07070 : Advice

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Jennifer C.…, Real Estate Pro in Hillsdale, NJ
Jennifer C. Chan answered:
What are the maintenance fees for these two properties? Also, does anyone know the square footage of both properties as well?
Hi Damien. According to the listing broker's website, the property on Orient has $262 in maintenance fees. The property on Hackett appears to no longer be available. There do appear to ... more
0 votes Share Flag Thu Jun 26, 2014 Home Buying in 07070
Julianne Sic…, Real Estate Pro in Old Bridge, NJ
Julianne Siciliano answered:
I saw a house in Rutherford where an attic was converted into a one bedroom unit. Is that legal to do so? If yes, how?
Go to the local town's building department, and ask. I am sure there are strick regulations on this if that is allowed
0 votes Share Flag Mon Dec 30, 2013 Home Buying in 07070
Julianne Sic…, Real Estate Pro in Old Bridge, NJ
Julianne Siciliano answered:
I am planning to convert 3 bedroom unit to 2 one-bedroom units. How should I go about it? What are the permissions I need?
GO to your local town building department, and zoning office. As a homeowner you can do your own work, but you should find out if a permit is required. You may want to reconsider if y ... more
0 votes Share Flag Mon Dec 30, 2013 Home Buying in 07070
Erika, Home Buyer in Fort Lauderdale, FL
Erika answered:
When can we qualify for an FHA loan after a foreclosure? Is it after the date that the property was foreclosed?I keep getting different answers.
It was a conventional loan and we are looking for a FHA loan. So it's 3 years from the foreclosure date?
0 votes Share Flag Mon Jun 24, 2013 Home Buying in 07070
Terri Club, Real Estate Pro in Arizona
Terri Club answered:
FHA loan 3 years after a foreclosure finalized with a low credit score (650)???
I had a client who wanted to buy a home in Arizona, but he had a foreclosure. After researching the web I found a loan program at www.cfsflex.com, they allow a mortgage after a foreclo ... more
0 votes Share Flag Sun Jun 2, 2013 Home Buying in 07070
Justin Smith, Real Estate Pro in Rutherford, NJ
Justin Smith answered:
I see some houses in foreclosure in Rutherford.. how do I buy houses like these?
I am an agent in Rutherford. If you have questions on any properties call me directly 201.250.4680.
I deal with Short Sales and Foreclosures. Feel free to email me with questions
Re ... more
0 votes Share Flag Thu May 16, 2013 Home Buying in 07070
Andrew Tisel…, Real Estate Pro in 07024
Andrew Tisellano, Broker/Assoc answered:
Is there a flood zone in Rutherford??
yes as mentioned along the river from Jackson ave down to just before rt 3
if you give me the address I can verify it on the flood map for you.
let me know if I can help any further
0 votes Share Flag Fri May 3, 2013 Home Buying in 07070
spencer kins…, Real Estate Pro in Fair Lawn, NJ
spencer kinsley answered:
With a bankruptcy discharge including mortgage Oct 2009 but the bank waited until May 2012 to foreclose. Is there a way to avoid waiting three years?
Hi Needhelp, The first item to check is a full credit report that was run recently in the last 30 days. A loan officer will research by the credit report which year and month the fore ... more
0 votes Share Flag Tue Dec 25, 2012 Home Buying in 07070
Denise Leone…, Real Estate Pro in Rutherford, NJ
Denise Leonessa answered:
I want to buy a 2nd home. Big banks (FannieMae guidelines) can't approve a loan. I am looking for portfolio lenders for mortgage loan. Pls

Please email me your contact information and I will put you in contact with someone who can help you.

Denise Leonessa from ERA Justin Realty
0 votes Share Flag Wed Nov 21, 2012 Home Buying in 07070
Judith Amorim…, Real Estate Pro in North Caldwell, NJ
Judith Amorim Dias answered:
What's it like to live in Rutherford? Are the schools good, people friendly, and is it diverse? Thx!
Rutherford is a lovely town. However, I urge you to please consider the established community of North Caldwell, NJ. Just 17 miles from mid town Manhattan, the township provides except ... more
0 votes Share Flag Sun Aug 26, 2012 In My Neighborhood in 07070
Adrian Tridel, Real Estate Pro in 07070
Adrian Tridel answered:
how much does it cost to raze a old single family house.i m planning to build a new one.
Rutherford is rough! Before you do anything, make sure you talk to John down at the building department. It will help you to no end. And hire a local contractor, they usually know th ... more
0 votes Share Flag Mon Aug 30, 2010 Remodel & Renovate in 07070
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
My FICO is 611. I will need to co-sign for my son for a student loan very soon. His FICO is 711 with a 10 month credit history. Do you think we?
You may wish to contact Sallie Mae direct for credit guidelines before applying--see link for additional information--
http://www.salliemae.com/before_college/planning-wisely/debtsavvy ... more
0 votes Share Flag Wed May 12, 2010 Credit Score in 07070
Bob, Home Buyer in Rutherford, NJ
Bob answered:
caribbean properties
sure pls send me that information!
in what area of Brazil did they purchase a home? I've been looking at beaches near Fortaleza..Delta and a few other airlines have begun R/T daily fl ... more
0 votes Share Flag Thu Jan 15, 2009 Home Buying in 07070
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