Home Buying in Boston : Real Estate Advice

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Clarabellae, Home Buyer in South Miami, FL
Clarabellae answered:
Could someone explain how the interest rates on a 203k loan are decided? Does the broker determine them based on credit score and other factors?
FHA 203k rates are slightly higher than current market rates. Either the full or streamline 203k offer an adjustable or fixed rate loan. 203k's may have a little more risk. Just looking ... more
3 votes Share Flag Mon Jun 13, 2016 Home Buying in Boston
Peariesanders, Home Buyer in Tifton, GA
Peariesanders answered:
is there a credit score requirement for Rural Development loan? if so what is it?
I need a personal loan for tires and to catch up some personal bills with at $5,000.00 with a low interest rate. Please reply, thank you very much.
0 votes Share Flag Sun Jun 12, 2016 Home Buying in 02122
Tulio Yamasi…, Other/Just Looking in Austin, TX
Tulio Yamasita asked:
Possible move to Boston? I have a job offer to move from Atlanta to Cambridge (Boston Area). I love Boston as a city, but my wife and I are just a little skeptical about the Real Estate market since we don't have…
0 votes Share Flag Fri Jun 10, 2016 Home Buying in Boston
Akdabas, Home Owner in Collierville, TN
Akdabas answered:
BayCoast bank said since I am a first time home buyer that I only need 10% down not 20%. Does that mean I avoid PMI? They kind of glossed over it
Best options are always with more than 20% down.

Next best options can be one of a) low rate and PMI or b) high rate and no PMI or c) low rate and high closing cost or some other com ... more
0 votes Share Flag Thu May 26, 2016 Home Buying in Boston
Margaret Cab…, Renter in 33139
Margaret Cabral answered:
Should we use the seller's realtor as our buyer's agent?
their is no way you can expect the sellers agent to work for nothing YOUR OUT OF YOUR MIND
he will want his listing commission and selling commission.

No one would get me to do that ... more
0 votes Share Flag Sat May 21, 2016 Home Buying in Boston
Paul, Both Buyer and Seller in 11968
Paul answered:
Buying houses for investment.
Let InBedrock.com help you answer the Rent v Buy v Invest question for yourself and your unique situation re: Your monthly rent expense option v house purchase price You would like to b ... more
0 votes Share Flag Sat Apr 9, 2016 Home Buying in Boston
Louis  Wolfs…, Real Estate Pro in Needham, MA
Louis Wolfson answered:
We have our house on the market. We are now living in another state. A potential buyer bought an appraiser thru without our knowledge. Is this legal?
Guess my question is who showed the home to the appraiser? Was your agent aware and present at the time. It is not uncommon for buyers to have appraisals of a home that they have an ... more
0 votes Share Flag Mon Mar 21, 2016 Home Buying in 02122
Invstnlfp, Home Buyer in New York, NY
Invstnlfp answered:
VA Home loan pre-approval (not qual), but loan denied?
I am state and federally licensed to write mortgages in 31 states, I work for a direct lender in the mortgage industry who offers conventional, FHA, VA, and USDA loans. We keep your inf ... more
0 votes Share Flag Fri Mar 4, 2016 Home Buying in Boston
Louis  Wolfs…, Real Estate Pro in Needham, MA
Louis Wolfson answered:
Relocating to the Boston area soon, need some help.
Kgkillian,

Newton, Wellesley, Needham, Dover / Sherborn, Weston are all excellent locations and schools. Also as you stated Lexington also a great community and school system. If ... more
0 votes Share Flag Thu Mar 3, 2016 Home Buying in Boston
Louis  Wolfs…, Real Estate Pro in Needham, MA
Louis Wolfson answered:
If property was removed without notice to the owner of the property who is responsible
Memeo,

Get a new family and an attorney. Why wont the new owner let you know who they called to remove the car? Also what does your family member say? Was the car registered, or ... more
0 votes Share Flag Thu Mar 3, 2016 Home Buying in Boston
Louis  Wolfs…, Real Estate Pro in Needham, MA
Louis Wolfson answered:
I am interested in buying a 2 family in South Boston/Southie with $50k down-rents cover rest It should be in move in condition with 2-3 bedrooms
Average list price of 2 families on the market today in Southie are right around 900k and average sales price for the last 6 months is 798k and most are sold in "AS IS CONDITION" hot ... more
0 votes Share Flag Thu Mar 3, 2016 Home Buying in Boston
Louis  Wolfs…, Real Estate Pro in Needham, MA
Louis Wolfson answered:
Appraisal came in over contract price
Just because the appraisal came in at over the contract price, does not mean the sellers left anything on the table, but i'm sure you feel better getting a value higher than you paid. ... more
0 votes Share Flag Thu Mar 3, 2016 Home Buying in Boston
Louis  Wolfs…, Real Estate Pro in Needham, MA
Louis Wolfson answered:
Does It matter that in a three unit building If 2 units are on sale at the same time when it comes to a buyer obtaining financing?
It is not like buying into a complex where the lenders are concerned about owner occupancy ratio's. There are portfolio lenders here as well.
0 votes Share Flag Thu Mar 3, 2016 Home Buying in 02210
Louis  Wolfs…, Real Estate Pro in Needham, MA
Louis Wolfson answered:
"New" construction mortgage in Boston area - High earner with low down payment?
Mohak,

There are lenders that specialize with financing for doctors here in Boston. Give me a call and I'd be happy to direct you. Also I have a new construction home that has yet ... more
0 votes Share Flag Thu Mar 3, 2016 Home Buying in Boston
Andrew Hillm…, Real Estate Pro in Boston, MA
Andrew Hillman answered:
Physician loan in MA? Any banks doing loans at 1.5-2M with ~10% or less down? Seems like a lot top out at 1.5 ...
Can you please expand on your question so I can lend some insight?
0 votes Share Flag Fri Feb 19, 2016 Home Buying in 02199
Betsy Wilson, Real Estate Pro in Natick, MA
Betsy Wilson answered:
Due to my husband new job at Merck in Boston,we are moving in the greater Boston area. We want to stay in 20 miles from his work.
Hi Sania,

I just came across your inquiry on Trulia. I am a Real Estate Agent In the Metro West area certified in relocation. If your still looking for a broker I am happy to help ... more
0 votes Share Flag Thu Feb 18, 2016 Home Buying in Boston
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