Home Buying in 06514 : Advice

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Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
Can I get a mortgage w/ a 605 score?
Yes! You have to meet the other standard qualifications for obtaining an FHA mortgage, but that score will not disqualify you. Make sure you speak with an experienced lender to discuss ... more
1 vote Share Flag Wed Mar 12, 2014 Home Buying in 06514
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
my credit scores are 655,672,698 do i have to use fha for a loan if my credit scores are good
Hi Shelly,

You should have options for conventional and FHA as long as you can put at least 5% down. What is best for you will depend on other details. You need an experienced lender ... more
0 votes Share Flag Wed Mar 12, 2014 Credit Score in 06514
Arthur J. Sa…, Other/Just Looking in Hamden, CT
Arthur J. Sapienza answered:
Will we qualify for a mortgage?
The numbers should still work for you. They will not count any rental income from the house that you currently own to qualify. To be sure know payments on current debt you have listed. ... more
0 votes Share Flag Wed Mar 12, 2014 Home Buying in 06514
Joseph Scroc…, Real Estate Pro in Wildwood Crest, NJ
Joseph Scrocca answered:
Will my mortgage lender deny me because Im 2 months shy of being 2 years at one of my jobs?
as long as your lender has a processer that does a WRITTEN Verification of Employment or VOE and the employer for your second job states your continued employment is good you will be f ... more
0 votes Share Flag Sun Jun 9, 2013 Home Buying in 06514
Krista Harri…, Real Estate Pro in Burlington, CT
Krista Harrington answered:
Can I get a mortgage w/ a 605 score?
As others have said, you need to contact a mortgage officer and see what they can do for you and if they can help you improve your credit. Generally speaking, you need a credit score of ... more
0 votes Share Flag Tue Aug 30, 2011 Home Buying in 06514
Carl Guild, Real Estate Pro in Middlesex County, CT
Carl Guild answered:
This question is for the Hamden area real estate market. I currently own free and clear a two family house in Hamden. Bof A recently appraised it at
There sure is... The problem is finding them!! Of course the ones who are able to do it, may not have a house you like... It is a tricky situation to pull off, to find a house you like ... more
0 votes Share Flag Thu Oct 8, 2009 Home Buying in 06514
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