Home Buying in Franklin County : Advice

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Sally Grenier, Real Estate Pro in Erie, CO
Sally Grenier answered:
What is the chance of getting a loan for the below scenario?
Did I read that correctly? $8,000 Annually?? $666.66 per MONTH? If so, that won't get you much. If anything. Regardless, you need to contact a lender. There's more to getting a loan th ... more
0 votes Share Flag Fri Apr 3, 2015 Home Buying in 17268
Gary Swank, Real Estate Pro in Pittsburgh, PA
Gary Swank answered:
i want to find the person who bought my grandfathers house when he died.
Check your county assessment website or Recorder of Deeds, or you can do a title search.
0 votes Share Flag Sun Jan 25, 2015 Home Buying in 17201
Joshua Mumme…, Real Estate Pro in Waynesboro, PA
Joshua Mummert answered:
My wife and I are first time buyers. What should we expext to pay an agent? We've been told a different
Normally when buying a house, you do not pay the commission. The commission is coming from the seller, unless the seller has not offered to pay a buyers agent. These cases would normal ... more
0 votes Share Flag Thu Oct 16, 2014 Home Buying in 17268
Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
With a good down payment would it be smart for a person to buy a rent to own home or a lease to buy?
Vince,
NO! It would not be a good idea to rent to own or buy a lease option. If you have a good down payment, buy a house and use a mortgage. If you don't qualify for a mortgage right ... more
1 vote Share Flag Thu Oct 2, 2014 Home Buying in 17236
Jim Cramer, Real Estate Pro in Waynesboro, PA
Jim Cramer answered:
Is it worth it to do a "rent-to-own" on a house, or is there more wisdom in renting an apartment until you are able to buy?
We have done several Rent-to-Own contracts and they work well if the buyer is able to purchase in a year or less. I currently have one available in Shippensburg, PA if purchase is sett ... more
0 votes Share Flag Mon Sep 29, 2014 Home Buying in 17201
Jay Starr, Real Estate Pro in 17202
Jay Starr answered:
I'm interested in 1003 BelAir Drive, what are the stats on this home?
Hello, What Stats are you looking for?
0 votes Share Flag Tue Aug 26, 2014 Home Buying in Chambersburg
Jay Starr, Real Estate Pro in 17202
Jay Starr answered:
Why, when buying a home, they check your credit score but not look at what is actually on it. Why don't they take this in to account?
When you say they, I assume you mean the lenders. In my experience, that's the first thing they look at bc the loan programs have guidelines that say credit scores need to be above a ce ... more
0 votes Share Flag Tue Aug 26, 2014 Home Buying in Chambersburg
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
"For the good of the order" When will real estate professionals begin to act professional?
The professionals ones will act professional. The unprofessional ones there's probably no hope for them. It's ingrained in their personality. The untrained once trained, now there is ... more
0 votes Share Flag Wed Jul 2, 2014 Home Buying in Fort Loudon
alexrsemail, Other/Just Looking in
alexrsemail answered:
Can we use existing equity in our property to build a 2nd home?
Yes, you would apply for a home equity line of credit and once approved it would be like a cash account. You would make payments on only what you withdraw. If you have a payment on your ... more
0 votes Share Flag Mon Feb 17, 2014 Home Buying in 17222
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
Is there rent to own homes in the franklin county pa area,if so how do i go about this ?
First, kiss your nonrefundable deposit goodbye unless you follow the specific mortgage guidelines you intend to use when it comes time to pay off the seller. Most “buyers” ... more
1 vote Share Flag Fri Jan 31, 2014 Home Buying in Fort Loudon
Alan Openshaw, Real Estate Pro in Warminster, PA
Alan Openshaw answered:
Is it foolish to use a credit card for a down payment on a house ?I dont have alot of cash as a down payment
Hello Vince,

Not a good idea and certainly not allowed if you are getting a mortgage. I have heard of people who have not had a down payment take a cash withdrawal and buy 4 months l ... more
0 votes Share Flag Tue Jan 21, 2014 Home Buying in Fort Loudon
Susanne Stev…, Real Estate Pro in 17225
Susanne Stevens answered:
Adult kids returned. Need to buy. Credit is not best/not worst. HELP!
Hi Katherine - there is a loan for all types of situations. If you would like step by step assistance, please feel free to give me a call.

Susanne M. Stevens
Prudential
PA & MD
... more
0 votes Share Flag Tue Jan 21, 2014 Home Buying in Chambersburg
Susan Funk, Real Estate Pro in Chambersburg, PA
Susan Funk answered:
looking for a retirement home with 3 bedrooms (want modern house with outdoor pool
I live in north Chambersburg and would love to help you. This is a great time to buy. Call anytime 301-302-2108 or send an email to susancfunk@gmail.com. I will look forward to working ... more
0 votes Share Flag Sun Jan 12, 2014 Home Buying in Chambersburg
Doyle Bryant, Real Estate Pro in Chambersburg, PA
Doyle Bryant answered:
I was interested in manufactured homes. Should I buy in a community or buy from outside and move the home into a community?
William, Colonial Estates is a very nice community in which to live. If you buy a home in a community such as Colonial, you will need cash to purchase, as most lending institutions will ... more
0 votes Share Flag Thu Jan 2, 2014 Home Buying in Fayetteville
Jeanine McVi…, Real Estate Pro in Hagerstown, MD
Jeanine McVicker answered:
Im thinking about starting the home buying process. I dont know what i can afford or where to start. What Is my first step?
Hi Kelly! Congrats on such a big decision - to start the home buying process! It can certainly be intimidating and overwhelming, and that's why it is so important to find an agent tha ... more
0 votes Share Flag Fri Dec 27, 2013 Home Buying in Chambersburg
Larry Yoder, Real Estate Pro in Waynesboro, PA
Larry Yoder answered:
Is this property still for sale? I drove by there today and there was no 'For Sale' sign. I'm talking about the 9230 Meadowbrook Dr. home.
Yes it is. Let me know how I can help in your search for your home
0 votes Share Flag Thu Dec 19, 2013 Home Buying in Waynesboro
Sandra Gardn…, Real Estate Pro in Waynesboro, PA
Sandra Gardner answered:
Is natural gas available in any parts of Waynesboro?
If their is a home your interested in. Call UGI natural gas company. They can tell you whether or not that house is able to be hooked up or not.
0 votes Share Flag Wed Dec 18, 2013 Home Buying in Waynesboro
Robert Baker, Real Estate Pro in Edmond, OK
Robert Baker answered:
Being a first time home buyer are incentives better in PA or MD. I live in Thurmont MD now
Great Question, get with your agent and discuss in detail.
0 votes Share Flag Thu Dec 5, 2013 Home Buying in Waynesboro
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
im 47 and i was told by a mortgage person im too old to buy a home and plus other comments is my age bad for a 20 to 30 yr. mortgage?
how old was that mortgage person?
12?
sure he wasn't joking?

Amazingly bad "advice".......just plain wrong.

anyone can get a mortgage as long as they qualify for it............ ... more
0 votes Share Flag Tue Dec 3, 2013 Home Buying in Mercersburg
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