Home Buying in 02122 : Advice

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Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence 727.420.4041 answered:
Do listing agents in Florida have to disclose known mold problems?
Are you a licensed mold consultant?
Did your investigation determine if the mold was harmless or the much less common toxic?
There is mold in Florida that is harmless but unsightly. ... more
0 votes Share Flag Fri Sep 19, 2014 Home Buying in 02122
Adam Shamus, Real Estate Pro in Newton, MA
Adam Shamus answered:
Does a realtor have to disclose important info from home inspections done by previous buyers to current buyers?
This is a great question and one that I think may vary based on a state by state basis. In Massachusetts which is where I practice, anything that a home inspector tells a Realtor about ... more
0 votes Share Flag Fri Aug 15, 2014 Home Buying in 02122
Samuel Rymer, Real Estate Pro in Boston, MA
Samuel Rymer answered:
could I get a loan with a credit score of 598?
Yes you can, I've assisted many clients that had less than perfect credit and with the right mortgage professional you could be approved for a loan. Needless to say, your financial heal ... more
0 votes Share Flag Mon Jul 7, 2014 Home Buying in 02122
Michael Savas…, Real Estate Pro in Belmont, MA
Michael Savas answered:
I was denied loan when the loan officer charged me a high appraisal fee already. I asked for my money back, What are my options?
Barrybuba, i would check with your lender, it sounds like something else may have affected your loan. Unless the lender agreed to (in writing) refund your appraisal fee if and when y ... more
0 votes Share Flag Tue Jun 17, 2014 Home Buying in 02122
Michael Savas…, Real Estate Pro in Belmont, MA
Michael Savas answered:
is the seller realtor who knew about a flood in the house required to tell buyers realtor (my realtor) about the flood than have to tell me?
the homeowners/seller is supposed to disclose it. And in turn, so is the agent.
0 votes Share Flag Tue Jun 17, 2014 Home Buying in 02122
John J Dean…, Real Estate Pro in Somerville, MA
John J Dean Jr answered:
I have a tax lien and suppose I can't qualify for a loan (CS is 650). If my wife qualifies, and the home is her name, would my lien affect the
Steve

This seems more like an attorney question vs. a Realtor question.
0 votes Share Flag Sat Nov 2, 2013 Home Buying in 02122
John J Dean…, Real Estate Pro in Somerville, MA
John J Dean Jr answered:
If there is a problem with zoning does a realtor have to disclose that information?
Halogirl

What type of problem ? Our jobs are Realtors states we must disclose all that we know about a property. If there is a question the city building department or an attorney ... more
0 votes Share Flag Sat Nov 2, 2013 Home Buying in 02122
Heath Coker, Real Estate Pro in Falmouth, MA
Heath Coker answered:
I have been building my credit for two years but credit score is only a 598. Can I get a 45K home loan with this credit score?
I would ask a local bank that is close to the property.
If there is lots of equity in the property for the lender, you will have a better chance.

Local banks may have some programs ... more
0 votes Share Flag Fri Sep 28, 2012 Home Buying in 02122
Heath Coker, Real Estate Pro in Falmouth, MA
Heath Coker answered:
is there a credit score requirement for Rural Development loan? if so what is it?
Have you asked the credit reporting company in writing for an explaination?
There may be things that are there that you don't understand.


(Please note: when you choose an ans ... more
0 votes Share Flag Fri Sep 28, 2012 Home Buying in 02122
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