Home Buying in 02129 : Real Estate Advice

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Irina Karan, Real Estate Pro in Aventura, FL
Irina Karan answered:
My husband and I are self employed. How much gross income do we need to qualify for a mortgage if we have a co-signer?
The banks look at net income, not gross, for self employed people.
They take an average of 2 years.
If the 2nd year is lower in income, then they will take the lower number (conservat ... more
0 votes Share Flag Sat Sep 15, 2012 Home Buying in 02129
Irina Karan, Real Estate Pro in Aventura, FL
Irina Karan answered:
We are trying to decide if a Master Bathroom makeover should include a tub and shower (separate) or a huge double shower with no tub, does it matter.
If you have a 2 br - then one bedroom should have a tub - f.e. for the kids.
If the bathroom is nice - and there is tub in a 2nd bedroom - a double shower is fine.
For a 1br I'd do bo ... more
0 votes Share Flag Sat Sep 15, 2012 Home Buying in 02129
Peter Mlaguzi, Real Estate Pro in Boston, MA
Peter Mlaguzi answered:
How do I find a good local exclusive buyers agent? I am looking to buy a condo in the Charlestown/Somerville area.
Hi Mel,

How are you? Although I serve both communities. The best method to find a buyers agent is to interview afew and see whom you most connect with. First review the their resume, ... more
0 votes Share Flag Mon Sep 10, 2012 Home Buying in 02129
Michael Pall…, Real Estate Pro in Brookline, MA
Michael Pallares answered:
Is it possible to buy a home in Boston with 5% down and avoid pmi? FICO is 788.... Income 135k... I really want the deduction and don't want pmi.
Hi There,

As you can see from my colleagues' answers you do have options to purchase a home with 5% down (or even less if you can get FHA loan approval). And I agree with them t ... more
0 votes Share Flag Fri Nov 4, 2011 Home Buying in 02129
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