Home Buying in Holly Springs : Advice

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Tniosi1972, Home Buyer in Clearwater, FL
Tniosi1972 answered:
how can a person on social security disability apply for a home?
I currently on disability how can I apply for free grant
0 votes Share Flag Tue Aug 11, 2015 Home Buying in 27540
Larry Tollen, Real Estate Pro in Chapel Hill, NC
Larry Tollen answered:
I own my home outright. I need a loan for appx. $20,000 . I am on SSDI as my main source of income. I need to know if a loan will affect my SSDI
Short answer is a home equity loan will not impact your SSDI
0 votes Share Flag Mon Aug 3, 2015 Home Buying in 27540
Craig Rasmus…, Home Buyer in Charlotte, NC
Craig Rasmussen asked:
3rd floor playroom in home for young children I was just wondering what Moms think of living in a house that has a third floor playroom. Is being 2 floors below in the kitchen too much of a distance?
0 votes Share Flag Mon Jul 27, 2015 Home Buying in Holly Springs
Steve, Real Estate Pro in Jefferson, IA
Steve answered:
Renting a condo in Melbourne fl..paying 950 . on SSDI / lifetime workers comp settlement.I do not have a sown payment and want to buy. 1st time buyer
Many programs are available to pay your down-payment if you are income qualified and I believe you are.
In fact depending on your monthly income from disability and you specific locati ... more
0 votes Share Flag Sun Jul 19, 2015 Home Buying in 27540
Steve, Real Estate Pro in Jefferson, IA
Steve answered:
I need to get a larger home to buy to get my sons back I need help how can I get any.
I think you may want to contact your local housing authority as they can guide you.
Credit or mortgage counseling is readily available nationwide at little or no cost.
0 votes Share Flag Sun Jul 19, 2015 Home Buying in 27540
Steve, Real Estate Pro in Jefferson, IA
Steve answered:
I just posted a question....but I also wanted to ask ..if im on SSD and have good credit..couldn't I use my boyfriends income also to help buy a home?
You could, although I would not recommend doing so as co-signing a loan for a girl/boyfriend can be detrimental to either one's credit score.
I recommend trying to qualify on your own. ... more
0 votes Share Flag Sun Jul 19, 2015 Home Buying in 27540
Steve, Real Estate Pro in Jefferson, IA
Steve answered:
Can you get a new mortgage if you are collecting social security?
absolutely ! A mortgage can not be declined because of anyones disability.
0 votes Share Flag Sun Jul 19, 2015 Home Buying in 27540
Steve, Real Estate Pro in Jefferson, IA
Steve answered:
I am 52, on SSDI and raising a 12 year old solo. Are there HUD or other government programs that will help me to buy a home?
Have you applied for a Habitat for Humanity program.
With your own sweat equity ( some small labor or help on your end) usually very little, you may actually be able to help yourself a ... more
0 votes Share Flag Sun Jul 19, 2015 Home Buying in 27540
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
Buying a home..
Kitin,
Any offer on a home should contain a period of time to address concerns like you had, a due diligence period. The amount of time can be negotiated, but should be enough for th ... more
1 vote Share Flag Fri Sep 12, 2014 Home Buying in Holly Springs
Angel Garcia, Real Estate Pro in 27513
Angel Garcia answered:
Buyer's agent with buyer rebate?
Congratulations on your efforts and determination to pursue the savings our company is proud to provide. Agents are continuously facing a variety of added operational expenses not inclu ... more
0 votes Share Flag Mon Aug 25, 2014 Home Buying in Holly Springs
Pam Kastl, Real Estate Pro in Apex, NC
Pam Kastl answered:
Looking for Mls suite with kitchen
The previous post that indicated it is difficult to find these homes due to the inconsistent way they are marketed is correct. Doing a quick search for homes with "inlaw suite with sepa ... more
0 votes Share Flag Thu Mar 20, 2014 Home Buying in Holly Springs
Krista Abshu…, Real Estate Pro in Fuquay Varina, NC
Krista Abshure answered:
Can a registered sex offender that spent time in prison be allowed to purchase a home that is on ssi payments, yes the tax payers money ?
I do not believe criminal history affects loan eligibility.
0 votes Share Flag Sun Mar 2, 2014 Home Buying in 27540
brittneydhar…, Other/Just Looking in Cary, NC
brittneydhardison answered:
I really want to buy a house I've wanted to do this when my children were small.I have grandchildren now,and I'm still living in the same apartment my
There are numerous programs out there that do allow SSI income. At River Community Bank, N.A. we have programs available for first time homebuyers as well. Please feel free to call me a ... more
0 votes Share Flag Mon Feb 10, 2014 Home Buying in 27540
Krista Abshu…, Real Estate Pro in Fuquay Varina, NC
Krista Abshure answered:
I would like to purchase a home. I'm on ssi, how can I get a loan?
I would encourage you to speak directly to a lender. I have been told in the past that it should not make a difference if your income is from SSI or a full time job. I do believe the ... more
0 votes Share Flag Wed Feb 5, 2014 Home Buying in 27540
Krista Abshu…, Real Estate Pro in Fuquay Varina, NC
Krista Abshure answered:
ok...so with my disability income and good credit can I also use my husband to be's income as well to purchase a home?
I would recommend speaking to a lender, however in most cases this should be fine. There are often times when unmarried or engaged couples purchase homes together.

IF you would like ... more
0 votes Share Flag Thu Aug 15, 2013 Home Buying in 27540
Jerry &…, Real Estate Pro in Cary, NC
Jerry & Linda Boman answered:
Im on SSD and have been told I have good credit but because of my income I cant buy a home....is this true?
Lenders are concerned about your debt to income ratio. If your income comes from several sources , lenders want confirmation that these are permanent and can sustain your monthly mortga ... more
0 votes Share Flag Fri Jul 26, 2013 Home Buying in 27540
BRANJO8589, Other/Just Looking in Holly Springs, NC
BRANJO8589 answered:
can a person who has been convicted and is now a sexually offender get ssi or ssd?
You cannot be a convicted felon and receive SSI - SSDI - TANF. This information is from a family friend, I have not investigated their claims, therefore, I do not have confirmation.
0 votes Share Flag Tue Jul 23, 2013 Home Buying in 27540
Patricia Lof…, Real Estate Pro in Cary, NC
Patricia Loflin answered:
Can someone recommend an app to use while driving in the holly springs/general raleigh area to see available homes?
the mobile app for Trulia. Are you working with an agent because it can be overwhelming. I would love to help you.
0 votes Share Flag Tue Jun 11, 2013 Home Buying in Holly Springs
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