Home Buying in Vacaville : Advice

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Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller Gravelle answered:
I have a 630 credit can I purchase house and how much will I need down
Hey Bobby: CHDAP (California) has a down payment assistance program.
They will loan you on a silent second up to 3% of your purchase price.
With a credit score of 630, you will be re ... more
0 votes Share Flag Wed Jan 14, 2015 Home Buying in Vacaville
Marie Lyons…, Real Estate Pro in Vacaville, CA
Marie Lyons Geisser answered:
Is there a way I can find out whether a listing is still for sale without my realtor calling.?
I agree with all of the above but also if your agent is not checking for you the addresses you have found then it sounds like he/she might be overextending themselves to too many buyers ... more
0 votes Share Flag Wed Nov 26, 2014 Home Buying in Vacaville
Riccardo War…, Real Estate Pro in Downers Grove, IL
Riccardo Wardlow answered:
first time home buyer
i can get approved today and have yo in your home this month.

Riccardo Wardlow
NMLS 219402
Cross Country Mortgage
630-670-8266
Specializing in Illinois and California
RATED A+ ... more
0 votes Share Flag Wed Nov 5, 2014 Home Buying in Vacaville
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Need 2-3 bed house to rent anywhere in Vacaville ASAP! I have 2 outside dogs. Can anyone help? :)
Hello prettybunkin, you should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. You may qualify to buy FHA ... more
0 votes Share Flag Tue Nov 4, 2014 Home Buying in Vacaville
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Looking for a lender
Hello Mechelle, you may qualify conventional 5% down with NO Mortgage insurance (Lender paid MI) from a minimum 620 fico score. Your credit scores can be raised within 3-4 days in most ... more
0 votes Share Flag Tue Nov 4, 2014 Home Buying in Vacaville
Michael Brow…, Real Estate Pro in Frisco, TX
Michael Brownstead answered:
For a short sale property, does the bank take the initial offer or does it look at all offers before selecting one?
Banks have the luxury of of handling offers at their discretion; in my experience, regardless of how many offers are received, the bank will choose the most appealing offer even if it i ... more
0 votes Share Flag Tue Aug 5, 2014 Home Buying in 95687
Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller Gravelle answered:
The escrow company and builder haven't communicated well and now I have two bounced checks with my bank, what can I do?
Argh! As we say, communication is the key!
Talk with you builder agent.
I am certain that you both can come to terms that are agreeable to you.
No one likes to have a mishap from ... more
0 votes Share Flag Tue Jul 29, 2014 Home Buying in 95687
Derek Jones, Real Estate Pro in Sacramento, CA
Derek Jones answered:
Do you have any recently sold for 3 bedroom, 1 bath?
Can you be a little more specific with the question? In the city of Vacaville there have been 11 homes sold in the last 90 days with 3bed 1 bath ranging from $145k - $360k. Are you th ... more
0 votes Share Flag Mon Jul 14, 2014 Home Buying in Vacaville
Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller Gravelle answered:
the cost for adding someone to the title
Chiming in from California.
Any time you change the title on your home (unless you are taking a spouse off the property or transferring to a Trust), most counties are going to subject ... more
0 votes Share Flag Wed May 14, 2014 Home Buying in Vacaville
Rob Spinosa, Real Estate Pro in Mill Valley, CA
Rob Spinosa answered:
Any lenders doing 5% down on Jumbo loans? Like $25K down on a $485K home. 800 scores...
Beamer5,

FHA might be an option, as well as CRA programs. Both have an element of geography so I'd need to know where the subject property would be located. Beyond that, there are ... more
0 votes Share Flag Wed Mar 5, 2014 Home Buying in Vacaville
Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller Gravelle answered:
Looking to get out of current home with a loan modification and buy a new home.
You would need to have a 12 month mortgage history with no late payments. The house would need to sell prior to our loan and could not be a short sale.
I would highly reccommend that y ... more
0 votes Share Flag Tue Feb 18, 2014 Home Buying in Vacaville
Lynell Holden, Real Estate Pro in Fairfield, CA
Lynell Holden answered:
who is the agent for this property?
I would be happy to let you know the agent information. If you can provide a property address?
Lynell Holden
707-208-6897
Lholden95@yahoo.com
0 votes Share Flag Thu Jan 23, 2014 Home Buying in Vacaville
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
is it common for lenders to ask for 6 month of reserves right before they underwrite your loan?
Yes! Lenders like to see that you have reserves. When a lender looks at your finances they want to make sure that you have back up money or assets. In other words, they want to make sur ... more
0 votes Share Flag Thu Oct 3, 2013 Home Buying in Vacaville
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
looking for home loan
The inquires are not the problem.

To raise the credit score, pay off the credit cards.

Or if you need to buy a home now, the last post Sheryl Arndt has been on Trulia for a long ... more
0 votes Share Flag Wed Sep 11, 2013 Home Buying in Vacaville
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
i got a loan for 120 thous been looking leavin messages with everybody basically nobody calls back it might not b much but i have found homes in r
Do you need listings that are available emailed to you to study? It sounds like your looking at scam listings if there are no signs and someone is living there unless it is a short sale ... more
0 votes Share Flag Sun Sep 1, 2013 Home Buying in Vacaville
Alex Greer, Real Estate Pro in California
Alex Greer answered:
We are very intrestedin 177 lemon tree cir still avable?
Great to hear that the property you want is still available. Let me know if you need a purchase loan because I can certainly help you out. You can call me at 408-352-5147 or email me at ... more
0 votes Share Flag Sun Aug 25, 2013 Home Buying in Vacaville
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
How big of a loan would calculate to roughly 1600-1800 a month in mort. payments? I live in western PA.
Hello Brynn, about 200k but this would depend on what type of loan program, owner occupied or investment, down payment, credit profile, fico scores and debt to income ratios. It only ta ... more
0 votes Share Flag Wed Jul 10, 2013 Home Buying in Vacaville
Lynda Hart, Real Estate Pro in 95688
Lynda Hart answered:
My husband and I are home searching in Vacaville; we were told it will be hard due to using a VA loan. Is this true?
Loan pre-qualification is paramount . I have some excellent lenders to help. In the Fairfield /Vacaville area there are lots of active and retired military and I will canvas for seller ... more
0 votes Share Flag Mon Apr 29, 2013 Home Buying in Vacaville
Lynda Hart, Real Estate Pro in 95688
Lynda Hart answered:
LAND 4 SALE IN VACAVILLE,CA.
I recently researched homes/land in Vacaville and there are quite a few listings from 1 - 144 acres both residential and agricultural. If you are still looking I would be happy to help. ... more
0 votes Share Flag Wed Apr 17, 2013 Home Buying in Vacaville
Charlotte Ll…, Real Estate Pro in 95688
Charlotte Lloyd,GRI answered:
is property available?
No it is not available any longer
0 votes Share Flag Tue Apr 9, 2013 Home Buying in Vacaville
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