Home Buying in Bellingham : Real Estate Advice

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Kathy Burgre…, Home Owner in Westchester, NY
Kathy Burgreen answered:
IS THE MOBILE HOME LOCATED AT LOST LAKE IN A PARK?
Trulia is not for mobile homes. You need to go to www.mhvillage.com (manufactured and mobile homes website).
0 votes Share Flag Wed Jan 6, 2016 Home Buying in Bellingham
Rick Meyer, Real Estate Pro in Bellingham, WA
Rick Meyer answered:
Fellow agents: I am looking for a 4 bedroom with one bed on the main floor or a 3 bed with a den on the main floor. Located in Bellingham. Price 350-
Hi Mindy, The are several homes surrently on the market that might work. The one I like is at 1441 Grrenville Dr. in Bellingham. The MLS # is 756137. Hope it helps.
0 votes Share Flag Wed Apr 15, 2015 Home Buying in 98226
Zach Thalman, Other/Just Looking in Midwest, WY
Zach Thalman answered:
Is it better to have my parents buy the house and I live in it paying the mortgage or having them co-sign on the loan? First time buyer/ poor credit.
This is a really interesting question. I have never thought to have my parents buy the house and have me live in it. For someone who has bad credit, it would be the best idea if you nee ... more
0 votes Share Flag Fri Jan 23, 2015 Home Buying in 98225
Susan Temple…, Real Estate Pro in Bellingham, WA
Susan Templeton answered:
I have decent credit (750) and very little debit, single, female. I only have about $9,000 to put down on a home, is this even possible?
We have flexible guidelines for strong borrowers. Contact me for a quote. susan.templeton (at) wafd.com
0 votes Share Flag Fri Jan 23, 2015 Home Buying in 98225
Susan Temple…, Real Estate Pro in Bellingham, WA
Susan Templeton answered:
Looking for 5% down owner occupied financing on a Triplex in Washington State. I have 9 rental properties, is it possible to get a loan?
Hi Dan, you just need to call your friendly portfolio lender. We have a 5% down program with no Mortgage Insurance for Owner Occupied Duplex. 3-4 units requires 20% down generally. Our ... more
0 votes Share Flag Fri Jan 23, 2015 Home Buying in 98225
Susan Temple…, Real Estate Pro in Bellingham, WA
Susan Templeton answered:
my husband is a veteran of USMC, credit scores are fair-bad . Can we qualify for a home loan?
Consider a portfolio lender! A bank who does not sell their loans (retains in their portfolio) has more flexible guidelines. We are not FICO score driven. However any lender will ask th ... more
0 votes Share Flag Fri Jan 23, 2015 Home Buying in 98225
Kary Krismer, Real Estate Pro in Renton, WA
Kary Krismer answered:
We'd like to build on a lot owned by a builder. Is it best to have our own realtor, or would not having to pay him give us more price leverage?
You're clearly not going to have a "price advantage." Unless maybe it's the last house in a project, a builder is not going to knock 3% off the price because the price is a recorded do ... more
0 votes Share Flag Tue Oct 14, 2014 Home Buying in 98229
Rebecca Heat…, Real Estate Pro in Bellingham, WA
Rebecca Heathcock answered:
What are the association fees for those areas like Sudden Valley, that have a seasonal pool & golf course.?
Hi Naturewoman0123,

It's very smart of you to consider Sudden Valley homeowner dues before searching for homes in this area. Dues can add significantly to the affordability of a home ... more
0 votes Share Flag Tue Mar 18, 2014 Home Buying in 98229
Natclay2001, Home Buyer in Seattle, WA
Natclay2001 answered:
FHA loan and currently on a Debt Managment plan
Thank you all for the replies. The way I was researching was that being in a debt management plan was a huge red flag and a negative. We made the decision to enter the plan to pay our d ... more
0 votes Share Flag Wed Mar 12, 2014 Home Buying in Whatcom Falls
Ron Rovtar, Real Estate Pro in Boulder, CO
Ron Rovtar answered:
If I buy a house with a plan to stay for 5 years, how feasible is it to expect to be able to resell it at minimal loss at the close of said time slot?
Hi Emily:

You might want to take a look at the Trulia Buy vs. Rent Calculator. I think you will find this very helpful. It is at:

http://www.trulia.com/rent_vs_buy/?sem=1.2.1.3.7. ... more
0 votes Share Flag Mon Mar 10, 2014 Home Buying in Bellingham
stephen webb…, Real Estate Pro in Kirkland, WA
stephen webber answered:
Grants and special loans for first time home buyers?
2013 May
It is true and it is not difficult. There are Grants, Assistance and Loans for first time home buyers. The challenge for first time home buyers is choosing a loan officer and ... more
0 votes Share Flag Wed May 22, 2013 Home Buying in Bellingham
Michael Eise…, Real Estate Pro in Bellingham, WA
Michael Eisenberg answered:
is any body looking at this?
Hi Ann

This home is still available. Have you got to see it yet?
0 votes Share Flag Sat Feb 23, 2013 Home Buying in Bellingham
Dave Ulrich, Real Estate Pro in Bellingham, WA
Dave Ulrich answered:
Student Obtaining Financing?
Max; you have not discussed your debt load or how you would intend to finance a property in Bellingham. If you are a student, then you may already have student loans stacking up and unl ... more
0 votes Share Flag Fri Oct 19, 2012 Home Buying in Bellingham
Violetta Pol…, Real Estate Pro in Boca Raton, FL
Violetta Polyakov answered:
looking for a vacent land to build a single family home with vieiw
I can offer you beautiful land parcels in South Florida.
0 votes Share Flag Mon Oct 1, 2012 Home Buying in Bellingham
Kary Krismer, Real Estate Pro in Renton, WA
Kary Krismer answered:
Is it unusual that we have been asked to sign a short sale addendum before hearing any news about our offer?
I didn't respond to this one initially, because I thought it was generally well answered, but it kept bothering me. It's somewhat inconceivable that the offer wouldn't h ... more
0 votes Share Flag Wed Oct 5, 2011 Home Buying in Bellingham
Shenandoah M…, Real Estate Pro in Bellingham, WA
Shenandoah Myrick answered:
I AM THINKING OF PURCHASING A MOBILE HOME IN A 55 PLUS COMMUNITY, I AM A LADY OF 57 YEARS OLD COMPARED TO AN APARTMENT IS THIS A GOOD INVESTMENT?
Hi Sharon,
If you are looking for an investment, I would say no. If you are looking for a home I would say this question of leads to a lot of other questions. How old is the unit? How ... more
0 votes Share Flag Fri Apr 22, 2011 Home Buying in Bellingham
Yourgirl, Home Buyer in Bellingham, WA
Yourgirl answered:
What does it mean when they state that the park is for sale regarding mobile homes?
1014 W Smith #3, Bellingham, WA 98226
2622 Grandview, Ferndale, WA 98248

These are the two that we were interested in. One is in an actual park and the other is on leased land. We ... more
0 votes Share Flag Fri Apr 22, 2011 Home Buying in Bellingham
Rob Merhaut, Real Estate Pro in Bellingham, WA
Rob Merhaut answered:
Consider buying a dble wide/mobile home ( 25 yrs old) w/acreage. What concerns should be considered vs a manufactured home or neglected built home?
Dear Countryrider;

The answer depends alot on the home itself. Pre June, 1976...good luck getting a loan on it from any bank. If it has been moved from the original set up location ... more
0 votes Share Flag Mon Feb 7, 2011 Home Buying in Bellingham
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