Home Buying in King County : Real Estate Advice

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MCM_STL, Home Buyer in Saint Louis, MO
MCM_STL answered:
what is the definition of "legal excuse" for a buyer to terminate a purchase and sale agreement? Could financial excuse be reason to terminate?
The short answer: Whatever the mutually agreed upon contract says is allowed. If you don't know what yours says, you need an attorney's assistance.
0 votes Share Flag Wed May 25, 2016 Home Buying in 98065
kemahkim, Home Owner in Texas City, TX
kemahkim answered:
Getting a mortgage from big national banks vs. local lenders?
I am holding a contract in my hand, as a seller and I am not signing until they change lenders. I am on a timeline to close and have back up offers, knowing first hand how badly the bi ... more
0 votes Share Flag Tue May 24, 2016 Home Buying in Bellevue
Kary Krismer, Real Estate Pro in Renton, WA
Kary Krismer answered:
When a first time buyer gets a fha loan or trys to do they have to apply for a fha loan and a different mortgage since a fha loan is like insurance.?
You really should talk to a lender and an agent about what is best for you, but assuming you need to go FHA because you're low down payment, FHA does have an element of "mortgage insura ... more
0 votes Share Flag Sat May 21, 2016 Home Buying in Seattle
Eklugg, Home Buyer in New York, NY
Eklugg answered:
I'm looking to find an REO/Short Sale specialist who focuses on 1) multifamily, and 2) representing buyers.
I don't know why this damn thing keeps saying I'm from New York; I'm from Seattle. Despite the butthurt guys below, I had a super good experience with Lumin Brokers. Rich Kim handled ... more
0 votes Share Flag Wed May 18, 2016 Home Buying in 98005
Goobsfam, Home Buyer in Seattle, WA
Goobsfam answered:
How often and why do loans fall through right before closing?
I just have a hard time believing that these mortgage companies can't do things a little better. We passed along all of our information and given a approval letter. Nine days before cl ... more
0 votes Share Flag Mon May 16, 2016 Home Buying in Seattle
Kota W., Home Buyer in Tucson, AZ
Kota W. asked:
I'm looking into straight buying in full in regards to a home in seattle sometime, this would be my first home purchase also. II had been looking stuff up on what to do after persay owning my home, and my question is what roughly does property tax look like for some of you? im looking for a $ amount not a percentage…
0 votes Share Flag Sun May 15, 2016 Home Buying in Seattle
Paolo, Other/Just Looking in 48135
Paolo answered:
Can I take out equity for a down payment on a new house and rent out my current house?
You can use equity in your home IF you meet a lender's criteria ( credit income etc),BUT a home equity loan or a bridge are more expensive that an regular mortgage.
0 votes Share Flag Sat May 14, 2016 Home Buying in Shoreline
Kary Krismer, Real Estate Pro in Renton, WA
Kary Krismer answered:
We currently live in California, but are looking to move to Washington with an FHA loan.
You really should contact a good loan originator to answer these questions, rather than just looking for answers on the Internet.

Note that in the Seattle area right now the market i ... more
0 votes Share Flag Sat May 14, 2016 Home Buying in Seattle
Brian Tate, Home Buyer in Aubrey, TX
Brian Tate answered:
No money down , 3 years out of bankruptcey, with good credit. I make close to 60,000 a year
I personally would get the hell out of WA and try TX. Our wages are higher and yes traffic sucks but it's doable with much more to pick from. My sister and law left for the Seattle with ... more
0 votes Share Flag Thu May 12, 2016 Home Buying in Shoreline
Lilyding_2006, Home Buyer in Detroit, MI
Lilyding_2006 answered:
if builder doesn't complete the house on time mentioned in contract then what are my options.
what to do if a builder delayed delivery of a house for a long time
0 votes Share Flag Wed May 11, 2016 Home Buying in 98052
Kary Krismer, Real Estate Pro in Renton, WA
Kary Krismer answered:
If buying a house cash 500,000 in Tampa Florida how much in total will I need more less to close and taxes?
You'd probably do better asking your question in part of Trulia that deal with Florida rather than Bothell Washington.
0 votes Share Flag Fri May 6, 2016 Home Buying in Bothell
Lena_artem_o…, Home Buyer in Seattle, WA
Lena_artem_olga answered:
Can you buy a home with a ITIN number?
We have a similar case. We are legally married couple. I have a SSN and great credit score but my income is not enough to pre-qualify. My husband has only ITIN, over 5 years for same em ... more
0 votes Share Flag Wed Apr 27, 2016 Home Buying in Seattle
Helen.mango1, Home Buyer in New York, NY
Helen.mango1 answered:
What happens to a mortgage when a house is sold?
We are selling our vacation home and still have about 10Grand left on the Mortgage. Do we need to pay off the Mortgage?
0 votes Share Flag Mon Apr 25, 2016 Home Buying in 98101
Ted Clevenger, Other/Just Looking in Bellingham, WA
Ted Clevenger answered:
Who can help a first time buyer who is working on improving his credit, but does not have enough income to provide a down payment?
Hello,

Are you looking in the Redmond area? If you are willing to live outside of Redmond like , say, Carnation then you may be able to qualify for a USDA loan which does not have a ... more
0 votes Share Flag Mon Apr 25, 2016 Home Buying in Redmond
Tom, Other/Just Looking in Charlottesville, VA
Tom answered:
Are Modular Homes a wise investment for the first time home buyer?
The key difference and the question you should ask - what code is this home built to - IRC or HUD. A modular home like stick built homes are built to IRC - i.e. to meet the local buil ... more
0 votes Share Flag Mon Apr 25, 2016 Home Buying in Seattle
Five Stars, Real Estate Pro in Jacksonville, FL
Five Stars answered:
Are there any Jumbo Home Loans with 10% down in the Seattle Area?
Yes, in fact you could do 95%. Here are the current requirements for Jumbos

95% Loan to value: Up to $1,000,000 with 680+ credit score. Buyers can choose 1 loan up to $850,000. Or a ... more
0 votes Share Flag Thu Apr 14, 2016 Home Buying in 98075
 Tacitustus, Real Estate Pro in Mobile, AL
Tacitustus asked:
Would you like to play One Piece strategie game? One Piece Ultimate War is a free strategie game based on One Piece manga, and this game have started open beta on April 11, 2016. You can view more details about this game on GoGames.me!
0 votes Share Flag Mon Apr 11, 2016 Home Buying in 98124
Dalton.jasonc, Home Buyer in Kent, WA
Dalton.jasonc asked:
why is MLS# 922305 not showing up? 21820 42nd Pl. S Kent, WA. 98032 it is NOT in the cul de sac. the address in Zillow and trulia is wrong.
0 votes Share Flag Sat Apr 9, 2016 Home Buying in Kent
Kary Krismer, Real Estate Pro in Renton, WA
Kary Krismer answered:
The "Ruddell's 3rd Add" subdivision was built in 1979. Can you tell me whether the builder was still using asbestos in the popcorn ceilings?
I don't think anyone could possibly answer that. You might see if one of the neighbors has had theirs tested, but no matter what you find out you'd still need to test before removing.
0 votes Share Flag Fri Apr 8, 2016 Home Buying in Renton
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