It depends. In some places it's customary for the seller to pay for the owners title policy but not the lender policy. In real estate just about everything is negotiable.
The title insurance policy is for the buyer and/or their lender. The buyer can opt to ask the seller to pay their closing costs and closing costs could include title insurance. Otherwise, buying title insurance is the responsibility of the buyer.
Reference Link: http://titlecompanies.net/... more