Home Buying in Berlin : Advice

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Bart Gabe, Real Estate Pro in California
Bart Gabe answered:
Can I get approved for a mortgage with credit scores of TU 638 EQ 634 EX 670, but FICO states 617? I was recently told that most lenders use FICO.
I lend down to a 530 credit score in some cases, so I offer plenty of home loan options. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and ... more
0 votes Share Flag Tue Jul 22, 2014 Home Buying in Berlin
Stephen Clyde, Real Estate Pro in 08009
You know the saying about your eyes being bigger than your stomach when you order a giant meal at a restaurant and then only eat a fraction? When it comes to DIY, your eyes can be bigger than your skill.… Read more
Blogged Mon Jun 2, 2014 by Stephen Clyde Home Buying Remodel & Renovate Home Ownership
Stephen Clyde, Real Estate Pro in 08009
If you dread the negotiating process when buying a home, never fear. Your real estate agent is an experienced negotiator who helps keep the bargaining from becoming emotional and veering off track.Your… Read more
Blogged Fri May 30, 2014 by Stephen Clyde Home Buying
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Stephen Clyde, Real Estate Pro in 08009
We've all been in this predicament, with an itch in the center of our back and no one there to scratch it, right? That's what hairbrushes and serving forks are for.Have a dog-hair-in-the-house problem?… Read more
Blogged Thu May 29, 2014 by Stephen Clyde Home Buying Home Ownership
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Stephen Clyde, Real Estate Pro in 08009
Question: Is it a good decision to deed our house to one of our children or would it be better to just put these instructions in your will? What is the downside to doing this?Answer: There may be serious… Read more
Blogged Thu May 15, 2014 by Stephen Clyde Home Buying Property Q&A Home Ownership
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Stephen Clyde, Real Estate Pro in 08009
We all know that renovated kitchens and bathrooms sell homes. Slabs of granite and gleaming floors make us ooh and ahhh…but do they top the list of projects that provide the best return on investment… Read more
Blogged Sat May 10, 2014 by Stephen Clyde Home Buying Design & Decor Home Ownership
Stephen Clyde, Real Estate Pro in 08009
Mortgage rates rose today, pulling back just slightly after spending 6 of the last 7 days in an aggressive move to the lowest levels in more than 6 months.  There were no significant events for markets… Read more
Blogged Fri May 9, 2014 by Stephen Clyde Home Buying Financing
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Stephen Clyde, Real Estate Pro in 08009
You're in the market to buy a home; getting the home you want is clearly the goal but sometimes not the end result. This can lead to real estate regrets. According to Trulia Inc., a leading online marketplace… Read more
Blogged Fri May 9, 2014 by Stephen Clyde Home Buying Home Ownership
Stephen Clyde, Real Estate Pro in 08009
You may have loved your home when you first moved in, but over the years your feelings have changed.You start to dream about another setting for your household -- on the beach, in the sky, on a golf course.… Read more
Blogged Wed May 7, 2014 by Stephen Clyde Home Buying
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Stephen Clyde, Real Estate Pro in 08009
Do I jeopardize my mortgage application by changing jobs before the loan closes? Yes. The underwriter approved your application based on your documented income covering two years or longer, from one… Read more
Blogged Thu Jun 14, 2012 by Stephen Clyde Home Buying Financing Credit Score
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Stephen Clyde, Real Estate Pro in 08009
Buying at a low price does have a downsideMost buyers have a wish list of features they'd like to have in a home. Often missing from that list is how salable the home will be when they later decide to… Read more
Blogged Wed Apr 18, 2012 by Stephen Clyde Market Conditions Home Buying
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Stephen Clyde, Real Estate Pro in 08009
RealtyTrac warns distressed-property 'dam ... will eventually burst'Foreclosure filings hit their lowest level in more than four years in the first quarter, according to a report from foreclosure data… Read more
Blogged Mon Apr 16, 2012 by Stephen Clyde Market Conditions Home Buying Foreclosure
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Stephen Clyde, Real Estate Pro in 08009
Some homeowners better off not taking home office deduction One of the biggest financial advantages of owning a home is the mortgage interest deduction, but the amount many taxpayers submit is often… Read more
Blogged Fri Apr 13, 2012 by Stephen Clyde Home Buying Financing Property Q&A
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Stephen Clyde, Real Estate Pro in 08009
Purchase loan demand jumps ahead of FHA premium increasesMortgage rates eased slightly this week, and demand for purchase loans picked up last week to the highest level in months ahead of a scheduled… Read more
Blogged Mon Apr 9, 2012 by Stephen Clyde Market Conditions Home Buying Financing
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Stephen Clyde, Real Estate Pro in 08009
Image via Wikipedia Tight lending standards remain a factor as spring buying season approachesMortgage rates eased this week, remaining at or near record lows as the spring homebuying season approaches,… Read more
Blogged Tue Mar 6, 2012 by Stephen Clyde Home Buying Financing Credit Score
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Stephen Clyde, Real Estate Pro in 08009
Image via WikipediaWho's liable for items overlooked during inspection? By Barry StoneInman News®Share This DEAR BARRY: We bought our home two months ago and have discovered three defects that our home… Read more
Blogged Sat Mar 3, 2012 by Stephen Clyde Home Buying Property Q&A
Stephen Clyde, Real Estate Pro in 08009
Mood of the MarketIt's tax time, so those who don't own homes are seriously thinking about whether they should. And those who do are busy trying to collect up and cash in all of their deductions. To… Read more
Blogged Sat Mar 3, 2012 by Stephen Clyde Market Conditions Home Buying Property Q&A
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Stephen Clyde, Real Estate Pro in 08009
NAR: large-scale REO-to-rental program not needed By Inman NewsInman News®Share This Increased demand from investors and first-time homebuyers helped boost existing-home sales in January -- the third… Read more
Blogged Sat Mar 3, 2012 by Stephen Clyde Market Conditions Home Buying
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Stephen Clyde, Real Estate Pro in 08009
IRS 1040 Tax Form Being Filled Out (Photo credit: kenteegardin)  Here are some important tax changes for 2011 that you should be aware of as you prepare your return.Different due date for returnOrdinarily,… Read more
Blogged Sat Feb 25, 2012 by Stephen Clyde Home Buying Home Selling Financing
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Stephen Clyde, Real Estate Pro in 08009
Keep deal alive when unexpected delays ariseThe duplex close to the university campus was too good for Harvey Blanks to pass up. An acquaintance of mine for more two decades and a longtime real estate… Read more
Blogged Fri Feb 24, 2012 by Stephen Clyde Home Buying Financing How To...
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