Home Buying in Stockton : Advice

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Ritadawn, Home Buyer in Dallas, TX
Ritadawn answered:
Are closing costs and escrow fees the same?
A lot of the fees are fairly fixed...like escrow fee at title company. So that doesn't matter if it is a $60,000 loan or $600,000 loan.....it makes the lender look bad, when a lot of ... more
0 votes Share Flag Thu Jun 11, 2015 Home Buying in 95206
Annie, Real Estate Pro in Stockton, CA
Annie answered:
Looking for Realtors that work with investors in Stockton area
Hello, I am a licensed Realtor, working primarily in Stockton, San Joaquin County, and neighboring counties. I am a member of a Real Estate Investment group in Stockton. That means I un ... more
0 votes Share Flag Fri Jun 5, 2015 Home Buying in 95207
Trevolyn Hai…, Real Estate Pro in Chino, CA
Trevolyn Haines (909)262-6221 answered:
Do I need good credit to buy a house with my retirement?
Typically you need good credit to get a loan but depending on your down payment there maybe options for you.

FHA is a good loan for you to look into because they are very forgiving w ... more
0 votes Share Flag Tue May 12, 2015 Home Buying in Stockton
Liza Hancock, Real Estate Pro in Stockton, CA
Liza Hancock answered:
Which would you consider a better neighborhood to live in. Miracle mile or Lincoln Village area?
Both neighborhoods are convenient to shopping and restaurants. Both neighborhoods have a unique charm about them. The determining factor would be if the homebuyer has school-aged childr ... more
0 votes Share Flag Thu Apr 16, 2015 Home Buying in Stockton
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
Where I can find a house for sale by owner?
Go to the community where you want to buy and drive the streets until you see a FSBO sign.
Knock on the door and ask to see the house.
After seeing the house ask how much they want fo ... more
0 votes Share Flag Sat Jan 31, 2015 Home Buying in 95207
Derek Jones, Real Estate Pro in 95670
Derek Jones answered:
I have 40k for a down payment. My wife and I make over 200k per year.
Most websites default to 20% down when looking at the mortgage calculator. There are certain timeframes and downpayment requirements that need to be met depending on financing followin ... more
1 vote Share Flag Wed Jan 21, 2015 Home Buying in Stockton
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
What does it mean when the status of your USDA file is on Conditional Commitment?
Discuss with your loan officer, if they are not providing answers, find a new loan officer.
0 votes Share Flag Sun Oct 26, 2014 Home Buying in 95209
Alex Greer, Real Estate Pro in California
Alex Greer answered:
is sherwood manor off hammer lane . what streets are considered cherman manor?
Are you looking to purchase in this area? I would be more than happy to recommend a real estate agent to you whose job it is to assist you with these questions.

I do not check replie ... more
0 votes Share Flag Tue Sep 16, 2014 Home Buying in Sherwoods Manor
Galia Taneva, Real Estate Pro in Cupertino, CA
Galia Taneva answered:
Overwhelmed and uncertain about the home buying process.
There are other options besides FHA loan that have lower closing costs and do not require monthly PMI which is mandatory for all FHA loans. Talk to a lender about a conventional loan wi ... more
0 votes Share Flag Thu Aug 7, 2014 Home Buying in Stockton
JMALT56, Home Buyer in Lakeside, AZ
JMALT56 answered:
Hello! I'm ready to buy my first home and looking for a good Realtor around the Stockton area!
Brady Rankin of Keller Williams. 1-209-470-0456. Outstanding service!!!!!!!!!!
0 votes Share Flag Thu Aug 7, 2014 Home Buying in 95207
Huey Nguyen, Real Estate Pro in San Jose, CA
Huey Nguyen answered:
so I have been pre-approve for a home loan and my application will go to underwriting on 7/25/14 so what's next???
Hello Alejandra,

Are you already in contract to purchase a home? Or are you still looking? Do you have a buyer's agent already?

Please tell me more information, so I can understa ... more
0 votes Share Flag Wed Aug 6, 2014 Home Buying in Stockton
Ali Qureshi, Real Estate Pro in Dublin, CA
Ali Qureshi answered:
I have 5% for down payment on a $180,000 home. Is it better to go wtih FHA or Conventional? I cant seem to get a straight answer...
What did you end up doing? I am sure the decision was good.
0 votes Share Flag Thu Jul 24, 2014 Home Buying in Stockton
Ali Qureshi, Real Estate Pro in Dublin, CA
Ali Qureshi answered:
Can we be evicted if we have paid rent, in full but in 2parts, the second half by the end of each month?
You need to make this arrangement with your landlord and upon mutual understanding things can work out.
0 votes Share Flag Thu Jul 24, 2014 Home Buying in Stockton
Ali Qureshi, Real Estate Pro in Dublin, CA
Ali Qureshi answered:
Does the fact that I am on the house (mortg & deed) with my parents affect me in buying my own house?
Name on the mortgage will effect your DTI. If you can show your parents are making the mortgage payments and a history to prove that you should be ok.
0 votes Share Flag Thu Jul 24, 2014 Home Buying in Stockton
Ali Qureshi, Real Estate Pro in Dublin, CA
Ali Qureshi answered:
What area can I find a house 5 bedroom, 3 car garage, pool or room to add one, 2500-3000 sq ft for $300,000?
Central valley is your best bet and bang for buck. All the best.
0 votes Share Flag Thu Jul 24, 2014 Home Buying in Stockton
Robin Luna-G…, Real Estate Pro in Stockton, CA
Robin Luna-Gonzalez answered:
What is the price of the property 1224 Paloma Ave. in Stockton, CA?
There also a lot for sale @
2000-Block W Paloma Ave.

$74,950 0.4132 17998.99 sf 211/211 RACR
Active (08/29/13)

2000-Block W Paloma Ave Stockton 95209

Cross ... more
0 votes Share Flag Sat May 17, 2014 Home Buying in Stockton
Walter 'Skip'…, Real Estate Pro in 92870
Walter 'Skip' Kersten answered:
How long is the mello roos tax on a property from the build date?
There should be a phone number on the tax bill for the mello-roos. You can call and they will tell you the ending date.
Good luck,
0 votes Share Flag Mon Feb 24, 2014 Home Buying in Stockton
Troy Bell, Real Estate Pro in Metamora, IL
Troy Bell answered:
I keep seeing some listings on Craigslist which state 1/2% down.
What's a good FHA lender in the ft.worth Texas area
0 votes Share Flag Wed Feb 5, 2014 Home Buying in Stockton
Monica Anaya, Real Estate Pro in Manteca, CA
Monica Anaya answered:
My husband and I have been saving up and are looking to buy our first home what would be our first step to get us into our new home
First step pull your credit report. It's free on creditkarma.com . I am experienced in the Stockton area and would love to help you in this process.
Monica Anaya
2092697122
Manaya@c ... more
1 vote Share Flag Mon Jan 27, 2014 Home Buying in Stockton
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