Home Buying in Katy : Real Estate Advice

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Susie Kay, Real Estate Pro in Dallas, TX
Susie Kay answered:
New Construction , what are my options if builder changed plan without my consent
I would suggest that you read your contract again, also hire an attorney to represent you.

Good luck!

Susie Kay
Realtor
Seniors Real Estate Specialist
Certified Home Stager

... more
0 votes Share Flag Wed Jan 20, 2016 Home Buying in Katy
Amelia Robin…, Real Estate Pro in Falls Church, VA
Amelia Robinette answered:
Is there anyway for a EMT/Paramedic to buy a home and not put any money down?
also check out your local down payment assistance programs - this is an OK place to start, but you may want to check your county website. if you're part of a union, you might be able to ... more
0 votes Share Flag Tue Jan 5, 2016 Home Buying in Katy
Rstgeorge310, Home Buyer in New York, NY
Rstgeorge310 answered:
What is the purpose of a realtor if you are buying a new construction home? Do we need to have a realtor if we are using builder's financing? Katy, Tx
This posting is getting to be a pain in the you know what. So, if you want to build your own home, get in touch with a reliable builder and work out all the details you would like to h ... more
0 votes Share Flag Sun Dec 20, 2015 Home Buying in 77449
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Is it better to have a pre-approval prior to approaching a builder compared to using the builder's finance? -Houston, Tx -Katy, Tx
You definately want to meet with a local and trusted loan officer to get pre qualified first. You dont need to wait for a banker the builder recommends
0 votes Share Flag Sun Dec 20, 2015 Home Buying in 77449
Alysse Musgr…, Real Estate Pro in Coppell, TX
Alysse Musgrave answered:
If self-employed, is it better to work with a loan officer/real estate agent that has specialization with self-employed borrowers?
While it's true that some lenders are better than others, writing loans for self-employed borrowers isn't really a specialty. I can give you the names of some highly reputable and compe ... more
0 votes Share Flag Mon Dec 14, 2015 Home Buying in Katy
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Pls Trulia try and improve on your site. One does not know if a house is pending or active, Remove houses that have been sold , Also put dimensions.
Trulia does not edit listings. It is up to the listing agent to update their listings. As you see, some are not as good as others, As far as data, some auto feeds to do not line up exac ... more
0 votes Share Flag Wed Dec 9, 2015 Home Buying in 77449
My NC Homes…, Real Estate Pro in Chapel Hill, NC
My NC Homes Team answered:
As a homeowner of a single family home, can I let out part of the house (say, second storey)? Can two separate families live in a single family home?
That depends specifically on your town/city ordinances. These vay widely and if you live in a community with an HOA which you indicate that you do, I can almost assure you that this wil ... more
0 votes Share Flag Sun Dec 6, 2015 Home Buying in Katy
Susie Kay, Real Estate Pro in Dallas, TX
Susie Kay answered:
Hi, I have a question. I have signed a contract to buy an inventory home from the builder. When I took my father to see the house, he pointed?
I would suggest that you talk to your realtor as she/he is hired to assist you. If you don't have an agent then I would suggest that you read your contract again and go from there.

G ... more
0 votes Share Flag Tue Aug 25, 2015 Home Buying in 77450
Susie Kay, Real Estate Pro in Dallas, TX
Susie Kay answered:
How much will be the property taxes for $250,000 house?
That depends on several factors such as the assessed value of the home, the county, city and school district you are in etc. The best way is to locate the property tax info is on the co ... more
0 votes Share Flag Sun Jul 5, 2015 Home Buying in Katy
Janie-dale, Home Buyer in Katy, TX
Janie-dale answered:
In doing my research it appears that property taxes are high in Katy. What would I expect to pay on a home built in 2001 that is listed at 225000.?
Property Taxes are very high here in Katy!
Realtors for obvious reasons forget to share what residents concerns are so here you go see for yourself:
Angry Residents Protest Higher & H ... more
0 votes Share Flag Fri May 22, 2015 Home Buying in Katy
J P Finley, Real Estate Pro in Bloomington, IL
J P Finley answered:
We are renting, but our lease is up in a few months. I am unsure about buying bc of all the layoffs.
Whome, this is a great dilemma to have and is a common question. Honestly, its like the stock market, you don't know what its going to do month after month. However, all indicators nati ... more
0 votes Share Flag Fri Apr 17, 2015 Home Buying in Katy
Persis Behra…, Real Estate Pro in Cinco Ranch, TX
Persis Behramsha answered:
When will this home be up for auction?
Michael, the foreclosure and auction process takes a long time. If it is slated to go into Auction, the bank that owns it may be able to give you an idea of the approximate date.

Pe ... more
0 votes Share Flag Thu Apr 9, 2015 Home Buying in Whispering Lakes
krushnanirad…, Home Buyer in Katy, TX
krushnaniradha answered:
Do Pride Builders in Houston, TX use cheap material? Is it strange to sale a home with a little over 3000sqft for only $120,000?
we bought a house that is a double story and a little over 3000 sq ft. it's been about 5 yrs and now the entire brick slab from above our front door entrance is coming apart....even the ... more
0 votes Share Flag Tue Apr 7, 2015 Home Buying in Katy
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
How can I buy a home in Katy, TX (Harris county) with no money down and help with closing cost?
Hi Lailah,

You're in luck! Most of Katy is eligible for the no money down USDA mortgage!

One of the best things about the USDA program is the monthly mortgage insurance is cheaper ... more
0 votes Share Flag Fri Apr 3, 2015 Home Buying in Katy
Ron Hardman, Real Estate Pro in Brookshire, TX
Ron Hardman answered:
Is it too much to ask that out houses be placed where construction is taking place? I currently have a house under construction and found that master
Hopefully you have an Agent representing you on this purchase. If not....Talk directly with your construction Superintendent/Supervisor. Sales persons sell. The Superintendent supervise ... more
0 votes Share Flag Fri Apr 3, 2015 Home Buying in Katy
Jerry Thomas, Real Estate Pro in Farmington Hills, MI
Jerry Thomas answered:
can an FHA loan be used for a new construction property being built by D.R. Horton?
Maybe. You need to make sure that the draw process (how the builder gets paid) is acceptable to D.R. Horton. Check out my site to find out more. www.bestfhaconstructionloan.com.
0 votes Share Flag Thu Mar 12, 2015 Home Buying in Katy
Aleshia Sand…, Real Estate Pro in katy, TX
Aleshia Sandel answered:
Ok, here is a hard one but I do have high hopes. Getting a Mortgage approved with high down payment, 635 score but NO TAXES or WAY TO PROVE INCOME.
I too agree with USMortgage Ranger, you have a large downpayment - almost 50% after calculation for around $5k in closing costs making DP $55k.

And keep in mind that FHA has its re ... more
0 votes Share Flag Tue Feb 24, 2015 Home Buying in 77449
Aleshia Sand…, Real Estate Pro in katy, TX
Aleshia Sandel answered:
my score is 445 and his is 520. we want to see if its possible to rent to own a house? or will we even qualify? we just moved here.
Unfortunately you would not qualify for a home loan at this time. There are many ways to improve your credit scores over time but for the short-term I suggest renting an apartment simp ... more
0 votes Share Flag Mon Feb 9, 2015 Home Buying in Katy
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