I am a licensed lender in Connecticut. You may not need to be included on the loan, perhaps we can just use your husband's credit. My company has many options for first time home buyers and offers loan programs that many banks don't offer. I would be happy to work with you to find the best loan program for you and your husband. I will work with you to explore all options to help you purchase your first home.
Please feel free to contact me:
Executive Mortgage Banker
To make it the easiest for you.....go park your car and walk the neighborhood.....on the weekend when folks are home....nod and say hello and you will see for yourself regardless of what flat statistics tell you!...
.Also put yourself in the hands of a real estate agent that you feel comfortable (safe) with and let her/him give the addresses of homes in your price range that you can walk by (do not knock on those doors! please!)...
I can make some calls to our associates who cover Bridgeport and get you a few names of agents if you like..
..I myself used to live in Fairfield, but I work mostly out of lower Fairfield County...tho I will service the town of Fairfield itself, Westport, New Canaan, STamford,.....I can be reached at home office 203-622-9205...
If the terms of your contract state that the seller can continue to show and accept back up offers then it is possible. In Pinellas County, FL once a contract becomes effective the property is marked Pending. If it is Active with Contract Pending then it indicates that there are contingencies that must be released before the contract is firm. If it is Pending but Accepting Backups it could mean that it is a short sale, etc. But it may be different where you live so you should contact your realtor and ask what the terms of your contract are. If you have signed a contract and they accepted your deposit (earnest money) then they have accepted your offer. But the rules in states as well as different county MLS systems vary so check with a local Board of Realtors. You do not have your state listed. If you did I would send you the website link. Good luck.... more