Home Buying in Cherry Hill : Advice

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djennifer009, Other/Just Looking in Salt Lake City, UT
djennifer009 answered:
short sale with Mold Remediation Necessary
It's hard to make a guess at the cost without knowing more about the house. If you're interested in the home despite the mold, then I'd recommend talking to the seller and having a mold ... more
0 votes Share Flag Wed Mar 18, 2015 Home Buying in 08003
Jeanne Feeni…, Real Estate Pro in Basking Ridge, NJ
Jeanne Feenick (908) 337-0943 answered:
Why does my house have to appraise at sales price even if buyers are borrowing less than their down payment?
The bank agrees to lend a % of whatever is less, the sale price or the appraised value, if lower. The issue with appraisal can become a greater issue the higher the % financed.
0 votes Share Flag Mon Feb 9, 2015 Home Buying in 08034
Jeanne Feeni…, Real Estate Pro in Basking Ridge, NJ
Jeanne Feenick (908) 337-0943 answered:
Are physician mortgages still available in New Jersey? And if so, what is the typical credit score needed? Looking to buy in Burlington or camden
Yes, recently assisted a couple who used this type of financing for a purchase in Middlesex County. It is a particular program and not every bank provides it - they used Sun Trust but ... more
0 votes Share Flag Mon Feb 9, 2015 Home Buying in 08034
gferris, Real Estate Pro in Voorhees, NJ
gferris answered:
Looking to buy 4 bed/2 ba in Cherry hill by October 2015. Credit scores low 600's and climbing. Income 180k/yr. When should we start looking?
It doesn’t hurt to get pre-approved now from a lender who pulls a tri-merge mortgage credit report. If there are any issues on the credit, you will have time to resolve them as oppos ... more
0 votes Share Flag Wed Feb 4, 2015 Home Buying in Cherry Hill
Robert Green…, Real Estate Pro in 08003
Robert Greenblatt, MBA answered:
how can i get approve for a 100,000 loan ?
Hi. Sounds like you are doing the right thing! Call me, and we can review with one of my mortgage partners.
- Robert Greenblatt
Keller Williams Realty
856-575-1818.
0 votes Share Flag Tue Jan 13, 2015 Home Buying in Cherry Hill
Mark Cuccuini, Real Estate Pro in 08108
Mark Cuccuini answered:
Does the property tax amount that is mentioned on many real estate websites include the school taxes also?
They are usually included in your property taxes
0 votes Share Flag Thu Dec 4, 2014 Home Buying in 08002
Mark Cuccuini, Real Estate Pro in 08108
Mark Cuccuini answered:
What is a good loan program for buyers with little or no credit?
If you call the state of NJ, they have Grant programs that will help your buyers build credit and give them money for closing cost assistance. I would google real estate grants in NJ an ... more
0 votes Share Flag Thu Dec 4, 2014 Home Buying in 08002
mjrich52, Both Buyer and Seller in Palm Springs, CA
mjrich52 answered:
Mobile Home? Bad idea? Bad investment?
I have a problem here in California, with the way Mobile Home Parks are run. Typically most parks in California don't allow you to rent your house out if for some reason you you can't l ... more
0 votes Share Flag Wed May 21, 2014 Home Buying in Cherry Hill
David.26.ross, Home Buyer in Cherry Hill, NJ
David.26.ross answered:
Does anyone know how often the property manager can go up on HOA fees? Also, why is it more difficult to get a mortgage for a manufactured home?
An HOA must follow strict guidelines which are based upon both state law and the by-laws established by the association. A property manager may not increase fees on their own.
General ... more
0 votes Share Flag Sat May 3, 2014 Home Buying in Cherry Hill
Jon Cohen, Real Estate Pro in Cherry Hill, NJ
Jon Cohen answered:
Which High School does this house go to?
Hi Rich,

There is a township map that I can email to you which shows all Cherry Hill school boundaries. email me the address and I'll let you know the school. Thanks!

