Home Buying in Woodstock : Advice

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James Payne, Real Estate Pro in 30189
James Payne answered:
I have a bankruptcy from 2014, would I even be considered for a home loan? If not how long would I have to wait? Thank you Sandra
Yes, but not until 2 years after the discharge date in most situations. Many lenders have some programs that if you can show a reduction of income of 25% or more they may allow a new l ... more
0 votes Share Flag Tue Nov 11, 2014 Home Buying in Woodstock
James Payne, Real Estate Pro in 30189
James Payne answered:
are there any naca approved properties in Woodstock, river ridge high school area?
Yes, plenty of them. If you have attended the NACA seminar and have started the loan process, let me know, I have attended NACA training and can help.
0 votes Share Flag Tue Nov 11, 2014 Home Buying in 30188
Clyde Penton, Real Estate Pro in Atlanta, GA
Clyde Penton answered:
Qualify for a loan/mortgage?
Sandra,d

I hope you were able to get qualified. If you have not spoken with a lender yet, I would love to speak with you and breakdown your available options. I live in Woodstock, ... more
0 votes Share Flag Sat Oct 18, 2014 Home Buying in Woodstock
Shana Sciort…, Home Buyer in Acworth, GA
Shana Sciortino asked:
Rental help in Woodstock? I am looking for a rental or rent to own property in Woodstock (3 bdrm/2 bthrm, allows medium size dog). Preferably the Woodstock Elementary School District. Our lease is up on our apt…
0 votes Share Flag Tue Sep 2, 2014 Home Buying in Woodstock
Terrie Cummi…, Real Estate Pro in 30144
Terrie Cummings answered:
I am in need of a realtor who could assist in a lease with option to buy in 30189 area. Connie Murrell connienmurrell@comcast.net
Hi Connie,

Although a Lease Purchase may not be the best option in today's market sometimes it's the best option for you! We will be happy to assist you from start to finish, helpin ... more
1 vote Share Flag Mon Aug 4, 2014 Home Buying in Woodstock
Heidi Wang, Real Estate Pro in 30189
Heidi Wang asked:
"The City of Woodstock’s Mayor and City Council today announces its intention to increase the property taxes ..." http://www.woodstockga.gov/list.aspx * * * * * * * Woodstock, Georgia
July 25, 2014
PRESS RELEASE ANNOUNCING A PROPOSED PROPERTY TAX INCREASE

The City of Woodstock’s Mayor and City…
0 votes Share Flag Fri Jul 25, 2014 Home Buying in Woodstock
Kirsten Well…, Real Estate Pro in Alpharetta, GA
Kirsten Wellborn answered:
any Rental scams in woodstock ga?
Hi Rdoody1984, I answered on your other question. The property for sale is legit, but the rental is a hijacked scam.

Please feel free to contact me if you have any questions. I am t ... more
0 votes Share Flag Thu Apr 24, 2014 Home Buying in 30189
Kirsten Well…, Real Estate Pro in Alpharetta, GA
Kirsten Wellborn answered:
210 plum orchard way woodstock ga
Hi Rdoody1984,

I am not sure of your question, but if you're looking for a rental this is a scam.

I am the listing agent for the property, and unfortunately many listings ar ... more
0 votes Share Flag Thu Apr 24, 2014 Home Buying in Woodstock
Hank Miller…, Real Estate Pro in Alpharetta, GA
Hank Miller Broker Appraiser answered:
which one is worse?
Fire hydrant over playground or....why settle for what might be a substandard lot in comparison to the others? Have you looked at competing communities? Usually the last lots are the th ... more
0 votes Share Flag Sun Jul 28, 2013 Home Buying in Woodstock
Betty D. Scy…, Real Estate Pro in Georgia
Betty D. Scyphers answered:
Do you know how quickly single family homes are selling in Woodstock, Georgia?
It depends on the house and neighborhood. One elementary school area is moving fast. Let me know if I can help. bscyphrs@aol.com Re/Max Town & Country
1 vote Share Flag Fri May 31, 2013 Home Buying in 30189
Hank Miller…, Real Estate Pro in Alpharetta, GA
Hank Miller Broker Appraiser answered:
First time buyers in Woodstock/Kennesaw
I just posted a brief overview of the critical steps needed to be a successful buyer -

