Home Buying in 01440 : Real Estate Advice

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James, Home Buyer in Atlanta, GA
James answered:
Is a retaining wall crack considered a structural issue for USDA loans? Should I even bother moving ahead and wasting my appraisal money?
I get calls like this all the time, the part that is difficult to convey to most perspective homeowners is that not all imperfections are signs that the wall is in a state of failure. T ... more
0 votes Share Flag Tue May 12, 2015 Home Buying in 01440
Tim Urban, Real Estate Pro in Littleton, CO
Tim Urban answered:
Will we be approved for a USDA loan if driveway's retaining wall is crumbling (does not affect structural elements of condo)?
Like everyone has said...speak to your lender. I know when I work with FHA clients, the inspection is thorough and usually surprising what they get stuck up on. For example, similar s ... more
0 votes Share Flag Thu Feb 19, 2015 Home Buying in 01440
Jim Driscoll,  in Lynnfield, MA
Jim Driscoll answered:
I have unfinished block retaining wall made of filled block. Will I have to finish for FHA loan. Rest of hill is natural landscape.
It is a judgement call by the appraiser. If they think it is a safety issue then yes you would have to complete it but if not them no. I have not seen this to have ever been an issue
0 votes Share Flag Mon Jul 1, 2013 Home Buying in 01440
Kevin Vitali, Real Estate Pro in Tewksbury, MA
Kevin Vitali answered:
We recently placed an offer on a short sale property, the bank counter offered and we accepted.
It really depends upon what you agreed to. Many times a short sale offer the home inspection and PS are triggered by the short sale approval. I would ask for the short sale approval o ... more
0 votes Share Flag Sat May 18, 2013 Home Buying in 01440
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