Financing in 07302 : Advice

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Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
ARM or Fixed Rate?
I've never heard of a loan that you could not make prepayments on. There are some loans that will impose a penalty if you prepay over a certain amount within a certain time period (suc ... more
1 vote Share Flag Fri Sep 21, 2012 Financing in 07302
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Is it better to go with a bank like Wells Fargo or a direct lender like Pinnacle Mortgage.?
You are welcome Pearlyn - yes for .125% in interest rate I would certainly stick to who has been giving you good service and who you are already approved with.
0 votes Share Flag Thu Jul 14, 2011 Financing in 07302
Carrie Rober…, Other/Just Looking in Sarasota, FL
Carrie Roberts answered:
Are property taxes deductible? Do I have to wait until tax time?
Hello LPaige,

If you expect to be due a tax refund considering all your deductions including real estate tax, then yes you should change your withholding now so you can take home mor ... more
0 votes Share Flag Wed Jun 2, 2010 Financing in 07302
Bruce Levitt, Real Estate Pro in Hoboken, NJ
Bruce Levitt answered:
7 year ARM vs 30 year fixed
I hate to be redundant but stay with the fixed rate. Plans change for unforseeable reasons. The value of your home could devalue and you might need to stay. And you may discover that yo ... more
0 votes Share Flag Wed Nov 11, 2009 Financing in 07302
Gina Chirico, Real Estate Pro in 07004
Gina Chirico answered:
NJ - can I refi and get my wife off the loans w/out being officially seperated or divorced?

Thanks for the update.

Good luck to you.

Gina Chirico, Sales Associate
Prudential NJ Properties
973-715-1158 cell
973-992-6363 ext 116
GinaChirico@PruNewJersey ... more
0 votes Share Flag Thu Jan 15, 2009 Financing in 07302
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