Home Buying in Jersey City : Real Estate Advice

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aannuujj, Home Buyer in Jersey City, NJ
aannuujj asked:
Which one is a better location for a 2-2 apartment with a price point of 700k-800k between hoboken and grove street, jersey city Looking for a low expense place (HOA, Insurance, taxes etc) to live in which would be a great investment going forward. Needs to be close to Path train to commute to downtown. I'm…
0 votes Share Flag Wed Apr 27, 2016 Home Buying in 07310
thinz, Real Estate Pro in Allenhurst, NJ
thinz answered:
I want to buy and move into my first home by my 30th birthday which is 3/19/17. When do I have to start the process?
In January 2017 I would begin evaluating mortgage lenders to see who you want to use and preparing for the document collection process they require. Also want to inquire about an attor ... more
0 votes Share Flag Thu Apr 14, 2016 Home Buying in 07307
Carl Ben Wit…, Real Estate Pro in Upper Montclair, NJ
Carl Ben Witzig answered:
As a buyer, can I represent my self with out an agent ? What are the Pros and Cons of doing this ?
I know, asked in 20111. But I just had a buyer, also an attorney, say she wanted to represdent herself in as the buyer's broker, and deal only with listing agent(s). I believe NJ RE law ... more
0 votes Share Flag Thu Mar 31, 2016 Home Buying in 07302
NJ Buyer Reb…, Real Estate Pro in Mountainside, NJ
NJ Buyer Rebate Team answered:
How much value does a backyard space add to a condo in Jersey City? Is there an average price/square foot?
This question is too generic and there is no formula to give you. The backyard space is definitely a valuable feature but the value fluctuates depending on many factors.. If you need to ... more
0 votes Share Flag Mon Mar 21, 2016 Home Buying in 07302
Alysse Musgr…, Real Estate Pro in Coppell, TX
Alysse Musgrave answered:
How Would An 18 Year Old Go About Buying A House?
You can have someone co-sign the loan or be a co-borrower. Other than that, all you can do is wait until you have the required down payment, credit score (min 640) and work history.

... more
0 votes Share Flag Tue Feb 23, 2016 Home Buying in 07306
Five Stars, Real Estate Pro in Jacksonville, FL
Five Stars answered:
Why do realtors want me to apply to their mortgage company instead of my own chosen lender?
This is common with many realtors and builders alike. They have more control is the big reason. But you should use who YOU are comfortable with. Shop around..

Five Stars Mortgage
N ... more
0 votes Share Flag Sun Dec 6, 2015 Home Buying in Jersey City
thinz, Real Estate Pro in Allenhurst, NJ
thinz answered:
Should I trust a landlord who states they will pay part or all of a tenant's utilities? Is it safer to pay myself?
Not to sound flip, but if you have to ask that about the landlord paying the utilities, how can you trust them on anything else regardless if in writing or not? Unless you have a bad se ... more
0 votes Share Flag Fri Oct 9, 2015 Home Buying in 07302
Dalia Tole, Real Estate Pro in Hoboken, NJ
Dalia Tole answered:
Tax abatements in Jersey City Condos ?
Per the JC tax assessor, the basis or price would be the higher of the two. However, you could appeal your taxes if you think the original sale price was too high, and then if the Hudso ... more
0 votes Share Flag Thu Oct 1, 2015 Home Buying in 07302
Dalia Tole, Real Estate Pro in Hoboken, NJ
Dalia Tole answered:
Purchase Foreclosed Condo in downtown Jersey City
20% deposit (by certified check) is required in a sheriff sale to be registered to bid at the court house. The remainder in cash equivalent becomes due in a short time, 10 days or so, u ... more
0 votes Share Flag Thu Oct 1, 2015 Home Buying in 07302
Tiffany Wentz, Real Estate Pro in Hoboken, NJ
Tiffany Wentz answered:
I submitted a review of our agent, why isn't it posted on her page? (Tiffany Wentz was our agent)
Thx Francine - I checked on this and am still not seeing it :( I'll see what I can find out tmrw - so annoying, especially after you went through all the effort! Will let you know ... more
0 votes Share Flag Wed Sep 30, 2015 Home Buying in Jersey City
Albin.pons, Home Buyer in Jersey City, NJ
Albin.pons asked:
Trulia on my pc I have a pc and I noticed the application on a mobile is more nicers you can scroll on the map and find the price on a specific home . How do I do on my PC ??
0 votes Share Flag Sun Sep 13, 2015 Home Buying in 07310
thinz, Real Estate Pro in Allenhurst, NJ
thinz answered:
Why are there so many Foreclosures happening in jersey city, nj?
Not just Jersey City but the entire state has an open gate for foreclosures to funnel through the process to completion. for a few years, the gov't was auditing foreclosure docs that s ... more
0 votes Share Flag Wed Sep 9, 2015 Home Buying in Jersey City
Kash Vaidya, Real Estate Pro in Jersey City, NJ
Kash Vaidya answered:
700 grove, issues
There is a ongoing litigation with the developer. Garage was damaged during hurricane Sandy.

How litigation works is that there is a transition period where the developer transfers a ... more
1 vote Share Flag Thu Sep 3, 2015 Home Buying in Jersey City
thinz, Real Estate Pro in Allenhurst, NJ
thinz answered:
Are Survey expected not to be done if it's a cash offer?
Cash offer does not remove your need of doing your full title work. Title, survey, inspection are all reasonable to expect regardless of how the property is paid for. Did the realtor ... more
0 votes Share Flag Mon Aug 31, 2015 Home Buying in 07302
thinz, Real Estate Pro in Allenhurst, NJ
thinz answered:
is preforeclosure the same as a short sale?
NO! A short sale can be done without a home being in arrears...but with all the default cases in the past few years, lenders give all their priority to loans in arrears...But short sal ... more
0 votes Share Flag Fri Aug 21, 2015 Home Buying in Jersey City
Kash Vaidya, Real Estate Pro in Jersey City, NJ
Kash Vaidya answered:
What do people think of Zephyr lofts, prices there appear a little lower than other buildings in Hoboken, but am wondering why?
I believe there is a pending litigation in the complex. You need to talk to the management to determine the details/extent of the litigation. Also many units I have shown face the railr ... more
0 votes Share Flag Mon Jun 22, 2015 Home Buying in Jersey City
Kash Vaidya, Real Estate Pro in Jersey City, NJ
Kash Vaidya answered:
Mortgage on non-warrantable condo in Jersey City for H1B applicants.
Ask your realtor to find local approved lenders for the complex. Usually they should have a list of approved lenders that helped provide loan for other properties in the complex.
0 votes Share Flag Mon Jun 22, 2015 Home Buying in 07310
Kash Vaidya, Real Estate Pro in Jersey City, NJ
Kash Vaidya answered:
Hey I'm buying my first home! What does it mean when my agent asks me to waive appraisal so long as home appraises within 1% of the contract?
Usually you do not want to waive appraisal contingency because this could mean higher out of pocket expense (higher down payment) for you.

Let's say your offer is accepted at $350K a ... more
0 votes Share Flag Mon Jun 22, 2015 Home Buying in 07307
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