03842 : Advice

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Diana Mclaug…, Real Estate Pro in New Hampshire
Diana Mclaughlin answered:
Is there any way to get a VA loan on a home path renovation home in New Hampshire? i cant seem to get financing because it is a renovation home.
I am not a lender but I do work with a lot of VA Buyers. Please feel free to give me a call if you are still looking to purchase a home. Thank you, Diana McLaughlin
Owner/Broker at MKK ... more
0 votes Share Flag Sat Nov 22, 2014 Financing in 03842
c.combier.do…, Renter in Hampton, NH
c.combier.donovan answered:
Please do not list the price per month when it is actually per week! Thanks.
Thanks! At least now I understand why the usual lease jumps 4-fold in the summer. The problem is my daughter's 1-year lease in Hampton is up this weekend and it has been impossible to ... more
0 votes Share Flag Thu May 30, 2013 Rentals in 03842
Lisa Newman, Real Estate Pro in Hampton, NH
Lisa Newman answered:
I am considering an investment property. Looking for a broker who has experience in this particular field and not just owner occupied.
Are you looking for a multi family investment? I am assuming by you question you are. But you may also be looking for a fixer upper that you can buy, rehab, hold and sell as the market ... more
0 votes Share Flag Thu May 24, 2012 Investment Properties in 03842
Common Sense, Home Owner in Houston, TX
Common Sense answered:
I can buy a house with cash but would honestly like to have a mortgage for tax advantage.
Taking a loan for "tax advantage" is a hugely false savings. Let's do the math.

Only the interest paid is deductible, and only if you file using itemized expenses.

Let's say you ... more
0 votes Share Flag Thu May 10, 2012 Home Buying in 03842
Judy and Bob…, Real Estate Pro in 03801
Judy and Bob Holder answered:
What can be done about a last minute BPO that came in way too high?
Laura,

All good answers, and I agree, you must have a professional negotiating this for you. The BPO can certainly be challenged with current comps and an experienced negotiator sho ... more
0 votes Share Flag Fri Mar 9, 2012 Home Buying in 03842
Judy and Bob…, Real Estate Pro in 03801
Judy and Bob Holder answered:
Can a pre-approval letter HURT you if your offer is much less than what you are approved for?
1st Time Buyer,

You are 100% correct, you don't want to tell the seller that you can pay more when you don't intend to. We always have the pre-approval letter written to a ... more
0 votes Share Flag Fri Mar 9, 2012 Home Buying in 03842
Annette Levi…, Real Estate Pro in New York, NY
Annette Levinson answered:
Looking for a program that allows for low credit score but requires a large down payment.
A large down payment is considered a compensatory factor for a mortgage. How low is your FICO and have you had a mortgage officer go over your credit to tell you what you need to do to ... more
0 votes Share Flag Mon Oct 11, 2010 Home Buying in 03842
Tom McGuirk, Real Estate Pro in Hampton, NH
Tom McGuirk answered:
I'm seeing a lot of homes getting sold back to mortgage companies and sitting on the market. Don't they deal?
The Foreclosure process is just that a process. The bank may not have the option to "DEAL" pre-auction. One common stubbling block is the presence of a Second-Mortgage. The primary m ... more
1 vote Share Flag Sat Nov 22, 2008 Foreclosure in 03842
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