Probably. If your lender pre-approved you then they should have a firm grasp of your liquid cash on hand. They will not pre-approve you if you don't have enough to get through underwriting so your question is slightly perplexing.
I would reach out to your lender and explain your situation. There are gifts you can obtain from family as well as some funds that local municipalities make available for home buyers in situations such as yours - the criteria to qualify is not universal so you need to find out what is available and how to obtain help in your area. Your lender is a good source of information in this regard. Also, your real estate agent may have insight as well though they probably do not have as detailed a financial picture of you as your lender.... more
Hi - I am not in your area otherwise I would call to help you. Start your search for a Realtor that is SFR Certified (short sale and foreclosure resource) Not tat tis is the cure al, but at least Realtors with this designation have an idea of the process and how to go about helping you move forward.
A lot of Realtors will tell you they know what to do, just to get your listing and then and it off to an attorney to process.. could be a mistake.
Feel free to email or call me with any questions. I have a detailed background in shorts ales and maybe I can help. I will also look for a Realtor in your area to help you out.
Century 21 Burke Realty