jcohen@cbpre ... more
0 votes Share Flag Tue Apr 15, 2014 Home Buying in Cherry Hill
Paul F.Marzo…, Real Estate Pro in Hackensack, NJ
Paul F.Marzolla (201) 957-6768 answered:
Will you be qualified for a home mortgage if you recently purchased a business?
I understand why you'd be concerned. New business, new loan, possible new home. Fortunately, this will most likely not create any issue as long as we can show documentation that the loa ... more
0 votes Share Flag Mon Mar 10, 2014 Home Buying in Cherry Hill
Derek Schaff…, Real Estate Pro in 08054
Derek Schaffer answered:
Question about Fannie Mae Homestyle program and contractors in South Jersey
It is very similar to an FHA 203k loan. Any contractor that has worked with a 203k loan would be a fine choice.
Derek Schaffer
856-341-0240
0 votes Share Flag Thu Jan 30, 2014 Home Buying in 08034
Derek Schaff…, Real Estate Pro in 08054
Derek Schaffer answered:
Any advice re: the town homes in Park Place at Garden State Park in Cherry Hill NJ behind Wegmans? Although nice, they seem overpriced.
We have done the mortgage financing on a few of them, and they are beautiful homes.
Derek Schaffer
856-341-0240
0 votes Share Flag Thu Jan 30, 2014 Home Buying in 08034
Matthew Zimm…, Real Estate Pro in 08054
Matthew Zimmerman answered:
Down Payment Assistance for FHA Loans
Punda -

On the surface, it appears that you can afford the purchase, but you should really speak with a mortgage loan officer to get a better handle on the costs, associated with the ... more
1 vote Share Flag Thu Oct 31, 2013 Home Buying in 08003
Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
Down payment help from in-laws.
No, you are correct, they will either need to sell their home first and then they may"gift" you the money or if they own their home outright or have sufficient equity, then they could l ... more
0 votes Share Flag Sat Sep 14, 2013 Home Buying in Cherry Hill
Sharon Cinko…, Real Estate Pro in Mount Laurel, NJ
Sharon Cinkowski answered:
How can I get lot size when doing my house search, and public water and sewer?
I would be happy to help you with any questions you may have and to help you find a more suitable location.
Sharon Cinkowski
REALTOR
Keller Williams Realty, Cherry Hill, NJ
856-321- ... more
0 votes Share Flag Tue Jul 9, 2013 Home Buying in 08034
David &…, Real Estate Pro in Cherry Hill, NJ
David & Samuel Rifkin answered:
I have a signed accepted offer by both parties for purchasing a home based on contingency of my home selling, can realtor drop the asking price?
Just as Keri stated the best bet is for your to drop your home price and get it sold and remove the contingency from your offer.
0 votes Share Flag Mon Jul 8, 2013 Home Buying in Cherry Hill
David &…, Real Estate Pro in Cherry Hill, NJ
David & Samuel Rifkin answered:
Average listing price around 48 Downing is $ 299k and average sale is $ 276k. Still priceed too high ?
are you still priced at 327,000

Thanks,
Samuel Rifkin
609-315-9119
www.SamSellsNJ.com
The Rifkin Team
Keller Williams Realty
0 votes Share Flag Tue Jul 2, 2013 Home Buying in Cherry Hill
Jamie Russen, Real Estate Pro in Cherry Hill, NJ
Jamie Russen answered:
Is there section 8 housing in Barclay Towers?
I've done some looking around and it does not appear that The Barclay Towers accepts section 8. Here is a link that I found that is a good tool when looking for Section 8:

http://sec ... more
2 votes Share Flag Tue Jun 25, 2013 Home Buying in 08002
Anthony Picc…, Real Estate Pro in 08034
Anthony Piccone answered:
When you are putting 20% down on a conventional loan is it 20% of the offer price or 20% of the loan amount (that you will borrow)?
Hi Anita, I am located right in Cherry Hill. Please read my profile and do some research on your mortgage lender. Once that is done, I would be happy to discuss any questions you may ... more
0 votes Share Flag Sun Jun 23, 2013 Home Buying in 08034
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