Home Buying in 07042 : Advice

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Jean-Leon Ma…, Real Estate Pro in Tempe, AZ
Jean-Leon Magnotto answered:
what if you have no down payment money or closing costs. Is there a way around this issue?
Some great answers here. I would agree that USDA and VA are the options that closest describe what you are looking for, if those work for you. There are also some down payment assistanc ... more
0 votes Share Flag Wed Jul 9, 2014 Home Buying in 07042
Carl Ben Wit…, Real Estate Pro in Upper Montclair, NJ
Carl Ben Witzig answered:
Where can I look for forclosed proprties for Montclair, Vernona, West Orange.....Nj
So Melly, bring us up to date. What did you do? Did you meet with a realtor and make a buying plan? What was your experience? Tell us how you did.
0 votes Share Flag Mon Nov 18, 2013 Home Buying in 07042
Carl Ben Wit…, Real Estate Pro in Upper Montclair, NJ
Carl Ben Witzig answered:
Looking for an fha approved condo in bergen county
I find the FHA list of approved complexes is sparce. Lately, energetic loan agents are asking the HOA to complete a current application which the management company charges a fee for. S ... more
0 votes Share Flag Fri Aug 9, 2013 Home Buying in 07042
Lee Gallman, Real Estate Pro in Clark, NJ
Lee Gallman answered:
Where is the best place to get a FHA NJ? Live in Montclair looking in surrounding areas, montclair, west orange, west Caldwell etc.
FHA is a great loan but you should consider call of your options. FHA will carry higher PMI than conventional loans and you may be able to qualify for the 3% down Fannie97. Call me if y ... more
0 votes Share Flag Wed Jul 17, 2013 Home Buying in 07042
Allen McCloud, Real Estate Pro in Islin, NJ
Allen McCloud answered:
Looking for a Short Sale/Foreclosure or CDPE who services Montclair, NJ and the surrounding areas.
Hello Dawn,
I can assist you with that task I work in Montclair and I do have my CDPE designation. If you are interested please give me a call and we can discuss your needs and option ... more
0 votes Share Flag Mon Feb 4, 2013 Home Buying in 07042
Betsy Ceccio, Real Estate Pro in Montclair, NJ
Betsy Ceccio answered:
I'm a first time home buyer searching for a mortgage lender in the essex/union county area specializing in fha 203k/EEM combo loans. Any?
I actually did one of these 203k construction loans myself about 10 years ago when restoring an older home. They are a lot of work, but can really make things possible. It's a great i ... more
0 votes Share Flag Fri Dec 21, 2012 Home Buying in 07042
Bev & Bob Me…, Real Estate Pro in Livingston, NJ
Bev & Bob Meaux answered:
how do you include the first time home buyers credit in the mortgage?
Hi J,

Talk to a mortgage rep from a reputable lender for the best guidance.
0 votes Share Flag Mon Sep 14, 2009 Home Buying in 07042
Neera Sharma,  in 08836
Neera Sharma answered:
I am in desperate need of a home. My problem is i can afford to pay a mortgage god knows I pay enough in
Hi Nicole,
You need to talk to a loan officer who based on all the information credit etc. will run some numbers and give you an estimate. I can give you contact information of a loan ... more
0 votes Share Flag Thu Apr 23, 2009 Home Buying in 07042
Jeffrey Halp…, Real Estate Pro in Hopatcong, NJ
Jeffrey Halpern answered:
who decid the price of the offer? can my agent say" it's too low, the seller would feel ofended?
It is an interesting situation you are in but one that a lot of buyers are in and do not even realize it. Relying too much on the opinion of others. I have found that many agents love ... more
1 vote Share Flag Sat Mar 14, 2009 Home Buying in 07042
Rosalinda, Home Buyer in Kerany
Rosalinda answered:
first buyer
Thank you all of you for the answers. Those were very helpful. I didn't sign any agreement with my agent. I already have a bank pre- aproval . I might have to look for another agent, sh ... more
0 votes Share Flag Sun Jan 25, 2009 Home Buying in 07042
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