Home Buying in Phoenix : Advice

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John Burke, Real Estate Pro in Austin, TX
John Burke answered:
how long do I have to wait to buy a home after a bankruptcy 13?
Hi Josephvheredia,

It depends.

If you did a straight chapter 13 and did not have a mortgage included in the BK then you may be eligible to buy a primary residence with an FHA or ... more
0 votes Share Flag Sun Aug 30, 2015 Home Buying in Phoenix
randy.aleshi…, Real Estate Pro in Phoenix, AZ
randy.aleshire answered:
Is there anyway I can do this without a down payment?
VA loans do not require a down payment all others will. You might get help with down payment doesn't mean there isn't one. VA loan best bet for 0 down
0 votes Share Flag Wed Aug 26, 2015 Home Buying in Paradise Valley
Hannamiaa, Home Buyer in Fremont, CA
Hannamiaa answered:
where can i get info on trustee sales in maricopa county az?
One way to find foreclosure listings, is call a professional Realtor and they can send you all the foreclosure listings. However, in today's market, foreclosure listings are not always ... more
0 votes Share Flag Sat Aug 22, 2015 Home Buying in Phoenix
Breonnabeo, Home Buyer in Summerville, SC
Breonnabeo answered:
What are the differences between the 'foreclosure specialist' as compared to the service offered by a real estate agent?
Foreclosure specialist is a Marketing term to appeal to a specific sector of the market. Any realtor worth their salt can do a foreclosure. Having said that, I work primarily with buyer ... more
0 votes Share Flag Fri Aug 21, 2015 Home Buying in Phoenix
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
Is it custom for the selling agent to need approval for a final walk though on a property I have been asking to do the final walk as we are scheduled?
Understanding there is the potential of "stalling" the sale, listing agents are usually accommodating.

Hope it worked out for you!
0 votes Share Flag Mon Aug 17, 2015 Home Buying in 85042
Jessica Bate…, Real Estate Pro in Beverly Hills, CA
Jessica Bateman answered:
How to purchase your first home with bad credit?
The Lenders Network has lenders that can go down to a 580 score for FHA. Check them out.
9 votes Share Flag Wed Aug 5, 2015 Home Buying in Phoenix
HelpUBuy Ame…, Real Estate Pro in 75019
HelpUBuy America answered:
what does your credit score have to be in order to purchase a home for the first time and can you purchase with a low score without money down?
Although you might be able to get a loan with a 580 credit score, wait until your score is about 640 before pulling the trigger. You'll need a 3.5% down payment; the seller can pay your ... more
0 votes Share Flag Thu Jul 30, 2015 Home Buying in Phoenix
Yaw Anku, Other/Just Looking in
Yaw Anku answered:
Looking for FHA lender for 580-600 FICO, 3.5% down in Phoenix area
Here's a list of FHA Approved list of lenders in Phoenix that can help with your search
http://www.homebuyerwise.com/fha-approved-lenders/Phoenix-AZ_1619
You can also try searching on ... more
0 votes Share Flag Mon Jul 20, 2015 Home Buying in Phoenix
Jean-Leon Ma…, Real Estate Pro in Tempe, AZ
Jean-Leon Magnotto answered:
Short sale , cash offer, proof of funds?
Sounds likely, in my experience. They tend to want current POF to submit for approval. Good luck!
0 votes Share Flag Thu Jul 9, 2015 Home Buying in Phoenix
Rulawson62, Home Buyer in Phoenix, AZ
Rulawson62 answered:
i am currentlt working overseas and trying to buy a home. will it be an issue for me since im overseas?
I walk in Afghanistan and when home entered into a contract to buy house in USA. Meet with mortgage company. I will be able to do VA loan. I'm in a contractor and get to file tax exempt ... more
0 votes Share Flag Tue Jun 30, 2015 Home Buying in Phoenix
Chelsea Elwo…, Real Estate Pro in Phoenix, AZ
Chelsea Elwood answered:
If I offer to pay rent on a house that contract is is pending can I do that
Do you mean to rent it from the owner as a tenant or do you mean that YOU have the house under contract and you want to move in sooner then your closing date?

Chelsea Elwood, Realtor ... more
0 votes Share Flag Fri Jun 26, 2015 Home Buying in Phoenix
Danamvigilane, Home Buyer in Phoenix, AZ
Danamvigilane answered:
Can I put my financed home under LLC or Incorporation?
I was wondering the same thing, as I live in NJ but I am purchasing a second home in Carmel, California. I cashed in stocks last April and I am purchasing the home with cash (no financ ... more
0 votes Share Flag Wed Jun 24, 2015 Home Buying in Phoenix
Joseph Domino, Real Estate Pro in Scottsdale, AZ
Joseph Domino answered:
Looking for a lender who will offer rent to own financing. I have identified a townhome I would like to purchase. I have down payment
Your post is quite confusing. If you have a down payment, why would you be interested in a "rent to own" situation? In fact, if you have down payment money you should apply for a mortga ... more
0 votes Share Flag Thu Jun 18, 2015 Home Buying in Phoenix
Diablokrogh, Home Buyer in Phoenix, AZ
Diablokrogh answered:
Is buying a gorgeous home in Phoenix without a pool a good investment?
The house, NOT THE POOL, is where you need to be focused. The cliche that a pool adds "$5,000" in value is an incorrect statement....in fact, anybody that uses that cliche is probably n ... more
0 votes Share Flag Sat Jun 13, 2015 Home Buying in Phoenix
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
I am in bankruptcy for two years. Is it possible to buy a house now? I am moving to another state and need the tax break.
Hi Barbo1960,

It sounds like you filed a chapter 13 bankruptcy, right? If so you maybe eligible right now as long as you have the trustee's approval and you have made your payments o ... more
0 votes Share Flag Tue Jun 9, 2015 Home Buying in Phoenix
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
What does a realtor focused on investment properties do?
Hi,

Hopefully you value receiving a search of our local MLS as opposed to 3rd party sites (such as Trulia) where listings are often "phantoms." While most listings appear in MLS, so ... more
1 vote Share Flag Thu Jun 4, 2015 Home Buying in 85016
HelpUBuy Ame…, Real Estate Pro in 75019
HelpUBuy America answered:
Is it legal for a buyer to demand money from seller for roof repairs 2 months after escrow closing?
The buyer should contact the roofing company that made the repairs. Chances are slim that they will get anything out of the seller after closing, but I'm not an attorney.
0 votes Share Flag Wed May 27, 2015 Home Buying in Phoenix
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