Home Buying in San Diego : Advice

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Nancy Bergman, Real Estate Pro in San Diego, CA
Nancy Bergman answered:
Does Fannie Mae have rules against buying a home and demolishing it if they are owner occupant?
Are you currently living in the house now or are you looking to purchase a property that needs work?
There are FHA 203K loans that are for owner - occupied properties. There are also ... more
0 votes Share Flag Yesterday at 9:53pm Home Buying in San Diego
Don Betts, Real Estate Pro in 92008
Don Betts answered:
Is an older home a better value than a new one?
Hello Stan,

Lot's of good answers here. But here are TWO additional things you need to consider.

1) Landscaping. Most new homes come with minimal landscaping. The cost to put i ... more
0 votes Share Flag Yesterday at 1:54pm Home Buying in San Diego
Kristine Sole, Renter in Keller, TX
Kristine Sole answered:
Do physician loans still exist wtih little down/No PMI.?
Any available in NE? Thanks!
0 votes Share Flag Yesterday at 8:30am Home Buying in 92130
Arpad Racz, Real Estate Pro in Santa Clara County, CA
Arpad Racz answered:
What are the disadvantages of buying a home that is old (say by 20 years)?
Hi,

Sometimes older homes have larger lots than new ones, or other beneficial factors. It is very important to research all the differences, and then make a practical decision. You c ... more
0 votes Share Flag Sat Sep 13, 2014 Home Buying in 92129
mchev08, Home Owner in Honolulu, HI
mchev08 answered:
Adams North is not a neighborhood Do you continue to separate it from the rest of Normal Heights to decrease the property value south of Adams?
Adams North comes from San Diego Police Department's map of neighborhoods, which probably came from the original subdivision plats.
0 votes Share Flag Sat Sep 13, 2014 Home Buying in Adams North
Brendan Brac…, Real Estate Pro in 92101
Brendan Bracken answered:
Does anyone know of any lenders lending to borrowers that had a recent foreclosure (2011)?
I wanted to introduce you to the "FRESH START" Portfolio Loan Program.

This is a Special Home Loan Program that WE FUND, where we can provide a mortgage loan for a borrower 1 day af ... more
0 votes Share Flag Sat Sep 13, 2014 Home Buying in San Diego
Brendan Brac…, Real Estate Pro in 92101
Brendan Bracken answered:
Does anyone know of any lenders offering loans not backed by fha fannie or freddie, i just had a short sale?
I wanted to introduce you to the "FRESH START" Portfolio Loan Program.

This is a Special Home Loan Program that WE FUND, where we can provide a mortgage loan for a borrower 1 day af ... more
0 votes Share Flag Sat Sep 13, 2014 Home Buying in San Diego
Myriam Hochm…, Real Estate Pro in 33446
Myriam Hochman, Ms.Ed. Realtor answered:
I am a first time home buyer. I am a teacher and wondering what discounts and deals might be available. I probably need some help with getting my
I am a teacher for Broward School District in Florida State and also a Realtor. I understand very well the difficulties of being a teacher and communicate with the rest of the world. I ... more
0 votes Share Flag Sat Sep 13, 2014 Home Buying in 92102
Brendan Brac…, Real Estate Pro in 92101
Brendan Bracken answered:
First time buyer question
Hi Shane,
If you were successful in purchasing your condo in 2009, it may be a good opportunity to review your current mortgage and determine if a refinance might make sense.

If you ... more
0 votes Share Flag Sat Sep 13, 2014 Home Buying in San Diego
Sinead McAll…, Real Estate Pro in Oceanside, CA
OPEN HOUSE EXTRAVAGANZA! THIS SUNDAY, SEPTEMBER 14TH FROM 10AM-5PMYou read right! McAllister Homes has not one but TWO open houses this Sunday! Join us from10AM-1pm at our new listing at 4612 Arizona… Read more
Blogged Fri Sep 12, 2014 by Sinead McAllister Home Buying Investment Properties Military Movers
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Camille Shute, Real Estate Pro in San Diego, CA
It's that time of year, the seasons are changing and with them bring thoughts of the upcoming holidays, family get togethers, and planning for a new year. Those who are on the fence about whether now is… Read more
Blogged Thu Sep 11, 2014 by Camille Shute Market Conditions Home Buying Financing
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Nancy Bergman, Real Estate Pro in San Diego, CA
I'm holding a great open house this Sunday 9/14  2-5p, 8860 Villa La Jolla - in La Jolla. Close to UCSD, shops, Scripps, and more...Bright, Light, Open 2 Bedroom Condo West of 5 Freeway in La Jolla. Close… Read more
Blogged Wed Sep 10, 2014 by Nancy Bergman Home Buying Home Selling Investment Properties
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Nicole Fedor…, Real Estate Pro in 92866
Nicole Fedorchek answered:
how do i use my va loan?
Hi, Floyd-
Thank you for your service to our country! The first step in utilizing a VA Loan is to speak to a mortgage professional that is qualified to handle VA Loans. Once you receiv ... more
0 votes Share Flag Wed Sep 10, 2014 Home Buying in San Diego
Camille Shute, Real Estate Pro in San Diego, CA
In Trulia’s 2014 Rent vs. Buy Report, they explained that homeownership remains cheaper than renting throughout the 100 largest metro areas in the United States; ranging from an average of 5% in Honolulu,… Read more
Blogged Wed Sep 10, 2014 by Camille Shute Market Conditions Home Buying Rent vs Buy
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Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I am a 25 year old with two jobs. I have good income and i am ibterested in buying an appartment. Do i need to have a down payment to purchase an?
Hello Ivan, you may qualify FHA from a minimum 580 fico score and 3.5% down or even as low as .5% half percent down payment program. Your qualifications will be determined by your credi ... more
0 votes Share Flag Tue Sep 9, 2014 Home Buying in San Diego
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I am a 25 year old with two jobs. I have good income and i am ibterested in buying an appartment. Do i need to have a down payment to purchase an?
Hello Ivan, you may qualify FHA from a minimum 580 fico score and 3.5% down or even as low as .5% half percent down payment program. Your qualifications will be determined by your credi ... more
0 votes Share Flag Tue Sep 9, 2014 Home Buying in San Diego
Veronica Vas…, Real Estate Pro in San Diego, CA
If you  have been wondering what are the benefits of owning a property vs renting, you are not alone. There are many people thinking the same thing. What is all the fuss about? Well talking to your Tax… Read more
Blogged Tue Sep 9, 2014 by Veronica Vasquez Home Buying Rent vs Buy Property Q&A
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Beverly Tate,…, Real Estate Pro in 92128
WHAT TO KNOW BEFORE BUILDING A GUEST HOUS http://Ewww.SanDiegoPropertySource.comSource: ZillowSource: Zillow Those tiny, often very cute homes that people are adding on their properties seem to be popping up… Read more
Blogged Tue Sep 9, 2014 by Beverly Tate, GRI Realtor Home Buying Design & Decor Property Q&A
Veronica Vas…, Real Estate Pro in San Diego, CA
REALTORS® expect home prices to increase modestly in the next 12 months, with the median expected price increase at 3.4 percent [1]. The expected price change is modest compared to the strong price growth… Read more
Blogged Mon Sep 8, 2014 by Veronica Vasquez Home Buying Home Selling Investment Properties
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Nancy Bergman, Real Estate Pro in San Diego, CA
So, the San Diego market has cooled off a bit. Okay - so there are homes that are dropping in price, so if you are looking for a great deal, today is the day. Interest rates are great - homes are sitting. So,… Read more
Blogged Sat Sep 6, 2014 by Nancy Bergman Market Conditions Home Buying Investment Properties
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