I have a great recommendation if your concerned about your credit report and score. Call 1-800-368-4193 make sure you ask for Alicia. Worked with her last year to help remove inaccurate items on my credit report. When I was first referred to her my score was 480, 432 & 466 after 1 month it went up 39 points and in about 5 months 109 points. She is very knowledgeable on ways to legally make both the credit bureaus and creditors do the right thing, and in doing so the items fell off my credit report its been 9 months now I'm at 755 750 and 720 with Experian, but I'm still a satisfied client all I did was follow her advice. Oh she also has portal access so I saw exactly what was being done with my credit and I was able to message her when I had questions from within the portal.... more
If you find the right lender who's had experience in VA loans, it will definitely help. It's not that lenders who take a long time with VA loans are bad, it's just a complicated loan that doesn't occur quite often for loan officers. So it is better to find a lender who has had a lot of experience with VA loans because they will know what they are doing and will be able to make the process smoother. This is just something to consider.
I hope this helps and good luck!
Sr. Mortgage Banker
NMLS # 659743