Home Buying in Springfield : Advice

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Amortgageadv…, Real Estate Pro in Los Angeles, CA
Starting a business and operating a business take a great deal of effort and energy. Most business owners struggle to succeed. Making it even harder is the home loan process for self-employed borrowers… Read more
Blogged Tue Aug 5, 2014 by Amortgageadvisor.com Home Buying Financing Credit Score
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Amortgageadv…, Real Estate Pro in Los Angeles, CA
As an honored veteran you are eligible for special home financing options that have been designed with low interest rates, low down payments and reduced credit approval requirements. There are a variety… Read more
Blogged Thu Jul 24, 2014 by Amortgageadvisor.com Home Buying Financing Credit Score
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Amortgageadv…, Real Estate Pro in Los Angeles, CA
It can feel impossible to find a home loan with bad credit in the Springfield area. There are bad credit home loans available in the current real estate market. We have a variety of real estate loans for… Read more
Blogged Thu Jul 3, 2014 by Amortgageadvisor.com Home Buying Financing Credit Score
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Endre Barath…, Real Estate Pro in Beverly Hills, CA
Endre Barath,Jr. answered:
How do I negotiate a purchase of home I am living in and paying rent, but saiid property has been foreclosed upon?
IF the Bank has foreclosed already then you need to reach out to the Bank and find out if they are selling the property or keeping it as their "inventory". If they are selling than get ... more
0 votes Share Flag Sun Jun 29, 2014 Home Buying in Springfield
Amortgageadv…, Real Estate Pro in Los Angeles, CA
FHA home loans and mortgages are a great solution for home buyers in Springfield If you have damaged credit or unestablished credit FHA home loans are an excellent home mortgage choice. Home buyers with… Read more
Blogged Thu May 29, 2014 by Amortgageadvisor.com Home Buying Financing Credit Score
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Shirley Step…, Real Estate Pro in Springfield, MA
Shirley Stephens answered:
I own 5 acres free & clear and trying to build on it but i have less than perfect credit. Does anyone know any construction lenders.?
Hi adamskik2,

I can assist you if you have "less than perfect credit". Contact me anytime.

www.United-Credit.org
Shirley Stephens, Realtor
413-455-0690
0 votes Share Flag Sat Mar 29, 2014 Home Buying in 01109
HelpUBuy Ame…, Real Estate Pro in Frisco, TX
HelpUBuy America answered:
I have a credit score of 613 and I wanted to know if it was possible to get a home loan with my score so long.
You're pretty close to the required 640 minimum for FHA. I'd definitely contact a lender and see what they can do for you.

When you want to buy a home the best place to start is to h ... more
0 votes Share Flag Sat Mar 15, 2014 Home Buying in Springfield
Lanre Folayan…, Real Estate Pro in District of Columbia
Lanre Folayan 202-378-0283 answered:
Why do realtors ask if you already have a realtor when you request to see a home?
Pretty much all of the real estate agents here gave great answers. But I will say is if you already have a real estate agent and you are asking another real estate agent to show you a h ... more
0 votes Share Flag Fri Mar 14, 2014 Home Buying in 01109
Stephen Byrne, Real Estate Pro in Springfield, MA
Stephen Byrne answered:
water hydrant distance of 86 east street in Springfield, MA
That is an unusual question that I havn't heard insurance companies asking for before
0 votes Share Flag Fri Jan 31, 2014 Home Buying in 01104
Cyndie Degnan, Real Estate Pro in 01057
Cyndie Degnan answered:
Are there any banks/mortgage companies that offer physician loans with little or no down payment?
I recommend American Bank. You can qualify on line, terms are competitive and the have many low down payment loans. Contact information is listed below. Everything is done on-line so ... more
1 vote Share Flag Wed Jan 8, 2014 Home Buying in 01111
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
I am wanting to buy a home in Oklahoma. I have excellent credit and a large down payment. I am on SS and then do private duty nursing but can not
For any type of mortgage program, income must be: stable, able to be verified, and likely to continue.

So it would appear as if you could use your social security income towards qual ... more
0 votes Share Flag Wed Dec 11, 2013 Home Buying in Springfield
Logans Harri…, Real Estate Pro in 20191
Logans Harrington answered:
Hard money lenders require atleast 50% down and if lucky 20% with land as collateral exploitation not charity
Angela, as a harm money lender myself, I can answer this. It is too expensive for the homeowner for one. Typical hard money is done at 14-18% on short term and 11-14% in the long term.
... more
0 votes Share Flag Mon Oct 14, 2013 Home Buying in Springfield
Barbara Brown, Real Estate Pro in Springfield, MA
Barbara Brown answered:
i would like for you to send me of two family house or a duplex thank you for y our help
Hi Carmen,
I put together a search of two families in Springfield for you. You can access it here >http://www.westernmasshomesforsale.com/listings/propertyid/71537108,+71574289,+71588 ... more
0 votes Share Flag Fri Oct 4, 2013 Home Buying in Pines Point
Christine Mo…, Real Estate Pro in Wilbraham, MA
Christine Moran Realtor/Notary answered:
What are the HOA fees for the 2 br 1 bath condos on longhill street?
You should try looking in Georgetown too
0 votes Share Flag Fri Sep 13, 2013 Home Buying in Forest Park
Mikel Defran…, Real Estate Pro in Milton, MA
Mikel Defrancesco answered:
Getting a loan when self employed
You need a longer history than an " Employee ". A few years of taxes to start. Your credit score is not an issue and as long as you have an adequate work history and documentation - sh ... more
0 votes Share Flag Sun Sep 1, 2013 Home Buying in Springfield
Mikel Defran…, Real Estate Pro in Milton, MA
Mikel Defrancesco answered:
Do loans that do not require income verification really exist or is it a scam. I
there are a few starting to creep back under certain circumstances. Few and Far between ... but if you are attempting one, be sure it's from a credible lender.
0 votes Share Flag Sun Sep 1, 2013 Home Buying in Springfield
Richard Shap…, Real Estate Pro in Framingham, MA
Richard Shapiro answered:
Are there hard money lenders/ private mortgage companies that finance owner occupied homes without requiring a co-signer?
I agree with Kevin that you need to provide more information. You have now started several threads regarding the same topic. what gives??
0 votes Share Flag Mon Aug 26, 2013 Home Buying in Springfield
Scott A. Nel…, Real Estate Pro in 02155
Scott A. Nelson answered:
Why are there not many hard money lenders for owner occupied homes now that banks are choosy on who they lend?
There are quite a few hard money lenders, they're also quite choosy. They're not in the business to take risks without significant rewards coming to them. They're not a ... more
0 votes Share Flag Sun Aug 25, 2013 Home Buying in Springfield
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
Do credit only based loans for first time home buyers exist.?
Nope. No more. You must have income. While I'm not a lender, it's my understanding your income need not be from employment (e.g.routine and regular payments from: a trust, business i ... more
0 votes Share Flag Sun Aug 25, 2013 Home Buying in Springfield
Scott A. Nel…, Real Estate Pro in 02155
Scott A. Nelson answered:
Hi Is it realistic to pay between 500-700 for a rent to own property in Ma.Why dont realty companies agressively advertize these type of properties?
As for the first part of your question 500-700 per month as a mortgage would be for a property valued around $120k, again not as common a price east of Worcester. One situation where a ... more
0 votes Share Flag Sun Aug 25, 2013 Home Buying in Springfield
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