Home Buying in San Marcos : Advice

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John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
What's the crime rate in San Marcos?
Crime free Neighborhoods

I've been seeing an inordinate amount of these questions popping up on Trulia in recent weeks. As I've said on the other threads I've commented on there's ab ... more
0 votes Share Flag Sun Dec 21, 2014 Home Buying in San Marcos
Sean Hamers, Real Estate Pro in 92078
Sean Hamers answered:
how can i see this home?
I am available any time 24-7 to show property in San Elijo. I hope you have an amazing day!
0 votes Share Flag Fri Nov 21, 2014 Home Buying in San Elijo Hills
Steven Shaff…, Real Estate Pro in Carlsbad, CA
Steven Shaffer answered:
How can I buy a house for my family when investors keep scooping up the houses in my desired area?
You can sell your home with a contingency on finding suitable replacement housing in your contract with the buyer. If you do not find a suitable replacement home, you can cancel your s ... more
0 votes Share Flag Wed Jul 9, 2014 Home Buying in 92078
Susan Taylor…, Real Estate Pro in San Diego, CA
Susan Taylor Dolores Beddow answered:
What is the average price of homes in San Marcos, CA? and what is the average price for condos in San Marcos, CA?
We source Dataquick for monthly stats and the MLS but you will be able to access dataquick.com and you can put in the various zip codes in SM.

In the area that you sited Woodland Pkw ... more
0 votes Share Flag Tue Jan 28, 2014 Home Buying in 92069
Susan Taylor…, Real Estate Pro in San Diego, CA
Susan Taylor Dolores Beddow answered:
Looking for advice...we found a home we are interested in that is NOT for sale...
Knock on the door and contacted the owner or have an agent do it so that both sides are protected.
0 votes Share Flag Tue Jan 28, 2014 Home Buying in 92069
Susan Taylor…, Real Estate Pro in San Diego, CA
Susan Taylor Dolores Beddow answered:
how much is for a deposit of a house of $280,000?
We have found in San Diego that 1-3% is customary and usually 1% is fine, unless the property is a lower priced property and then 2%. Called EMD earnest money deposit which is held by ... more
0 votes Share Flag Tue Jan 28, 2014 Home Buying in 92069
Alex Greer, Real Estate Pro in California
Alex Greer answered:
wanted a school for long lease
???

Alex Greer
Loan Officer
NMLS #1056079
http://www.TheMortgageOutlet.com

408-352-5147
AGreer@TheMortgageOutlet.com
0 votes Share Flag Fri Dec 27, 2013 Home Buying in San Marcos
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
are manufactured homes in senior park at Dicovery for rent as well as for sale?
You really should start with the park manager. You will have to fill out an application and be approved by them before you even make an offer on a manufactured home in a rental park

... more
0 votes Share Flag Sun Dec 15, 2013 Home Buying in 92078
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
How far from the ocean is 1215 Corte Zafiro, San Marcos? In minutes and miles please! Thank you.
Oop! I just verified my email address and noticed that I misspelled it. it's http://www.tagrealestatesales.com
0 votes Share Flag Fri Nov 29, 2013 Home Buying in San Marcos
MIKE STONE, Real Estate Pro in Del Mar, CA
MIKE STONE answered:
first time buyer (with a VA loan) looking for a wondering what a "Mello-Roos" is?
Mello Roos is a California state assessment, that goes toward developing the infrastructure in the surrounding community where a home is bought. Mello-Roos funds provide principal and i ... more
0 votes Share Flag Thu Nov 28, 2013 Home Buying in 92078
- Andrew Mar…, Real Estate Pro in Sacramento, CA
- Andrew Martinez - answered:
Are Interest Only Loans available to affluent borrowers?
We offer interest only loans. They are available to anyone that meets the income and credit requirements. Interest Only loans aren't only available to "affluent borrowers".

Interest ... more
1 vote Share Flag Mon Sep 9, 2013 Home Buying in 92078
Uriah Anders…, Real Estate Pro in Encinitas, CA
Uriah Anderson answered:
Been looking at a condo considered "affordable housing." Is a "silent second" kind of a scam? Worth it or no?
Make sure to use a loan officer that has experience in affordable housing programs and community lending options. Feel free to call with any lending questions you may have @ 760-585-83 ... more
0 votes Share Flag Thu May 30, 2013 Home Buying in San Marcos
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
I made an offer on a short sale and the offer was accepted. How firm is the "not hearing from the?
It sounds like the seller has accepted your offer contingent on bank acceptance. I have seen this take months.
0 votes Share Flag Fri May 10, 2013 Home Buying in 92069
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
Can I get a conventional loan on a property with un-permitted garage conversions?
Well I got one though once. A week later the city showed up and made the buyers tear it out.
0 votes Share Flag Fri May 10, 2013 Home Buying in 92069
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
I found a house, its says it is a Notice of Default. The estimated loan balance is 33,059. Does that mean?
Well it means that you have a good chance of getting the house a s substantial discount. This loan balance may be a 2nd that is foreclosing though. Basically is is the loan amount on th ... more
0 votes Share Flag Fri May 10, 2013 Home Buying in 92069
Kathy Curtis, Home Buyer in Bainbridge Island, WA
Kathy Curtis answered:
I am lookin in the 300-360k range with little to no hoa preferred, 2 bed minimum in a GOOD area. NEAR San Carlos,Poway,San Marcos,La Mesa etc. ...
Hi Stephanie,

The reason FHA has been difficult to find in good areas is that inventory is very low right now and it is a seller's market. Well-priced homes are selling very quickly ... more
0 votes Share Flag Wed Apr 24, 2013 Home Buying in San Marcos
Daniel Lehman, Real Estate Pro in San Diego County, CA
Daniel Lehman answered:
We had a short sale two years ago. Currently we are renting, how long can we be eligible to buy a house? Raul
Raul, very simple... If you have a short sale, you are 2 years out with 20% down conventional or VA. You are 3 years out FHA, unless you were not late when the short sale took place. ... more
0 votes Share Flag Sat Mar 23, 2013 Home Buying in San Marcos
Susan Vander…, Real Estate Pro in Lake Elsinore, CA
Susan Vanderburgh sell-rent answered:
I'm a Navy Officer currently stationed in Japan and will be here for anther 3 years. Can i buy a house in California now with Zero down and?
This is a smart move. Do you have VA entitlement? You should check with your service office for details that relate to your specific scenario.
0 votes Share Flag Sat Mar 2, 2013 Home Buying in San Marcos
Michael Alex, Real Estate Pro in San Diego, CA
Michael Alex answered:
Are there any programs to buy a home with no money down? or what is the minimum down payment...? and what are the programs qualifications?
Hello Victor,


If you have been in the military or currently are, you can qualify for a no money down, no mortgage interest VA loan.If not a FHA loan for as little as 3.5 percent.Th ... more
0 votes Share Flag Wed Feb 27, 2013 Home Buying in San Marcos
David, Home Buyer in El Paso, TX
David answered:
In buying new homes from the builder, can I offer less than asking price? Do I need a real estate agent? Thank you.
Buyer

I recently got drawn into being represented by sellers agent. I got too excited about the house and foolishly believed they were out to help me. When it came time to negotiate ... more
1 vote Share Flag Thu Feb 14, 2013 Home Buying in San Marcos
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