08081 : Real Estate Advice

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Susan Black, Real Estate Pro in Sun City, AZ
Susan Black answered:
I have a house which we tried to short sale but our bank (us bank) denied the short sale because it apprised at 148,000 and will only take 132,000.
Fight the BPO- Appraisal- It is a long shot but I've had this happen several times. If your agent can show other comparable values in the lower price point sometimes the bank MAY consid ... more
0 votes Share Flag Thu Dec 6, 2012 Home Selling in 08081
Michael Emery,  in Minneapolis, MN
Michael Emery answered:
I want to know if there is a Home Renovation Grant assisting a disable person living in Mobile, AL.
I could find only one program for the city of Mobile AL and applications were being accepted until August 3rd. See the link below as there is a telephone number. Call them and see what ... more
0 votes Share Flag Tue Aug 21, 2012 Home Buying in 08081
Laura Gianno…, Real Estate Pro in Manahawkin, NJ
Laura Giannotta answered:
According to ASHI sec. 4.2 home inspectors are not required to inspect shutters & exterior window wood warp. still they do report them by
If you're selling, and there are problems fix them or deal with the inspector.
0 votes Share Flag Sun Aug 19, 2012 Home Selling in 08081
Jeanne Feeni…, Real Estate Pro in Basking Ridge, NJ
Jeanne Feenick answered:
Quick sale due to relocation. We bought at the height of the RE market and comparables in our community arent selling? I need help!
I suggest to my short sale sellers that they start with a conversation with an attorney that has experience with the process. Do that - so that you understand the process and implicati ... more
0 votes Share Flag Thu Aug 16, 2012 Home Selling in 08081
Voices Member,  in Middletown, DE
Voices Member answered:
looking for first time home buyer grants
Are there any new grants for people from pa moving to de..or does one really exist..
0 votes Share Flag Sun Aug 12, 2012 Home Buying in 08081
R. Eric Axel…, Real Estate Pro in Sewell, NJ
R. Eric Axelson answered:
I have a pretty unique situation.
Hi Jay, I have a guy who can help. In addition, with your wife's income, it sounds like my firm may be a good fit for you. While we do represent all price ranges, we specialize in luxur ... more
0 votes Share Flag Tue Jul 3, 2012 Home Buying in 08081
Larry Sarlo…, Real Estate Pro in Sewell, NJ
Larry Sarlo (CDPE) answered:
what does it mean when told the short sale has gone into review by the bank?
Again I would require some authentication of where you are in the process. If the bank accepted your counter get a copy of that in writing. This way you are not guessing and confusin ... more
0 votes Share Flag Thu Jun 28, 2012 Home Buying in 08081
Joseph Mulli…, Real Estate Pro in Pennsauken, NJ
Joseph Mullica answered:
What parts of Sicklerville are a part of Gloucester Township? We DON'T want a house in Winslow Township
The post office system in South Jersey is a very confusing and overlapping.
The boundry for Gloucester Township is Berlin Cross Keys Rd from Kearsley Rd near the Camden County Technic ... more
0 votes Share Flag Wed Jun 13, 2012 Home Buying in 08081
Brettthe Mor…, Other/Just Looking in New Jersey
Brettthe Mortgageguru answered:
I am looking for a sub 620 first time homebuyer loan
Hi James. I work for Wells Fargo Home Mortgage. We go down to 600 scores with only 3.5% down. I also offer a program that is 2% down with NO MI. Ms. De La Cruz was incorrect to say ... more
0 votes Share Flag Fri May 18, 2012 Home Buying in 08081
Trevor Curran, Real Estate Pro in Great Neck, NY
Trevor Curran answered:
I want to buy a home in Sicklerville credit score really low so thinking about rent to own. want a nice home but a reasonable pymt. can any1 help me?
I strongly recommend you review your finances, especially your credit, and take your time to prepare for the homeownership experience. Buying a home and taking on a mortgage loan is a ... more
1 vote Share Flag Thu May 3, 2012 Home Buying in 08081
John Bancey…, Real Estate Pro in Kenilworth, NJ
John Bancey 908-577-8184 answered:
looking for a rent to own Realtor in the sicklerville nj area.
Rent to own also known as rental-purchase. Hope you get what you want....JB
0 votes Share Flag Wed Aug 10, 2011 Home Buying in 08081
Jeff Onofrio,  in Mount Laurel, NJ
Jeff Onofrio answered:
I am interested in a wellsfargo 100% mortgage financing, or a mortgage provider that offer 100 percent fianincing
I can help using USDA or VA if you and the property qualify. There are additional ways we can get you to 100% using county and state programs.