http://hankmillerteam.com/2013/03/23/critical-steps-for-succ…

You have two "first st ... more
0 votes Share Flag Thu Mar 28, 2013 Home Buying in Woodstock
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
After reading a bit today about loans, it appears that are FHA loans out there for people with Bad Credit. Yes, I am a product of this economy.
HI Fran,
An FHA mortgage is not a program for people with bad credit. Even an FHA mortgage requires that all borrowers meet minimum credit standards. For an FHA mortgage, most lender ... more
0 votes Share Flag Tue Feb 12, 2013 Home Buying in Woodstock
Tom Inglesby, Real Estate Pro in 97239
Tom Inglesby answered:
What are the loan requirements for a rental property in Woodstock, GA? Will my primary residence FHA loan effect my chances of getting approved?
Talk to a lender before you spend to much time thinking about this. Lending rules have changed 100% in the past 5 years. Good Luck to you , Tom Inglesby, Broker RE/MAX Equity Group
0 votes Share Flag Tue Feb 12, 2013 Home Buying in 30188
Tom Inglesby, Real Estate Pro in 97239
Tom Inglesby answered:
Credit rating average 530. I have 20K to use as down payment. Home is 50K..is there a loan me? Credit hit hard - ex abandoned 3 kids/me.
I don't think you an get a loan under 660 credit score today. You need to speak to a lender on line here but the lenders are really tough in today lending market. Good Luck to you. T ... more
0 votes Share Flag Tue Feb 12, 2013 Home Buying in Woodstock
Tom Inglesby, Real Estate Pro in 97239
Tom Inglesby answered:
what is a homepath mortgage? And why are some properties help to this type of a loan?
The home path is Fannie Mae-owned property for owner occupied loans that give the first shot to owner occupied. If you are an investor you have to wait 15 days to make an offer to let ... more
0 votes Share Flag Tue Feb 12, 2013 Home Buying in Woodstock
Sonja  Tani, Real Estate Pro in Snellville, GA
Sonja Tani answered:
I have a credit score of 547 Are there any lenders who would be willing to work with me as a first time buyer.
Hi Greg,

With a Credit Score of 547 it will take some time to resurrect. There are only a few ways to get your Score up. You can dispute items that are one your Credit Report that ... more
0 votes Share Flag Tue Jan 22, 2013 Home Buying in Woodstock
Donna Broadus, Real Estate Pro in Woodstock, GA
Donna Broadus answered:
Short Sale - What are our odds?
Depends on the bank AND if there is only a first mortgage. Most of the larger banks such as Bank of America, Wells Fargo, have a bottom net that the investors will take. They won't nego ... more
0 votes Share Flag Mon Jan 21, 2013 Home Buying in Woodstock
Rosanne Wells, Other/Just Looking in Woodstock, GA
Rosanne Wells answered:
I'm looking to relocate to either georgia or sc. - owner finacing
Right now there is a shortage of inventory. I know that since I am searching for the same criteria for another buyer and have several more that I am working with that have not found the ... more
0 votes Share Flag Sun Jan 20, 2013 Home Buying in Woodstock
Darrell Hess, Real Estate Pro in Marietta, GA
Darrell Hess answered:
Can I use the same agent locally to buy/sell for me out-of-state virtually?
Yes you can expand your investment portfolio out of your home state. You just need a good agent licensed in the area you want to purchase in working for you. I work with several out o ... more
0 votes Share Flag Tue Feb 14, 2012 Home Buying in Woodstock
Sara Hibbard, Real Estate Pro in Woodstock, GA
Sara Hibbard answered:
Owner finance/lease purchase needed in Woodstock GA area. I am looking for a nearly new home on at least 1 acre under $500K.
Sorry to hear about your situation Dave. Suffice it to say, you're not alone. Based on what little information you have shared here, a Short Sale on your property in Florida is p ... more
0 votes Share Flag Sat Dec 17, 2011 Home Buying in Woodstock
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