It's a lot easier if you just let seller's title insurance company take care the problem. They must clear the title for the escrow to close. At the closing, you can purchase a good title insurance policy that will cover all of possible title problems for the new owner.
If you want to find out the title chain yourself, you can get an online title report within few minutes on website such as http://www.nextace.com (title record search) or http://www.searchq.com (free property report).... more
I live right down the street in Tyngsboro and I have a septic system from 1982. The systems are very simple and most of the time, if they pass Title V, they should be fine. I would say that if you are selling the house, the Title V should be more than enough to satisfy any potential buyer. If YOU are the potential buyer and have concerns, you can write an offer (or I can write it for you ;-) that is contingent on a more thorough inspection. You can even put in a request that the seller pay for the additional inspection. It shouldn't be too expensive. Generally they introduce a GPS tracker into the system somewhere and follow it to make sure everything is flowing smoothly.
Please contact me anytime if I can be of any assistance! :-)... more
Title V is a state law, but towns are granted the ability to mandate more strict rules. For new construction, inspections and certificates of compliance are granted by the governing Board of Health.. For re-sales, state licensed inspectors provide the inspections and pass/fail reports. Closing attorneys assure the certifications have, in fact, been done. Kevin M 978-407-4807... more
Its good that your evaluating options when shopping for Home Insurance, but consider more of what you don't see verses what you do see for example "Exclusions". Many homeowners evaluate their options based on comparing what they do see as "Policy Coverage", placing them side by side. Although one policy may appear to be less expensive than the other it may have something to do with Policy Exclusion like Flood Insurance, Home-office related, Business related, Sewer back-up, Pool etc..
Ask the prospective insurance agent to list out for you the exclusion within the policy and you maybe surprised by the response. The Agent may forward you a packet containing exclusions, if your great with reading and understanding legal jargon fantastic. However if your uncomfortable with reviewing the exclusion within the policy you may wish to seek a legal review or work with public adjuster to make sure that you have an expert reviewing the complicated language of your insurance policy
If you are not going to have your own inspection done, you could have more problems.
However, a home inspector and getting terminix back out there to look for more bugs is a better hedge against future problems.
The existing treatment contract may be assumable, too.
(Please note: when you choose an answer as a Best Answer, or at least give a thumbs up, it helps those who answer questions here.)... more
I have lived in this neighborhood for 15 years HPG1 - HOA is annual fee for mainly waste treatment plant and common ballpark field and misc areas. I have also personally toured the treatment plant - never have to worry about Title V as this is DEP regulated. I am also a realtor who has sold 10 homes here so I am very familiar with this area. Anual fee is $900. Great neighborhood for walking, biking, close to schools and 495/Acton/Littleton line.
This is the Home Owners Association. They have a book of rules that they must abide by call the CC&R's. This may look like a daunting set of documents, but really they only take about a half hour to peruse. Make sure you look through them beofre closing on a purchase.... more
There are currently 6 units available (not counting FSBO) and it is a big complex. Had a few OH there before. There are some assessments TBD. through 2013, to repair driveways, walkways, garage roofs, replaster the pool, resurface the tennis courts, replace street lights and to the clubhouse. Some units have paid in full the roof assessments of 2003, and some are paying through 2013 as well.
Occasionally there are defaults in Association fees and the last one has been resolved recently. In the past few years only one unit has been foreclosed on through the Association lien, other than that it has been a â€œstableâ€ complex. The condo fees are on the high end but so are the expenses.
Hope this helps.... more
Hildreth HIlls (108 units) and Hildreth Heights (58 units) are both very nice. They have garages, so I think the only way you could keep a camper there would be if it fit in the garage. If you are considering a condo anywhere, be sure to check the by-laws fro what you can keep in the parkting lot.
There are 5 unit son the market at Hildreth HIlls, and 2 at Hildreth Heights- fewer than 5% of all the units. The current condo fees are high- but include a lot.
Both have high owner occupancy. They may not allow rentals- anothe tyhing to check in the current by-laws.