Home Buying in Billerica : Advice

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Kevin Vitali, Real Estate Pro in 01876
Kevin Vitali answered:
What are the electric panel requirements in Massachusetts? Would a home with fuses pass inspection & be OK for an FHA Loan?
FHA should not be an issue. Where you may run into a problem is obtaining insurance if it is only a 60 amp panel. If it is a 100 amp oanel you should be all set.
0 votes Share Flag Wed Apr 16, 2014 Home Buying in Billerica
Lburns, Home Buyer in Billerica, MA
Lburns answered:
my realtor refuse to return my down payment for a house that the deal never went tru...
Was this person a REALTOR(R) or simply a real estate agent? If the salesperson is a REALTOR(R), meaning a member of the National Association of REALTORS, then s/he is required to adher ... more
0 votes Share Flag Mon Sep 16, 2013 Home Buying in 01821
Wen Farina (…, Real Estate Pro in Massachusetts
Wen Farina (Wayne) answered:
refinance house in new mexico with my itin number
Hello MadridEnrique,
did you buy the house cash or used a lender when you bought it using your ITIN#? if you used a lender to obtain a mortgage I would contact them and ask them about ... more
0 votes Share Flag Sat Jun 8, 2013 Home Buying in Billerica
Jim Driscoll, Real Estate Pro in Lynnfield, MA
Jim Driscoll answered:
I am underwater or even at best. Refinanced in 2009 so not HAMP able. Current interest on Primary is 5.5 balance of approx 203.5K.
If you would like I can look up sales in your area to try to get a better idea on the value. A lot of clients that we have worked with found that the value might have been higher than t ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in 01821
David Cutler, Real Estate Pro in Peabody, MA
David Cutler answered:
Can I buy a house using my ITIN number?
Not sure what you mean exactly. You don't need a social security number necessarily to buy a house but if you want a mortgage loan for the purchase they would most likely require a soci ... more
0 votes Share Flag Thu Mar 7, 2013 Home Buying in Billerica
Heath Coker, Real Estate Pro in Falmouth, MA
Heath Coker answered:
I need to know how to refinance my house with my ITIN number. I had paid my house for 10 yrs with a high interest.
If you don't have a mortgage broker yet, Bob Tranchell is another one to talk to.
He is a reverse specialist and also does regular refinances.

Bob Tranchell (508) 367-5731 cell 800- ... more
0 votes Share Flag Fri Dec 28, 2012 Home Buying in Billerica
Chris Doherty, Real Estate Pro in Lowell, MA
Chris Doherty answered:
What do you guys think of Billerica ?
I grew up in the town of Billerica. The town is large enough to have access to great shopping and dining. The community also offers access to major highways, good schools and affordab ... more
0 votes Share Flag Mon Dec 24, 2012 Home Buying in Billerica
Maria Cipoll…, Real Estate Pro in Coral Springs, FL
Maria Cipollone answered:
Can I buy a house using my ITIN number?
An ITIN, or individual tax identification number, is proof that an inividual pay taxes to the Internal Revenue Services. With ITIN you may qualify for a mortgage, but this opportunity ... more
2 votes Share Flag Thu Sep 6, 2012 Home Buying in Billerica
Territory.com, Real Estate Pro in Massachusetts
Territory.com answered:
let me rephrase my last question, there is a $30,000 deceased grandparent estate with a lein on it, the family will be selling how would i go about
Your best bet is a real estate attorney and then use a buyers agency like ours when you are ready to bid:
http://territory.com/buy_and_save/how_it_works
0 votes Share Flag Tue May 29, 2012 Home Buying in Billerica
Territory.com, Real Estate Pro in Massachusetts
Territory.com answered:
If I put an offer in on a house and then the bank appraisal comes in for less, what happens?
Every transaction is different but it is possible for you to still move forward with the deal if your mortgage is for less than the appraisal amount. Otherwise if the appraisal came bac ... more
0 votes Share Flag Tue May 29, 2012 Home Buying in Billerica
Ken Lambert, Real Estate Pro in Exeter, NH
Ken Lambert answered:
I filed a tax extension. Will lenders want to see my 2008 taxes or will prior year taxes be sufficient.?
Hi John- As a lender in NH and Mass, I know that we will ask for the 2008 taxes, and if you have officially filed for an extension, we (the underwriter) will delve into it all quite a ... more
0 votes Share Flag Mon Apr 20, 2009 Home Buying in Billerica
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