Home Buying in Vista : Advice

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Angie.tg, Home Buyer in Chino Hills, CA
Angie.tg asked:
Transfer a title name of a mobile home My friend and I bought a mobile home, the title is under both names. I am paying her the money she invested to get the title just under my name. How is it the process to modify the title?…
0 votes Share Flag Fri Jan 29, 2016 Home Buying in 92083
NCHomes Team, Real Estate Pro in Chapel Hill, NC
NCHomes Team answered:
If Trump deports all these illegals then I won't rental properties and home prices go down because of a lesser demand across the nation ?!
Were Trump or any elected official to actually do this, then I would have to agree with your premise.

The liklihood of this happening however strikes me as extremely small.
0 votes Share Flag Sat Nov 14, 2015 Home Buying in Vista
Sally Grenier, Real Estate Pro in Longmont, CO
Sally Grenier answered:
Please remove the listing for 2358 Lone Oak Lane, Vista CA from your website this information is incorrect thank you
Cindy makes a good point. We are just agents here to help consumers with questions about buying & selling real estate. But keep in mind that this site is really just a marketing website ... more
0 votes Share Flag Fri Aug 14, 2015 Home Buying in Vista
Delia, Home Buyer in Vista, CA
Delia asked:
Someone has posted an ad for a home I have for rent, and the information is all wrong. I have no idea who posted the ad. How do I correct this? The ad is for a home on Brewley lane in Vista. The rent in the ad says $1,000, which is rediculous and I am getting angry phone calls from people thinking I am misleading them.
0 votes Share Flag Wed Mar 4, 2015 Home Buying in 92081
Jim Bottrell…, Real Estate Pro in San Marcos, CA
Jim Bottrell Team answered:
Anyone know what the crime rate is in downtown Vista nowadays?
Hello John,

The best way to find out the crime rate in target communities, e.g.Vista, is to either call a local police department in the area or to search online using a crime histo ... more
0 votes Share Flag Sat Jan 17, 2015 Home Buying in Vista
Elva Wormley, Real Estate Pro in San Jose, CA
Elva Wormley answered:
how much money (down payment) do i need to buy a house again after a bad credit and short sale? I a m looking at a price of 169,000.
There are many options available to you and each will depend on your current credit score and how long it's been since the short sale. The only way to know for sure what your options ar ... more
0 votes Share Flag Sat Nov 8, 2014 Home Buying in Vista
Robert Spino…, Real Estate Pro in Mill Valley, CA
Robert Spinosa answered:
Where can we find a bk friendly lender?
Hoping2Buy,

In October of this year, you'd be eligible for a conforming loan, and you should be eligible for an FHA loan right now. Part of this depends on your other attributes (do ... more
0 votes Share Flag Fri Nov 7, 2014 Home Buying in 92084
Sinead McAll…, Real Estate Pro in Oceanside, CA
Sinead McAllister answered:
is this property zoned for horses? thank you, Marc Itsgoldberg@yahoo.com
Hi Marc,
I can't see what property you are asking about, but I would be happy to help find you horse property in North County San Diego. Message me directly with what you are looking ... more
0 votes Share Flag Sun Jul 6, 2014 Home Buying in Vista
Kevin McLaug…, Real Estate Pro in Wildomar, CA
Kevin McLaughlin answered:
If I make about $50,000 a year and have a car loan, how much can I afford for a home?
Visit with a reputable mortgage lender to determine your exact qualification - good luck!
0 votes Share Flag Thu Nov 28, 2013 Home Buying in Vista
Tony Cannon, Real Estate Pro in Carlsbad, CA
Tony Cannon answered:
I've found a house I would like to purchase but have only been at my job for 7 months, I found the perfect home for myself, 3 children and my
Your intentions are great. You have a lot of people who depend on you so it is important to make sure you have reserves. I would hate to see you buy a home that stretched your budget to ... more
0 votes Share Flag Thu Sep 26, 2013 Home Buying in Vista
Sinead McAll…, Real Estate Pro in Oceanside, CA
Sinead McAllister answered:
can I found out what is owed on a home that is for sale?
@Lakishabridges, Technically, yes, but there are other criteria that must be met. This very rarely happens (i.e. almost never), but you will see a lot of scam-y get rich quick schemes t ... more
0 votes Share Flag Tue Jul 23, 2013 Home Buying in 92084
Maureen  Bye…, Real Estate Pro in Oceanside, CA
Maureen Byers answered:
What is a realistic home price in North County that I can afford on about 50k per year?
Realistically, you may afford many really pretty homes in North County depending on your criteria, location, terms, debt to income ratios, credit report scores, home owners assocaiton m ... more
0 votes Share Flag Thu May 23, 2013 Home Buying in Vista
Daniel Lehman, Other/Just Looking in San Diego County, CA
Daniel Lehman answered:
I am non citizen and non us resident owning home with community property right of survivorship title in LA. Husband is dying what are my options?
I agree fully that your next step should be speaking with an estate planning attorney. I wish you the best of luck...
0 votes Share Flag Sun Mar 31, 2013 Home Buying in 92084
Kari Shea, Real Estate Pro in San Diego, CA
Kari Shea answered:
5% Conventional Loan Requirements HELP!!!!
Hi,

You have received good advice here. Go talk to some loan officers in person to see what they can offer. If you persist, you will find someone that will help you. Get preapprov ... more
0 votes Share Flag Wed Dec 19, 2012 Home Buying in Vista
Sinead McAll…, Real Estate Pro in Oceanside, CA
Sinead McAllister answered:
looking for information to purchase second mortgage
Hi Casa Steel,
Not sure what you mean by purchasing a 2nd mortgage. Do you need to add a 2nd to an existing property you own?

Thanks!
Sinead McAllister
Broker
McAllister Homes Re ... more
0 votes Share Flag Wed Dec 19, 2012 Home Buying in Vista
Steven Ornel…, Real Estate Pro in Fremont, CA
Steven Ornellas answered:
Joint Ownership vs Community Property with Right Of Survivorship, Which is better?
Hi Ambi,

Claudia's post provides a clear reason why some may not be choosing Joint Tenancy - primarily that the survivor(s) take title of the others upon their passing.

Perhaps ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in 92084
Tony Cannon, Real Estate Pro in Carlsbad, CA
Tony Cannon answered:
What is the space rent for Vista Green Valley mobile home park 2130 Sunset Dr, Vista CA?
Your space rent also gets you some nice community facilities such as a pool and spa
0 votes Share Flag Wed Oct 24, 2012 Home Buying in 92081
Tony Cannon, Real Estate Pro in Carlsbad, CA
Tony Cannon answered:
Realtor/Agent lied about being in Escrow.
Talking to a real estate attorney is your best advice. Agents and brokers should not be giving legal advice. You may want to try http://www.lawreferral.org/ to get a referral and some ... more
0 votes Share Flag Sun Sep 16, 2012 Home Buying in Vista
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
I recently sold my home in a short sale due to a job transfer, how much longer will I have to wait before I can purchase another home?
It depends on the circumstances and the type of loan you had and the type of loan you are applying for. I copied this from FHA’s 4155:

A borrower is not eligible for a new FH ... more
0 votes Share Flag Thu Aug 30, 2012 Home Buying in 92081
Harold Sharpe, Real Estate Pro in Menifee, CA
Harold Sharpe answered:
bought a home with my girlfriend in CA. now going to separate after 5 yrs.What is the best course of action?
The first thing you should do is find your friends and go out and have some fun. Break ups suck but they are worth it. I have never heard of someone call a girlfriend break up, a "Sepa ... more
0 votes Share Flag Tue Aug 7, 2012 Home Buying in Vista
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