Feel free to give me a call and I wi ... more
0 votes Share Flag Fri Aug 5, 2011 Home Buying in 08081
John Sacktig, Real Estate Pro in New Jersey, NJ
John Sacktig answered:
Must there be an offer from a buyer to start the short sale process?
Fi -

The process begins when you list your home for sale as a short sale. Your Realtor should be working with you to discuss and help you arrange the paperwork necessary to preset t ... more
1 vote Share Flag Wed Aug 3, 2011 Home Buying in 08081
Lisa Reeves, Real Estate Pro in Tampa, FL
Lisa Reeves answered:
in a short sale situation, what does it mean when when told that papers have been filed?
Papers have been filed may mean a few things. The most likely is that the foreclosure action has been started with the court. These means the Lis Pendens has been filed or papers have b ... more
0 votes Share Flag Tue Jul 26, 2011 Home Buying in 08081
Robert Green…, Real Estate Pro in Cherry Hill, NJ
Robert Greenblatt answered:
Do anyone has a list of New Jersey first time homebuyer grants?
Hi James. There are a lot of different programs, depending on location and your needs. Some towns in this area also have a "work where you live" program. Call me, I can hel ... more
0 votes Share Flag Tue Jul 19, 2011 Home Buying in 08081
Joseph Mulli…, Real Estate Pro in Pennsauken, NJ
Joseph Mullica answered:
why are alot of homes available in the spring valley development in sicklerville, nj?
It's great to see you are doing your homework. There are many resources available that will give you statistics from population and education to employment and the types of pickles ... more
0 votes Share Flag Tue Jun 14, 2011 Home Buying in 08081
Joseph Mulli…, Real Estate Pro in Pennsauken, NJ
Joseph Mullica answered:
Sub 620 FICO Score FHA Lenders in new jersey
5 Factors That Decide Your Credit Score

Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect you ... more
0 votes Share Flag Tue Jun 14, 2011 Home Buying in 08081
Mary Petti, Real Estate Pro in Westfield, NJ
Mary Petti answered:
We are in the process of buying a short sale property and the bank is negiotiating the price with us, is it okay to counter offer the bank back?
Kelly,

I answered previously but my IPad did not send the entire reply. UGH

As others have said, you CAN try to negotiate, but this will also delay the process. Unless the house ... more
0 votes Share Flag Mon May 16, 2011 Home Buying in 08081
Premal Parekh, Real Estate Pro in Marlton, NJ
Premal Parekh answered:
which agent has sold most houses in sicklerville,nj?
Important point is you need an agent who is going to communicate with you on a regular basis and does his best to sell your house. Please let me know if I can be of help to you.
0 votes Share Flag Fri Apr 2, 2010 Home Selling in 08081
Jerry Barker, Real Estate Pro in Atlantic City, NJ
Jerry Barker answered:
any good lease to purchase single family 4 b/r in winslow,sicklerville or any in camden or gloucester counties?
None that I know of, but there some great deals out there in that area right now, and the 8000 tax credit is still up for grabs if you can get under contract before the end of this mont ... more
0 votes Share Flag Fri Apr 2, 2010 Home Buying in 08081
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