03063 : Real Estate Advice

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Dale Doughty, Real Estate Pro in Falmouth, ME
Dale Doughty answered:
What is minimum score to buy conventional?
Most lenders have a published 620 minimum FICO for conventional mortgages. However, files are typically underwritten through an automated underwriting system like Desktop Underwriter ( ... more
0 votes Share Flag Tue Jan 14, 2014 Home Buying in 03063
Matt Heisler, Real Estate Pro in Westborough, MA
Matt Heisler answered:
My detached condo was completely gutted & partially rebuilt in 2009, yet Agents gave me a CMA based on other 30 yo units in my complex. Why?
It's a question for the folks you interviewed! They should be able to stand behind their conclusions. You say Agent(s), but is that two or three? I'm already skeptical of t ... more
0 votes Share Flag Tue Aug 17, 2010 Home Selling in 03063
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Lock Mortgage...I am currently negotiating the price with the builder and house closing should be in November. It should be finalized soon.
If you are not closing until November, in order to lock a rate now it will cost you either a higher rate or an upfront fee. Most lenders will recomend a 30-45 day rate lock. Your best b ... more
0 votes Share Flag Sun Jun 13, 2010 Financing in 03063
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