There must be a local bank - not a national lender - who will lend on your property.
WF and Chase are usually not the lenders they are usually just the servicers who are managing the collection of the payments.
A Refi might end their servicing agreement with the actual owner of the loan and affect their income.
(Please note: when you choose an answer as a Best Answer, or at least give a thumbs up, it helps those who answer questions here.)... more
Hi Kath Cal... As you can see from all the postings the average commission depends on the agent/office. What I tell my clients when I'm asked this question is whatever commission we negotiate nothing is paid until I get your price and we close on the property.