Financing in 07746 : Advice

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Camille A. M…, Real Estate Pro in Bayville, NJ
Camille A. Marotta answered:
am i supposed to pay a deposit in a certified cheque to a broker to hold a pre approval for a mortgage.?
A mortgage pre-approval is given from the potential lender (at no cost to you) so that the realtor may present an offer to purchase on a property on your behalf. Normally when an offer ... more
1 vote Share Flag Tue Apr 19, 2011 Financing in 07746
Andrew & Ele…, Real Estate Pro in Naples, FL
Andrew & Elena Ollick answered:
my fiance and I were pre-approved for a mortgage loan (FHA) but he just recently had a judgement for medical ($1300) placed against him....options?
If it's not showing up on your credit report you might be able to not pay it, however if it is, then simply paying will resolve this problem, as long as your credit score didn' ... more
0 votes Share Flag Wed Sep 15, 2010 Financing in 07746
Scott Wynn, Real Estate Pro in Brighton, CO
Scott Wynn answered:
Does pre mortgage ins. cover my payment in the even i become unemployed if i have been paying faithfully for 7 years?
There are some conventional mortgage insurance companies that offered a free job loss policy as part of your PMI on your mortgage.

Check with the mortgage company you make payments ... more
0 votes Share Flag Sun Aug 22, 2010 Financing in 07746
Deborah Madey, Real Estate Pro in Red Bank, NJ
Deborah Madey answered:
my boyfriend and I have lived together for 7 years, I just got approved for a mortgage, his credit is bad so its only in my name. we go 1/2 on all
Did you find a loan officer to help you with this? If you need the names of some local great loan officers, I will be glad to help.
0 votes Share Flag Sun Aug 15, 2010 Financing in 07746
Jerry Barker, Real Estate Pro in Atlantic City, NJ
Jerry Barker answered:
Bad credit pre-approval
The ONLY way to get preapproved is to contact a mortgage broker, or mortgage banker, you can compare interest rates on mortgages in New Jersey at

It may be pos ... more
0 votes Share Flag Fri May 14, 2010 Financing in 07746
John Leston, Real Estate Pro in Shrewsbury, NJ
John Leston answered:
Mortgage pre-approval questions!!!!
I am a Private Mortgage Banker in Monmouth County. When looking for a pre-approval, there are no fees associated with that process. Once you find a home and have a signed contract tha ... more
0 votes Share Flag Mon Jan 14, 2008 Financing in 07746
Rafi Footerm…, Real Estate Pro in Edison, NJ
Rafi Footerman answered:
What is an escrow account ?
If you are looking for a good lawyer or Realtor in the Parlin area, I know many. I don't make money for referrals, just my inspections.

Rafi Footerman
Mid Jersey Inspections
732-9 ... more
0 votes Share Flag Wed Jan 9, 2008 Financing in 07746
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