10128 : Advice

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Brathwaite66, Home Buyer in Newport News, VA
Brathwaite66 answered:
Assuming the size and condition is about the same, which type of house is easier and cheaper to maintain?
Well Mark I will not know how to answer this question at this time because I will have to see some pictures of the house and then give you and opinion mark
0 votes Share Flag Sat Jan 18, 2014 Home Buying in 10128
Sharon Mcint…, Real Estate Pro in New York, NY
Sharon Mcintosh answered:
Differences between coop and condos? Which one is pricier??
I'll just add that closing costs for a condo are quite a bit higher than for co-ops. Also, I don't know if anyone mentioned that, while both co-ops and condos usually now require a App ... more
0 votes Share Flag Mon Nov 11, 2013 Home Buying in 10128
Danielle Cou…, Real Estate Pro in New York, NY
Danielle Coury answered:
What are some of the rules for subletting an apartment in a co-op?
Co-op buildings differ in their subletting policies. I've dealt with some buildings that allowed subletting after 1-2 years of the owner living in residence. Some building require more ... more
0 votes Share Flag Sun Nov 10, 2013 Home Buying in 10128
Janet M. Nat…, Real Estate Pro in Baldwin, NY
Janet M. Nation answered:
How did co ops come to be? Being from California, such a concept seems like one from Mars. Are most co operate boards run by a bunch of Old people?
I would also like to add that co-ops provide a level of shared real estate ownership as well as an opportunity to live in locations that many would not be have been able to afford. I ... more
0 votes Share Flag Sun Nov 10, 2013 Home Buying in 10128
Donna Bradbu…, Real Estate Pro in 10022
Donna Bradbury answered:
Hi,I have saved about $75,000. My yearly salary is $60,000. I am looking to buy a one-bedroom apt. in the city particular in east side of the island.
Hi, If you want to stay on Manhattan, you might want to look at sponsor units. Manhattan can be tough to qualify for Co-ops. The standard is 20% down with 1-2 years reserve Mortgage and ... more
0 votes Share Flag Thu Jun 13, 2013 Home Buying in 10128
Vandana Ranj…, Real Estate Pro in New York, NY
Vandana Ranjan answered:
if the home buyer does not yet own the HUD home, and a written agrement is in place but home buyer violates their own argreement with their teant?
It's a legal issue, even though it pertains to real estate, requires legal expertise...
0 votes Share Flag Mon May 6, 2013 Home Buying in 10128
Joseph C. Ha…, Real Estate Pro in New York, NY
Joseph C. Hastings answered:
with month to month lease (entered when new contract was not signed), how much notice must tenant provide landlord.
A minimum of 30 days written notice (send it in before the 30 day countdown begins). It is best to make sure they have received it so, mail it return receipt requested. The landlord has ... more
0 votes Share Flag Fri Apr 26, 2013 Rental Basics in 10128
Sal, Other/Just Looking in New York, NY
Sal answered:
What is difference between co-ops and apartments in new york city ?
In short, when you buy a condo, you buy the unit. With a co-op, you do not own the unit you occupy. You own a certain number of shares in the building's corporation and have an occupa ... more
0 votes Share Flag Tue Jan 29, 2013 Home Buying in 10128
Katherine (K…, Real Estate Pro in Harlem, New York, NY
Katherine (Kate) Shindle answered:
How is the Hamilton heights area? I know it's "up and coming" but will it be developing more? Are the new units there selling?
Hamilton Heights is always, always, always on my short list of neighborhoods when a buyer is looking for space and value.

One thing that's extra-special about that area is that a lot ... more
0 votes Share Flag Sat Dec 29, 2012 Home Buying in 10128
Donna Bradbu…, Real Estate Pro in 10022
Donna Bradbury answered:
how do you sell a house thru a private sale?
Hello Buddokktor,

I tend to respect a seller's option to try to sell on their own. However, as with any sale of property I find it must be price correctly from the get go and ideall ... more
0 votes Share Flag Sun Aug 26, 2012 Home Selling in 10128
Jenet Levy, Real Estate Pro in 10012
Jenet Levy answered:
i want to sell my house . i paid cash for my house and have no mortgage due,i dont have money til i sell mine . how do i do a contingent sale?
Hi, Bugdokktor.
I just answered another of your questions. In this market, in your location, you need to get your place on the market and in contract before buying a new place. In NY ... more
0 votes Share Flag Wed Jul 4, 2012 Home Selling in 10128
Antolin Du B…, Real Estate Pro in 11354
Antolin Du Bois, CFP® answered:
If a buyer wants to buy all cash, non contingent, what does this mean? Thanks.
Means also buyer wants a substantial discount, if I was that buyer.
0 votes Share Flag Wed Jun 20, 2012 Home Selling in 10128
DANIEL SASSE, Real Estate Pro in 10026
DANIEL SASSE answered:
During the period of construcyion of the 2nd ave subway are apartment values deteriating?
One needs to also consider if the apartment is in the front of the building or in the back of the building. This will make a difference during construction. Also once the train is oper ... more
0 votes Share Flag Mon May 14, 2012 Market Conditions in 10128
Martina Ryan, Real Estate Pro in Queens, NY
Martina Ryan answered:
Thoughts on the East Harlem Real estate market. Is it worth buying now? Should I wait?
This is a good time to get in on the action while prices are still low.
0 votes Share Flag Wed Oct 26, 2011 Market Conditions in 10128
Joyce Minche…, Real Estate Pro in New York, NY
Joyce Mincheff answered:
Estimate price of my condo in Manhattan
Are you attempting to refinance your property or sell your property?

There are many ways to interpret pricing information. An appraiser is likely to tell you the loan value a bank wo ... more
0 votes Share Flag Fri Apr 15, 2011 Home Selling in 10128
Robin Lynch, Other/Just Looking in Westchester County, NY
Robin Lynch answered:
Where are the good condo deals in NYC? Any up and coming community for a middle class family to consider? Please advise
Hi Javierl,

You could look into Riverdale where you will find The Waterford. You might also want to consider Westchester County. To name a few newer condo properties: Cortlandt Rid ... more
0 votes Share Flag Thu Apr 15, 2010 Home Buying in 10128
Richard V Ha…, Real Estate Pro in 10011
Richard V Hamilton answered:
how do i find out how much co-ops sold for in my building?
Some of the larger agencies maintain databases of their own pulling all recent sales from the public record and entering it into their listings so an agent at those firms that do has th ... more
0 votes Share Flag Wed Feb 10, 2010 Tech Tips in 10128
Scot, Real Estate Pro in London, TX
Scot answered:
I have a question about obtaining a mortgage with 10% down. Is that still possible in the credit crunch?
my organization can give you lona without any interst but you have to make a return of 5% annually for 20 years and payback after 20years the loan is granted to you.
if is Ok by you, ... more
0 votes Share Flag Thu May 28, 2009 Financing in 10128
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
Did my apartment lose value before I even moved in?

In a declining market it is very likely that prices have dropped while you were waiting to close on the property.
This will help....if you are financing, banks will not pro ... more
0 votes Share Flag Thu Jan 22, 2009 Market Conditions in 10128
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