The market has changed since this question was posted. Many of my recent buyers understand that when they take a loss on there sale, they will get a better savings in there move up. Hopefully that is the case for you.
Jennifer Wang, REALTORÂ®, Buyer Specialist
The Landmark Group at Real Estate Teams, LLC
As others have said, in order to help you determine market value of your home, we would need an address.
Some areas in Frederick seem to have plateaued for the moment. Probably because the short sales and foreclosures are gone...at least for now. You may be in such a neighborhood.
As with everyone else, I am happy to help you determine the current value. Just let me know if you would like our help