Home Buying in Brooklyn Heights : Real Estate Advice

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Lior Raviv, Real Estate Pro in woodhaven, NY
Lior Raviv answered:
My friend just told me I need to hire a lawyer to buy a house. Is this true? I bet her a coke she was wrong! Hah!
Hello Amy,

Yes your friend is correct you are going to need an attorney to represent you in your home purchase. Its in your best interest..
0 votes Share Flag Mon Sep 22, 2014 Home Buying in Brooklyn Heights
Mike Palmieri, Other/Just Looking in Brighton, MA
Mike Palmieri answered:
Looking for a agent who specializes in FHA condos in Brooklyn, NY
The condo complex must be approved by HUD first to be eligible.We can assist.
Mike .Palmieri@nxtloan.com.
0 votes Share Flag Thu Feb 27, 2014 Home Buying in Brooklyn Heights
Michael Denn…, Real Estate Pro in Queens, NY
Michael Denniston answered:
Can one buy a home after claiming bankruptcy?
Yes, you can buy a house again after bankruptcy. Besides making a cash purchase or obtaining a private mortgage (usually with high a high interest rate and large down payment). FHA is n ... more
0 votes Share Flag Wed Nov 6, 2013 Home Buying in Brooklyn Heights
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
Do you still need title insurance if you're paying cash for a brand new home?
Especially then because there isn’t a lender in front of your equity that will fight to protect their mortgage position so you don’t get free legal assistance. If that i ... more
0 votes Share Flag Wed Nov 6, 2013 Home Buying in Brooklyn Heights
Bev West, Real Estate Pro in Greeley, CO
Bev West answered:
How do I deturmine the initial offer?
Work with your Realtor and have a market analysis completed and go from there. Always remember you run the risk of losing the property to another buyer if your offer is low especially ... more
0 votes Share Flag Mon Nov 4, 2013 Home Buying in Brooklyn Heights
Bev West, Real Estate Pro in Greeley, CO
Bev West answered:
Does cold weather impact the setting of a house foundation?
I would talk to a structural engineer or local builder to get that answer.
0 votes Share Flag Mon Nov 4, 2013 Home Buying in Brooklyn Heights
Bev West, Real Estate Pro in Greeley, CO
Bev West answered:
Is this the rule i have to show the pre approval letter before the agent showing me the CONDO?
There is no rule but agents like to see that you are prequalified before looking and also courtesy to sellers knowing that you are qualified before they open their house up to "just loo ... more
0 votes Share Flag Mon Nov 4, 2013 Home Buying in Brooklyn Heights
Mcrina, Home Buyer in Brooklyn, NY
Mcrina answered:
Co-Op: When buying a co-op, what questions should its management be asked? In particular, if maintenance costs are high and the building is old.
dont have any experience in purchasing a coop. I need the basic info required to start.
0 votes Share Flag Fri Oct 11, 2013 Home Buying in Brooklyn Heights
Artur Komov, Real Estate Pro in Lynbrook, NY
Artur Komov answered:
I am interested in buying after reading your reports, but I am freaked out. One thing I'd like to learn is how to lower homeowners insurance costs?
Put higher down payment on the house logicly more money you own on the house higher inshurance will be
0 votes Share Flag Wed Apr 10, 2013 Home Buying in Brooklyn Heights
Marge Bennett, Real Estate Pro in Fort Myers, FL
Marge Bennett answered:
What are all the door lock systems that can be unlocked with a smartphone and how good are they?
We use GE Supra in the Ft Myers, FL area. Smart phone is an option for opening. I like them because I can track everyone that goes into one of my listings.
1 vote Share Flag Mon Apr 8, 2013 Home Buying in Brooklyn Heights
Javier Menes…, Real Estate Pro in Great Neck, NY
Javier Meneses answered:
How does a first time homebuyer find out if they qualify for a grant?
First thing is to identify the grants available to any particular buyer. This is a bit difficult because not all grants are known to all real estate professionals, so they're even less ... more
0 votes Share Flag Tue Apr 2, 2013 Home Buying in Brooklyn Heights
Keith Jean-P…, Real Estate Pro in East Brunswick, NJ
Keith Jean-Pierre answered:
What is a 203(b) loan?
Thank you for the best answer selection! Good luck with your home search.
0 votes Share Flag Thu Mar 28, 2013 Home Buying in Brooklyn Heights
Ann Zemaitis, Real Estate Pro in 10013, NY
Ann Zemaitis answered:
I am a renter and know nothing about this, so forgive me if this is silly. Is it a ood idea to purchase condo with no home owners association?
Well, I'll answer your question in a Brooklyn-centric manner, since it appears that's where you're from. While condo home owners' associations are the norm in places like Florida, in N ... more
1 vote Share Flag Mon Mar 18, 2013 Home Buying in Brooklyn Heights
Coldwell Ban…, Real Estate Pro in New York, NY
Coldwell Banker Shayovitz Realty answered:
Last one, sorry this is so helpful though :) What is PMI?
PMI is a mortgage insurance purchased from a private insurance Company, if the LTV is less than 80%. Required by Lenders.
0 votes Share Flag Sun Mar 17, 2013 Home Buying in Brooklyn Heights
Amy Sherman, Home Buyer in Brooklyn, NY
Amy Sherman answered:
WHAT IS THE FHA? I seriously feel like I need a glossary on all these terms!
So so so so so helpful, thank you.
2 votes Share Flag Sun Mar 17, 2013 Home Buying in Brooklyn Heights
Michael Rich…, Real Estate Pro in NY,
Michael Richman answered:
WHAT IS A GOOD FAITH ESTIMATE, AND HOW DOES IT HELP ME?
Hi Erin,

Within 3 business days of applying for a mortgage loan, the lender must provide to you in writing a list of approximately how much your closing costs will be. The benefit to ... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in Brooklyn Heights
Irina Karan, Real Estate Pro in Aventura, FL
Irina Karan answered:
WHAT IS THE FHA?
Hello Amy,

Federal Housing Authority.

In case you need an FHA loan, check out this info:

http://portal.hud.gov/hudportal/HUD?src=/buying/loans

Hope this helps,

Irina Kara ... more
0 votes Share Flag Mon Mar 11, 2013 Home Buying in Brooklyn Heights
Shaukatali K…, Real Estate Pro in Katy, TX
Shaukatali Kadibhai answered:
How can real estate be purchased with no money down?
This was normal before the mortage meltdown.
Very hard to find such loans now.


Kadibhai (Kadi)
Better Homes & Gardens Gary Greene, Realtor Katy/Houston
Phone: 832-228-7978
Fax: ... more
0 votes Share Flag Thu Mar 7, 2013 Home Buying in Brooklyn Heights
Ann Zemaitis, Real Estate Pro in 10013, NY
Ann Zemaitis answered:
What are the typical application fees for coops in Brooklyn Heights?
Of course, depends on the coop, but I've seen most managing agents and coops charge around $400-$500 for application fees. Then, there's credit check (about $50-$75) and move-in/move-o ... more
1 vote Share Flag Mon Jun 11, 2012 Home Buying in Brooklyn Heights
Ann Zemaitis, Real Estate Pro in 10013, NY
Ann Zemaitis answered:
Are all NYC listings available on MLS, or are they still mostly "exclusives"? If so, should I be working with multiple RE agents from diff
As a professional I find myself going to several resources and listing services to find a home for a customer. It takes a great amount of legwork-- unlike the suburbs where everything' ... more
1 vote Share Flag Mon Jun 11, 2012 Home Buying in Brooklyn Heights
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