Home Buying in Aurora : Real Estate Advice

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Bart Gabe, Real Estate Pro in Austin, TX
Bart Gabe answered:
We are trying to get a home but my husband only has an itin number...he does have credit on it round 620 or 630....can any one refer me to someone?
We offer ITIN loans nationwide.

Our guidelines are as follows:

2 yrs employment in the USA (Tax returns and W2s are required)

US Bank Account that is at least 60 days old

20 ... more
0 votes Share Flag Sun Sep 13, 2015 Home Buying in 60506
elena, Home Buyer in Naperville, IL
elena asked:
Hometown Aurora: Advise requested! I see a lot of older posts regarding the Hometown subdivision in Aurora. How is it now in 2015? Is it safe? My husband and I are on the fence. It seems like a beautiful neighborhood and well-priced homes, but I've read so many mixed reviews on the Hometown subdivision. Any advice is appreciated.
0 votes Share Flag Thu Sep 3, 2015 Home Buying in Aurora
djennifer009, Other/Just Looking in Salt Lake City, UT
djennifer009 answered:
Some past insurance claims but the seller is not disclosing the details
Your seller is legally required to disclose the insurance claim. You should talk to your attorney before closing about having this looked into. You don't want to end up paying for a new ... more
0 votes Share Flag Fri May 22, 2015 Home Buying in Aurora
Ritajains, Home Buyer in Tucson, AZ
Ritajains answered:
We are looking to purchase a home using a VA loan. Can anyone explain the pros and cons to this? The places I
> VA Loan Pros

* Here are some of the major advantages of the VA home loan program:

* No down payment: This is such a significant benefit. Qualified borrowers in most parts of the ... more
2 votes Share Flag Wed May 13, 2015 Home Buying in Aurora
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
What Is Seller Financing?
Monica,
Welcome to Trulia. Great subject for a blog, but not appropriate for Q&A. While this forum is in rough shape with all the spam and scams, the Q & A section is for one party t ... more
0 votes Share Flag Sat Apr 4, 2015 Home Buying in Aurora
Bob Brandt, Real Estate Pro in Schaumburg, IL
Bob Brandt answered:
What is the chance of a short sale listed 25% below the original listing doesn't go through?
I would give it a 50/50 chance and they will still maybe want more money than what the contract says. I hope you are patient and really do not need to move.
0 votes Share Flag Thu Mar 19, 2015 Home Buying in Aurora
Michael Decm…, Real Estate Pro in Bolingbrook, IL
Michael Decman answered:
Buying after a short sale
I have a program that allows a purchase with zero seasoning (time) for a foreclosure, short sale or deed-in lieu. I can finance up to 80% loan to value with a credit score above 580. G ... more
0 votes Share Flag Thu Mar 5, 2015 Home Buying in Aurora
William Chu, Real Estate Pro in Lisle, IL
William Chu answered:
how cn I verify an NMLS# and Mortgage Co.?
http://www.nmlsconsumeraccess.org/
0 votes Share Flag Sun Feb 22, 2015 Home Buying in 60506
Zach Thalman, Other/Just Looking in Midwest, WY
Zach Thalman answered:
Home buying after chapter 13
I always thought you were penalized pretty bad for filing for bankruptcy already. I would have to say that your credit score would have to go down before you can buy a house. I would ha ... more
0 votes Share Flag Mon Nov 24, 2014 Home Buying in Aurora
Michael Decm…, Real Estate Pro in Bolingbrook, IL
Michael Decman answered:
Hello my wife and I are looking to puchase a home in the Aurora, IL. But we dont have a down payment. Is there a way to purchase a home with no money?
Juan,

I have a program that may interest you, but will require 5% down, these can be gift funds from a relative or even employer. major benefit is the required mortgage insurance is ... more
0 votes Share Flag Fri Nov 21, 2014 Home Buying in 60506
Monica Manca…, Real Estate Pro in Aurora, IL
Monica Mancano answered:
I'm looking for a house on sale in aurora ill 60505
Hi Jennifer,

Here is my website: www.monicamancano.com

Call me at (630) 669-2401. I can help you!
1 vote Share Flag Thu Jun 5, 2014 Home Buying in Aurora
Nicholas S N…, Other/Just Looking in Rockford, IL
Nicholas S Nelson answered:
I AM SEEKING TO GET A MORTGAGE IN THE MORGANTOWN, PA AREA WITH SCORE OF ABOUT 580. IS THER E ANYONE THAT CAN HELP?
Good Afternoon,

It would depend on why your score is 580. I can do a FHA loan as low as 580, but there would be some compensating factors needed. If you would like to talk further ... more
0 votes Share Flag Fri May 30, 2014 Home Buying in 60506
Craig Bosse, Real Estate Pro in Concord, CA
Craig Bosse answered:
How long I have to wait for buy a house after a Short Sale?
You don't have to wait.....

We have a portfolio "2nd Chance" loan that allows you to buy again just one day after Short-Sale or Foreclosure. You can only have one on your credit and ... more
0 votes Share Flag Thu May 22, 2014 Home Buying in Aurora
Nicholas S N…, Other/Just Looking in Rockford, IL
Nicholas S Nelson answered:
I have a credit score between 580-619 due to the financial recession. I have been progressively fixing my credit. Will I be qualified for a home loan?
Good Morning,

I hope you have been able to get some good advice to get you closer to the purchase of your dream home. If not, I would love the opportunity to talk to you more.

I ... more
0 votes Share Flag Sat Mar 8, 2014 Home Buying in 60506
Maggie Urban, Real Estate Pro in Naperville, IL
Maggie Urban answered:
Hi, I was wondering on how do i get into foreclosed houses that need work? We would pay cash. Like a house for cheaper and work that needs to be done
Hi, I'm a licensed real estate broker and live and work in the Aurora/Naperville area. I have experience with and access to auction properties, bank owned properties and short sales. I ... more
0 votes Share Flag Wed Mar 5, 2014 Home Buying in 60504
Kelli Jones, Real Estate Pro in yorkville, IL
Kelli Jones answered:
do u have houses rent with option to buy?
Hi Gospelmouse,

I do have Lease to Own Homes Available. Email me at kellijones@johngreenerealtor.com
0 votes Share Flag Thu Feb 6, 2014 Home Buying in Aurora
Evelyn Santi…, Real Estate Pro in Oswego, IL
Evelyn Santiago answered:
Are their any banks that would do a loan for 45000? The credit score is at 660 and with good payment history. Also a first time home buyer.
Try your own bank or a local credit union for starters or contact me and I will refer you to a few of my preferred lenders. Only a mortgage professional can reallynanswer this question ... more
0 votes Share Flag Mon Jan 20, 2014 Home Buying in Aurora
Suzanne Hami…, Real Estate Pro in Orland Park, IL
Suzanne Hamilton answered:
the value of the houses go up this time ?
Over the last year, values have gone up in most areas. Areas with short sales or foreclosures in great quantity may still be a little down. However, there is still an inventory shorta ... more
0 votes Share Flag Mon Jan 13, 2014 Home Buying in Aurora
Evelyn Santi…, Real Estate Pro in Oswego, IL
Evelyn Santiago answered:
Hi i see a lot of short sales in Aurora IL and forclosures single family homes, most are 25,000 to 70,000, are those good areas or places to avoid or
Are you looking to move to this area or are you looking for investment opportunities to own and rent the home out?

If you are looking to buy to live in the home then your first step ... more
0 votes Share Flag Fri Jan 10, 2014 Home Buying in Aurora
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