Yes the property taxes are high relative to the other counties in florida. But our homeowner's insurance cost and sale prices are in general lower than homes in the other higher priced counties. This makes your total monthly payment (principal, interst, property taxes, and insurance) and down payment required to purchase a property in gainesville compared to the other higher priced property tax counties lower.
Fell free to give me a call if you would like to purchase a home in Gainesville. The first step to buying a home is getting prequalified to see what the max sale price of a home you can purchase. In the call or the appointment here in my office I will let you know what your monthly payment, rate, and down payment will be for the max sale price of a home you can buy. You can always buy a home for a lesser price but you will know whats the max price of a home you can qualify for.
I have all the government agency loan programs that will give you the lowest monthly payments, rates and amount of your down payment required. I do not charge an application fee as well!
My office number is 352-433-0688 and my website is www.leonmortgage.com... more