Foreclosure in 06880 : Advice

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Ruth Watson, Real Estate Pro in Fairfield County, CT
Ruth Watson answered:
if the bank is collecting mortgage insurance, can the bank take possession of my condo?
Private mortgage insurance (PMI) protects the lender in the event of default. The lender owns the policy not the borrower. It is not like other types of insurance that you could buy in ... more
1 vote Share Flag Thu Jun 28, 2012 Foreclosure in 06880
Matie, Other/Just Looking in Boston, NY
Matie answered:
I have a mortgage on a house that was obtained through the USDA Rural Development
Depends on the loan

Typically California does not go after deficient judgement however there are some exceptions such as if its a second loan or refinance

It is highly unlikely t ... more
0 votes Share Flag Tue Jun 12, 2012 Foreclosure in 06880
Nancye Fritz, Real Estate Pro in Westport, CT
Nancye Fritz answered:
my house is for foreclosure the morgage is nt in my name my name is only on the deed what will happen to me if i sell any kitchen cabinets
It will all depend on your lender. I would agree that some banks are collecting fromt he insurance companies that than go after the owners. I had this happen with a Deutshe Bank loan.
... more
0 votes Share Flag Tue Jun 12, 2012 Foreclosure in 06880
Chris Grushin, Home Buyer in New Jersey
Chris Grushin answered:
My house is going into foreclosure. We bought 2 years ago, did $200,000 in renovations and then lost our
Jane a mortgage is made on a home and if you strip out essential items which make it habital it would then be considered a shell. I would consult with a real estate attorney because it ... more
0 votes Share Flag Mon May 11, 2009 Foreclosure in 06880
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