send the contracts out to purchaser(s) attorney.

For any additional information do contact the undersigned ... more
0 votes Share Flag Sun Jul 12, 2015 Home Buying in 10940
Jackson Will…, Home Buyer in Provo, UT
Jackson Willis answered:
is free landscaping considered a sales concession?
I don't know if I would call it a sales concession. It's definitely something that could come into play during the sale, but to know exactly how much that will be, you should talk to a ... more
0 votes Share Flag Tue Jun 30, 2015 Home Buying in 10940
Info, Home Buyer in Middletown, NY
Info answered:
What is happening with the Sunrise Hills Homes in Middletown NY? The builder keeps advertising the same homes since 2012.
Sunrise Hills is a New Construction Neighborhood that will eventually consist of 75 Single-Family Homes. We already have almost 30 families living here and we are in the process of bui ... more
0 votes Share Flag Fri Jun 12, 2015 Home Buying in 10940
Jeff Hensel, Real Estate Pro in Oceanside, CA
Jeff Hensel answered:
2 References were made about hard money lenders. What do you mean? Thanks.
Hard money lenders generally need at least 25-30% down. Not 40% or more.
0 votes Share Flag Fri May 8, 2015 Financing in 10940
Tina Tsai, Real Estate Pro in San Francisco, CA
Tina Tsai answered:
can you get a mortgage without tax returns but healthy bank statements to show income?
The current lending enviornment, even if you do not show your tax return. The lender always required you to sign 4506T which is a income tax return transcript, it shows the first 2 pag ... more
0 votes Share Flag Mon Feb 2, 2015 Home Buying in 10940
Tina Tsai, Real Estate Pro in San Francisco, CA
Tina Tsai answered:
You purchase a home, 5% down and pays PMI for several years. Home now has 20% equity. Does the PMI automatically go away?
Hi Althea: It depends on the loan type and PMI insurance company's rule. Most cases no. Some mortgage insurance company will let you request for paid appraisal to see if the home has ... more
0 votes Share Flag Mon Feb 2, 2015 Home Buying in 10940
Ridpc, Other/Just Looking in Orange County, NY
Ridpc asked:
Was 3 Russell Mews, Middletown NY sold? Home was in foreclosure and sale listing was removed 11/15/14. 6 Russell Mews still vacant. Any idea why these homes are not selling?
0 votes Share Flag Sat Nov 22, 2014 Home Buying in 10940
KTE55, Home Buyer in New York, NY
KTE55 answered:
Can anyone tell me about the Canterbury Knolls Community in Middletown, NY? The free standing homes seem to be losing value every year. Thanks.
I used to own a property in Canterbury knolls and my MIL still lives there. I would not suggest Middletown if you have school age children...especially twin towers school....the school ... more
1 vote Share Flag Mon Oct 13, 2014 Home Buying in 10940
joscags, Home Buyer in 10940
joscags asked:
Has anyone gotten approved for a Home Equity Loan with a SONYMA mortgage that had down payment assistance? I applied for and was approved for a Home Equity Line of Credit. Upon title review before closing, it was found that the down payment assistance loan (DPAL) exists as what the bank/lawyer…
0 votes Share Flag Mon Aug 5, 2013 Home Buying in 10940
Gail Gladsto…, Real Estate Pro in ,
Gail Gladstone answered:
What is the best way to market my home w/out a realtor?
Loretta, you are asking Realtors to respond to this question; you are already in trouble.

The best way to market your home is with a Realtor; if you don't understand that concept, th ... more
0 votes Share Flag Thu May 23, 2013 Home Selling in 10940
John Olivero, Real Estate Pro in Goshen, NY
John Olivero answered:
What are the Avg cost, rent, taxes, and DOM for a 3bed home in the Middletown,NY area?
Interesting question. Not sure what it is you are really interested in learning. Is it the average cost to rent or to purchase? Taxes would only be a factor in a purchase or if you are ... more
0 votes Share Flag Mon Jan 7, 2013 Market Conditions in 10940
Christine Sw…, Real Estate Pro in White Lake, NY
Christine Sweetman-Vande Vrede answered:
We are looking to convert a bedroom into a master bath. We still have enough room to keep the home a 3 bed 3 bath, Will our home lose value?
Marvin, I see a huge value in adding a master bathroom. I believe you simply change your target market from a family who is looking for 4 bedrooms to a family who is looking for 3 bedro ... more
0 votes Share Flag Tue Dec 18, 2012 Home Buying in 10940
Genevieve Cu…, Home Buyer in New York, NY
Genevieve Curio answered:
seems as though the crime rate in the city of middletown is unreasonly higher the the whole orange county, why does this exist?
I don't know where you received those statistics but I believe the City of Newbugh is much higher in crime, especially violent crimes and gang activity.
0 votes Share Flag Fri Aug 17, 2012 In My Neighborhood in 10940
Asa Lennon, Real Estate Pro in New Windsor, NY
Asa Lennon answered:
What can you tell me about the Presidential Ridge community in Middletown NY?
Never heard any complaints, however, the area is not taxed any differently, there is no flooding because it sits at the top of the hills near Davidge Park.Crime and schools cannot be di ... more
0 votes Share Flag Tue Jul 17, 2012 Home Buying in 10940
John Olivero, Real Estate Pro in Goshen, NY
John Olivero answered:
It seems that orange county homes are losing value.
Area home values increasing or decreasing depends on the criteria you are using to determine this. Are we looking at month to month, quarter to quarter or year to year sales results? Ar ... more
0 votes Share Flag Sun Jul 8, 2012 Home Buying in 10940
Miriam Munzer, Real Estate Pro in GOSHEN, NY
Miriam Munzer answered:
I live in NYC and am considering purchasing a home in orange county, NY. How is Middletown versus Newburgh. Are either areas safe to live in?
Difficult question to answer. Every area has a certain amount of petty theft, larceny, etc..

You can find stats on City of Middletown vs City of Newburgh on any search engine. Howeve ... more
0 votes Share Flag Sun Apr 1, 2012 Home Buying in 10940
Inquisitive…, Home Owner in 10940
Inquisitive Mind asked:
If a seller is giving monetary concessions to a borrower for house repairs, does the amt count toward the lenders 3% - 3rd party contribution cap? The lender has a 3% maximum 3rd party closing cost contribution cap. the seller agrees to pay for multiple home improvements that exceed the 3% cap. If the improvements are documented in…
0 votes Share Flag Thu Mar 1, 2012 Home Buying in 10940
Ron Thomas, Real Estate Pro in ,
Ron Thomas answered:
HOW MUCH SHOULD I BID ON A HOUSE WITH AN ASKING PRICE OF $120,000 IN THIS MARKET?
LISTING PRICE
Understand that the LISTING PRICE has one primary objective, to attract attention: It is not intended to be set in stone, and in many cases it is not even a good guidelin ... more
1 vote Share Flag Mon Feb 20, 2012 Home Buying in 10940
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